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Hello everyone, I was playing around with different scenarios on Healthcare.gov website to see what choices I have for insurance companies. I noticed that the majority of choices in FL where I live had limited in-network choices for doctors, specialists, etc. Some of them were limited to the...

I’m 49, DH is 53, and we plan to retire next year. We have about 1.3M in combined retirement accounts (IRA, 401k, Roth), which we can’t touch yet for at least 6.5 more years. We have close to 900k liquid money (400k in taxable brokerage and the rest in regular savings accounts). The problem...

Hello everyone, After reading the threads about LTC on this board, I spoke to a few insurance agents about LTC and whole life insurance w/ LTC rider option. I knew they would be expensive, but wow! I’m 48 and DH is 52, non smokers, and average health, and I was looking at 500k policy which...