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    Dynamic Spending Models

    Has anyone used a dynamic spending model in retirement? For example setting a base spending and then adjusting discretionary spending each year depending on market returns of the previous year? Conceptually I like this model because it allows to adjust up or down depending on the market, which...
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    Delaware Statutory Trusts (DSTs)

    We are selling an out of state rental property that has a good amount of appreciation. Managing the property manager has become an annoyance. We are considering a DST or just paying the capital gains now. I'd prefer delaying the gains to a future date when we have less income. But, the fees and...
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    Mid Life Crisis

    I’m 44 and my DW is 42. We have two young children. Financial details: My income ~270K DW ~160K. She still wants to keep working at least for a few more years. Assets: Roth/401Ks-$2.7M Non-retirement investments-$1.1M Real Estate rentals-$1.42M, produce a net of ~5K a month not included in...
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