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Tango, If you are uncomfortable with $4 million being enough money to support your lifestyle how much money would you feel was enough. Would $6 million give you piece of mind? or $10 million. Probably not, so your fear is of the unknown not what you already know and there is never going to be...

Seems most posters here have a good amount of money and assets. Alot more than the average guy/gal/couple. If you were them...say 50-55 years old, small house or a renter, 30K in savings, 70K in a retirement fund, kids on their own, moderate pension at age 62, SS at 66 Would your views of...

The reason for the high costs of home and property taxes in NJ are because alot of people want to live there. Why? some because they are Jersey guys/girls but many because of the opportunity to earn a higher salary than areas with lower home prices. Alot of commuters to Manhattan to work...

Does CNN tell you how? Costco is everywhere where is the 32%? Housing maybe 50% but not rents. Utilities with the Florida heat and NY winters its close. Transportation use the subway. Healthcare where is the 22%? And how many unskilled people can make $50,000 in Tamp?. No unions, I doubt city...

Living in Tampa is probably financially harder than NYC, NY suburbs, or New Jersey. Real estate is cheaper in Tampa but not that much (excluding Manhattan). Jersey has the high property taxes. Everything else is about the same. In NYC you can get by without a car no way in Tampa or most of NJ...

Emigrant is good, ING I am not familair with Citibank is now is the same 5% business Of all I thinh HSBC is the best.

That's a good choice. Get rid of the Manhattan apartment and make the sacrafice of renting something simple but fairly close to work. Put the money in a secure investment. Keep the job, it's too much money to give up now, you will never make anything near that in a small town. Not in your...

Won't you and your friend be entitled to collect unemployment insurance as well as the severance you received?

How much do Walmart greeters make?

Great question I have not done it but would like to. I think even a sudden ER decision must have some pre planning. Finances, medical insurance, pension, desire to make a change. Probably after rolling aroung all those thoughts in your head for a while an incident at work may give you the...

I have seen alot of positive stuff about living in Thailand. For me it may be a real culture shock but I am considering giving in a try in the near future. At least a month vaca. Can I ask those with experience there what do you think may be my areas of attraction and my challenges. Cannot...

Just wanted to gather more info on heath insurance after FIRE. As we discussed there are various programs but any ideas about joining a group now so you will have the option of buying group insurance in the future. One poster mentioned beomming a member of IEEE for 2 years. Can anyone join? Any...

I think the state you live in is the biggest factor. As stated  previously skies the limit with Hippa rates so even though they have to insure you is it really realistic at $2000 a month to go Hippa. State risk pools seem cheaper and usually will accept you if are rejected by one company or...

When the dust clears I think the homes that will loose the least value will be where there are opportunities to earn a good living. Maybe its that location location location stuff. The nicer newer homes will cost more than the old run down homes. (common sense) And the areas where there are...

LZG4NB I do not think there is much of a chance of that. Especially in Broward County. Fort Lauderdale is a great town but well overpriced considering the job opportunities. If the property is on the Intercoastal or A1A it will hold a better value than homes west of that but I do not think it...

If TIPS real rate ever gets to 3% what percent of investment money do you think should go into them? How about 3.5%? 4%? (may not be very realistic but...)

JB both statements are right. A bond less than 5 years old has the last 3 months interest excluded in the value. If you redeem a March 2005 bond within 5 years you have to pay a penalty but that penalty is already in the current value. Example you go to the bank July 3 and ask to redeem that...

CT yes the value of any bond less than 5 years old already has the 3 month penalty factored in. You bring it to a bank teller they punch in some numbers and know exactly what the bond is worth. You bank account is credited good funds right then. If the bond is older than 5 years the value does...

JB, This is the way it works, Look at the issue date. Let say it March 2005. March and September are the months your rate changes. If you have a March bond you get the 6.73% in March, April, May, June, July and August. September you get the new rate. So for September, October and November you...

Dex what firm did you use to buy foreign currency? Everbank has CD's not too familiar with others Gerald

If retired or if employed would you consider yourself to be a white collar worker, blue collar worker or no collar worker?

Paper bonds are not purchased through Treasury Direct, TD is used for online holdings. Just go to your bank and ask for the form, fill it out and give it to the teller. They send it to the Treasury and you get the I or EE bonds in the mail within a few weeks. Your account is debited for the...

Why CD ladders? if funds were invested 2 years ago with the last maturity in 2009 is that really benefical when we knew interest rates were headed upward. Wouldn't rolling over short term T bills get you the best rate every 3 months. When the Fed is finished raising rates we should know, then...

I agree here, $2 million minus the home and auto purchases invested in inflation linked products will allow for enough money for a real long time. Unless your gonna miss the action of watching the stock markets ups and downs.

OAP did you have an attorney prepare these documents of did you use software? Living wills and health docs may vary from state to state so that may be something to check into.