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Seems most posters here have a good amount of money and assets. Alot more than the average guy/gal/couple. If you were them...say 50-55 years old, small house or a renter, 30K in savings, 70K in a retirement fund, kids on their own, moderate pension at age 62, SS at 66 Would your views of...

I have seen alot of positive stuff about living in Thailand. For me it may be a real culture shock but I am considering giving in a try in the near future. At least a month vaca. Can I ask those with experience there what do you think may be my areas of attraction and my challenges. Cannot...

Just wanted to gather more info on heath insurance after FIRE. As we discussed there are various programs but any ideas about joining a group now so you will have the option of buying group insurance in the future. One poster mentioned beomming a member of IEEE for 2 years. Can anyone join? Any...

If retired or if employed would you consider yourself to be a white collar worker, blue collar worker or no collar worker?

It seems many use financial software such as Quicken and MS Money. Many access thier bank accounts and brokerage accounts online some may not even get paper statements to confirm their holdings. This seems OK to me for credit cards since the bank usually is responsible but Quicken and Money I...

Alot of posts regarding health care premiums but what about the heath care itself. Do you think the quality of health care and doctors is determined by location. Are MD's at John Hopkins or NY Hospital generally better than doctors in a small town in the midwest. If so why? If you need surgery...

Retirement does allow for leisure time and some is probably spent watching TV. Regular TV, Direct TV, Cable, DVD rentals So what do you watch, what are some of your favorite movies, sit coms, news and information stations, HBO series Fox News, the Sopranos, re runs of Steinfeld. History...

I never been there although it seems that real estate is pretty inexpensive as compared to most big cities. Anyone know much about Houston, the prices of homes and it's pros and cons.

Most of know what the equity and bond markets have averaged over the last 100 years. We also know about the highs and lows of inflation in the past  FireCalc is a great tool using data from the past to guide us. Fairly recently we have seen real estate go sky high and gold taking off beyond...

OK OK Many say $1,000,000 ain't what it used to be and I guess it is not. (still plenty to me). So keeping that in mind how would you define the term millionaire by todays standards?

There is a difference between the 2. Which one did you do?

Looking for a laptop with all the necessary stuff and warranty. Prefer something light easy to carry around. Anyone have any suggestions or know of any deals now?

The rule seems to be moderate to heavy stock market investing throughout and then a 4% withdrawal should be by historical standards achievable. I was wondering how the conservative investors allocate their funds. Any real conservative investors care to share where they put their money and what...

What age groups are most likely to collect Social Security benefits when they are age 66. What do you think about Medicare?

I found Bob's book interesting and very informative. Areas of special interest are Portfolio investing, safe withdrawal methods and moving to semi retirement or sabbaticals from full time work. A useful piece of info which some may not but should be utilizing is how to convert your IRA to a...

Do you track your investments on software such as Quicken or Microsoft Money. What type of flucations do you see in your portfolio's on good days vs bad days vs OK days? A big up day in the market may bring a portfolio up $5-10K, a down day ($5k or more). What types of swings to you experience...

I understand I bonds fixed rate plus infaltion rate equals return. If you buy an I bond you will receive 6.73% for the next six months then it can change. If you buy a $10,000 five year TIP tomorrow and hold it for five years What is your return? and How is it calculated?

Okay... you ER today You calculate your net worth You invest accordingly You run the #'s through Firecalc All the data allows you to have enough money to maintain your current lifestyle until age 81 After your 81st birthday the only possible source of income is Social Security (if it's there)...

Hefty I bond rate looms By Laura Bruce • Bankrate.com    The interest rate on the federal government's inflation-fighting savings bond could come in above 6 percent when it's adjusted Nov. 1. - advertisement - The current I-bond rate of 4.8 percent consists of a fixed rate of 1.2...

Some relocate in ER to lower expenses. I think the biggest factor in different areas of the country or the world is home prices and rents. I am not sure if there is a real big difference in everyday or frequent expenses. To make a comparison how much does it cost you for A gallon of regular...

Poll is geared to those who are financially OK, have retired or want to retire young. What is the motivating reason?

Seems like there is an interest amoungst many forum members to retire or travel to international destinations. One major delema I see is the language barrier. Besides English what languages can you get by with even if its just a little bit.

Now that you have left the work world Do you still keep in touch the people you worked with? If so what do you talk about.

Seems like this hurricane situation is really becoming a major issue for the US. Besides the obvious current problems they have created do you see past and future hurricanes as a serious problem for the economy.

Not "Do you want to go back to work" but for those who have enjoyed years of ER If it was necesary for you to go back to work for whatever reason, Would you be able to find a job that pays near what you used to earn prior to ER?