Search results

I see! That makes sense. Thanks for explaining it!

That is correct. Housing in where I live now is expensive, and the taxes are terrible. I thought about keeping the housing for price appreciation (once I leave I will probably be priced out of the area permanently), but the taxes and carrying costs are just not worth the trouble.

Good point about being double taxed on reinvested dividends! Just realized dividends are taxed even without cashing the gains. :facepalm: I will bump up my WR if needed. But to be honest I don't have many expensive hobbies. Don't know much about cars and have little interest in toys or...

Thank you. Fully anticipating some "side effects" will emerge once the honeymoon period of FIRE is over. I plan to do some gigs for my post-pressure cooker years. I have many hobbies/interests which for years I was never able to pursue, and I am hoping to turn some of those hobbies into projects...

@pb4uski: why do you prefer to have all fixed income in a 401K? For my 401K portfolio I was thinking to either go with total market stock ETFs or growth ETFs, and thought I could take higher risks since I won't be touching the account for another 10 years. I am not a big fan of bonds...

Thank you all for your advice! Points well taken, particularly on the dividend vs. total return. I agree with the fundamentals behind the argument -- on average total returns from the broad market have been greater than the income from 2-4% dividend yields. Also great advice on getting a good...

Happy new year everyone! I am Alyssa. Long time lurker and have learned tons of valuable knowledge from this forum over the years. After 20 years of a highly stressful career and 60-hr/wk (no)life in finance, I am ready to leave the industry (and the workforce altogether) by mid this year. In...