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A friend has congestive heart failure. He is 72 yr of age. We were discussing life and death issues when he pulled out a tape measure. He said what's the average life expectancy? I answered IDK maybe 80 yr? Then he pulled out 80 inches, put his finger on 72, and said this is my life if...

Where do you stash cash? Well not exactly cash money in greenbacks, but easy to access money that I can turn into cash. I have a few hundred in a local credit union, and somewhere between 10-20 thousand in a vanguard money market account. I auto transfer out of that VG account for reoccurring...

The bank that holds my mortgage just notified me, my new rate heloc is >1% lower than my mortgage rate. I'm pondering using it in some capacity. I could pay my mortgage now with cash (low principle)but it is at 5 5/8 % and I see no need to rush a pay off. With stocks so low, I'm thinking...

My best friend died last week unexpectly at age 49, today I was over to see his widow to discuss what to do next. I'm no expert, but do well with my meager funds, and she trusts me and I don't want to screw this up. I have not called for any info yet, and thought I'd post here first. I have a...

I seen on TV recently that lots of "experts" have concluded oil production either has or is about to peak. Then we start on the downward slide of less oil with all that implies. I know experts can be wrong, and this was one of those doomsday is coming shows, but for the sake of argument lets say...

Does anyone know how much you can use for deductions for mileage related to medical expenses? (cents per mi) shredder

We use a calling card for long distant calls plus my wife's cell phone. I have been using ATT card, but now when I go to recharge it they have upped the rates. I'm ready to switch, but to who?? Duane

OK I'll start............. YTD returns on my IRA (easy to calculate since vanguard does it for me) 14.41%. Biggest gains in Vanguard international value and V international growth. Took out some gains and put into bonds to get back to my 60/40 allocation.......Shredder Happy New Year...

Has anyone installed the foam backed laminate floors? I'm thinking of doing the bathrooms in a tile patern and if it is not too bad doing the kitchen, dining room and sun room next. Any comments? Hard to do? does it wear well? Shredder

I had a hard drive replacement. I'm now up and running, but somewhat slow. I downloaded a registry program to help,(registry pro or something like that)it showed a lot of registry problems with my computer. When I went to use it for a second time it did not work, it denied my password, err, code...

I keep getting these fake emails saying that I need to update my chase bank account, a while back it was my ebay account. I know they are just phishing for my personal info, but how can I stop it? Is there somewhere to forward these emails so someone can get caught? Worse than those annoying...

My 11lb Yorkie recorded his first kill today. When we returned from a walk he chased and cornered a chipmonk under the central air unit. A couple of faints and the chippy took off, Scrappy pounced and with savage efficientcy dispatched the chipmonk. Looking back the warning signs were there but...

I'm setting up a IRA with Vanguard using the coffeehouse  portfolio more or less. I am thinking of going 30-35% international. Any suggestions on funds to pick from V. ? Right now I'm considering 50-50 between international growth and international value keeping it like the coffeehouse method...

I had a 401K at fidelity, and started the process to roll over into my IRA at Vanguard. The 401 was sold on the 15th and I've yet to see a check. I called them and was told that if I set up an IRA with them they could do it in minutes but since I went with Vanguard they would not send out a...

I turned 50yr old and now the AARP letter came. Anyone have a opinion on if it's worth joining? I don't need their insurance or investments. What else is there? Shredder

http://www.nytimes.com/2004/12/26/business/yourmon

I suspect I'm in the minority here, but you could not drag me to live in the city. we live in a township that has only 5000 residents and it's a large area. A lot of those residents are snowbirds. We also have a lot of weekenders, you know the bust your ass to get away for two whole days type...

I've been RE since last April due to back surgery,(fusion L3-L5) and just now I'm feeling alive. I recovered OK from the surgery, then found out my work place put me on comp semi-permanate. I felt good, actually like a RE millionaire, comp till age 65 then normal retirement, but something was...