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  1. J

    my toxic inheritance

    All due respect you are all over the board here. If the liquidation value is high, as the business is running, then sell it! Seems like other shareholders would want to sell if liquidation value is high. If they don’t want to sell, it doesn’t matter what the liquidation value is. They are...
  2. J

    Career advice sought for young student about to start college.

    kind of sounded like me 40 years ago. Went into accounting because seemed to be a good field and what my dad went into. My first year at community college I toyed with the idea of pre med, but I had to make a decision of that or accounting by year two, so I transferred to state U and got the...
  3. J

    my toxic inheritance

    Correct. The company is worth nothing, at least in terms of earnings. Having the CEO work for free gives the illusion the company is worth something. If there are no takers then walk away and let it crumble. If OP liked the work, then demand a reasonable salary. Of course he won’t get it...
  4. J

    The Day Has Finally Come.....

    It has been a bit different for me. I was laid off 10 years after my first company job, in my 30s. Felt some of the same things OP felt. Took several months off, worked another job, then they sold part of the company, so then I took time off, then did contract work. My career has had scattered...
  5. J

    my toxic inheritance

    This is pretty easy if you step back from it. If you hired somebody to replace you, profit would be zero. The true value of the company is zero. It only seems like it has profit because you are doing work for free. Right now, the profit is essentially the management salary, but then you...
  6. J

    Fentanyl Dangers

    I’ve read that in Mexico illicit pills are manufactured to look almost exactly like certain legit prescriptions. In terms of fentanyl pills, they (illegal manufacturers in Mexico) increased the “standard” dosage to accommodate addicts who need more. The problem is the typical pill dose now is...
  7. J

    49 and 6 years to go in TX

    Is the desire to simply accumulate/posessing more (guns) or is the fun in acquiring new ones? I assume these have market value. Perhaps you can manage spending by selling some to buy new ones? If you like just having them, perhaps you have enough to enjoy, between maintaining them, or shooting...
  8. J

    shameless ask for praise for walking

    In recent years I’ve started to read articles that in some cases running actually does not cause wear and tear to the joints and to some degree it may actually good for them. It probably depends on the person. I rarely run, either do cardio machines at gym or walk. In my case I think my knees...
  9. J

    FIRE in 4 months!

    Spent a few weeks in NZ. Never been to Philippines. Seems like the quality of life would be much better in NZ. I don’t think I would go live somewhere else not as nice just because it’s cheaper and I don’t have to work.
  10. J

    Anyone negotiate a "severance" in non-RIF times?

    Strickly speaking many severances often come about due to a reduction in force and your position being eliminated. A company is going to be less interested in giving a severance to somebody they have to replace. It’s not to say you can’t negotiate some sort of amicable transition if the terms...
  11. J

    How is the Match taxed on a Roth 401k?

    At the risk of piling on, this isn’t right. My wife contributes the max to her 401k for 55+. In addition she gets an employer match.
  12. J

    International Investing....why?

    They are an outlier, until they aren’t. The point is there is a possibility that something comes along that hits the US markets disproportionately vs other markets. Many can’t envision what that may be, so they assume it can’t happen. I’m not making that assumption.
  13. J

    Long Covid

    https://www.ncbi.nlm.nih.gov/pmc/articles/PMC9903129/#:~:text=ROLE%20OF%20ANTIHISTAMINES&text=Several%20studies%20have%20shown%20that,antiviral%20and%20anti%E2%80%90inflammatory%20properties.&text=Moreover%2C%20antihistamines%20have%20shown%20to,post%E2%80%90Covid%E2%80%9019%20infection...
  14. J

    Long Covid

    For those suffering long Covid did anybody try Benadryl and other antihistimines? Those seemed to bring relief to some long Covid sufferers.
  15. J

    I have COVID and need help. I am in panic mode

    I had fever and chills for a day. I didn’t know I had Covid to 3 days later when I took my son in for similar symptoms. Whenever I have a heavy sinus type illness, I take 12 hour Sudafed in the AM, the kind you get behind the counter at the pharmacy, and also mucinex DM. Ibuprohen and/or...
  16. J

    Prevent Disinheritance of Heirs After Remarriage

    IANAL What you are saying is probably true in non community property states where each spouse typically has their own RLT. In community property states the trust is often set up as one trust in both names, and would become irrevocable upon death of second to die assuming both spouses are...
  17. J

    Need to limit my account viewing.

    Personally I would not be comfortable only checking quarterly or even monthly for security purposes, given the environment of cybercrime. I use quicken and run anywhere from every couple of days to maybe a week.
  18. J

    My Recent Calcium CT Scan

    While this appears to happen anecdotally in some cases, there isn’t solid evidence that this is a common thing, and to the extent it happens it appears to be reversible. On the flip side there is some weak evidence that statins actually reduce occurance of dementia and Alzheimer’s, but again...
  19. J

    My Recent Calcium CT Scan

    People have this perception that prescriptions are bad, but supplements are good because they are “natural”. There really is no difference other than a prescription has been tested for efficacy and you can be confident you are getting what you are paying for but supplements are pretty much...
  20. J

    My Recent Calcium CT Scan

    I took low dose aspirin for at least 10 years perhaps more, but stopped after more recent guidelines were murkier. At my CAC and cholesterol my physician is somewhat indifferent. Now that Ive quit I noticed two things - I was more likely to get nosebleeds if I tried something like Flonase...
  21. J

    Reducing stock exposure in Retirement, age 60+

    We are a few years younger at 60% equities. We may reduce as we age, but we also hope to pass on some to kids. The difference in 22% or 15% isn’t dramatic either way. There is a point where a portfolio take on more risk with no stocks, as you lose the diversification effect of stocks and...
  22. J

    Whatcha gonna do if ACA goes away?

    While I don’t think ACA going away is probable, I think the chances are higher than some may think. If it does go away, I’m not going to assume there will be a plan B in place. That would be logical but that’s not the way things work these days. In 5 years I’ll be eligible for Medicare and...
  23. J

    My Recent Calcium CT Scan

    https://www.investmentreports.co/article/michael-davidson-md-and-ceo-new-amsterdam-pharma-951/ This particular non statin drug in phase 3 trials reduces LDL to even lower levels on top of statins and has exhibited no material side effects. Probably will be on the market around 2027.
  24. J

    My Recent Calcium CT Scan

    My ALT and AST levels appear normal, on lower end of the range since taking 10mg rosuvastatin. I don’t think I’ve ever paid attention to them until now.
  25. J

    My Recent Calcium CT Scan

    I didn’t look at the paper but my impression is the issue with stents, for some, is while they do help the stented area, if you need a stent that usually means you also have buildup elsewhere, and eventually that catches up with you, so sometimes in studies stents don’t have a materially better...
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