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As I have posted elsewhere, I recently became interested in managing my own health. After some research, I adopted a ketogenic diet and have also used intermittent fasting to lose 50 lbs so far and reversed my pre-diabetes. In the process, I have found some wondrous things: Type 2 diabetes...

Late in life, I have decided to pay serious attention to my health. I have metabolic syndrome. I do not want type-2 diabetes. I do not want 'type-3' diabetes (dementia). I do not want kidney failure. I want to delay going to the infernal realm as long as I can. So far, I have eliminated...

6 days in Austin at the end of Feb this year for a quilt show at the convention center. Austin used to be a funky town. That is disappearing. It is becoming Seattle-ified---lots of new, very high-rise businesses and condos downtown. The highways are in good shape. All other streets are...

I always wondered if there might be a gotcha with ETFs, as they are a derivative of sorts. You are one step removed from actual ownership of the stocks, just like mutual funds. Even though ETFs are traded like stocks, there will be times when you CAN'T trade them, when trading will be...

This morning, I watched BBC news and eye-balled UK-specific ETFs. They all seemed to have similar returns over time. However, EWU seemed to take the hardest hit by mid-day. I bought 120 shares at 14.64. It has had about 4% yield. We shall see where it goes. Sent from my SM-G900V using...

How about this? The expense ratio for my Vanguard Prime Money Market Account, VMMXX, (which I MUST use) is 0.16%. The expense ratio for my Vanguard Small Cap Value Admiral Fund, VSIAX, is 0.09%, as is their ETF, VBR. Does this make sense?

I just ran across an interesting idea: it appears that Schwab will automatically re-balance your portfolio within bands or on a schedule. There may be limitations on this. Who else does this? Does Vanguard? (I have e-mailed them but they seem to be very busy today.) Cheers, Gypsy

I am not sure this update has been reported here yet. As reported here earlier, on Dec 28 of last year, in his blog Can I Retire Yet New Research: The Best Retirement Withdrawal Strategies - Can I Retire Yet?, Mr. Kirkpatrick posted the results of his search for the best retirement withdrawal...

This costs her $450/day = $164,250/yr. You could do that, couldn't you? :coolsmiley: https://www.washingtonpost.com/posteverything/wp/2016/03/07/what-its-like-to-live-on-a-cruise-ship-for-8-years/

I followed a link here to JLCOLLINSNH web site and found this, his first post: The Monk and the Minister Something I wish I had realized when I was younger. Gypsy

I just learned that people who drink coffee black and like very dark chocolate (I like 90%) are more likely to be psychotic. Do the voices in my head bother you?

I was going over some old articles and found this one: A Simple Way To Outperform The Market With Beta Power | Seeking Alpha It reminded me that the market is known to track the inverse of the long treasury bond. Wellington is my current yardstick. Its AA is roughly 60/40 equities/bonds...

For those of us who are delaying our benefits (e.g., file-and-suspend) until 70, the dept of Social Security has a trap waiting for us. The latest Social Security horror story—commentary "Now, the agency is trying to force some people to accept a six-month retroactive payment when what the...

We like light in a part of the country that can get quite gloomy. We were replacing our incandescent lamps with CFL lamps until LEDS became more widely available. Now we are replacing even our halogens with LEDs. Our power bill since we moved back in from 4 years overseas has dropped from...

Found this on Yahoo yesterday. Real-Life Retirement Advice From Savvy 90-Year-OldÂ*|Â*Buck Wargo Another warning that life in retirement is different and we should take care to be prepared for the changes to avoid disappointment and misery. Such things are well-known to old-timers here, but...

I am trying to move as much as I can from my traditional IRA into a Roth or Roths before I turn 70.5 due to the Tax Torpedo. In February, I moved my holdings of two energy stocks worth about $38k and $28k at the time into separate new Vanguard Roths (call them Roth A and Roth B) by the back...

Some may remember that Christine Benz of Morningstar published an interesting set of articles in Aug 2013 on a Bucket Stress Test. The last article was on 22 Aug 2013, titled "We put the Bucket System Through a Longer Stress Test", for a period from 1 Jan 2000 to 1 Jan 2013. The plan was for a...

http://finance.yahoo.com/blogs/daily-ticker/how-these-average-joes-retired-millionaires-142631833.html A How-we-did-it-and-you-can-too from our surfer:

I don't know if it is the web site or the Tab 3, but the two aren't working together. Ironically, I couldn't get it to work when a feedback window popped up. :laugh: So, here is the feedback. Tapatalk on my olod Galaxy S2 works fine.

We are considering helping DD buy a house in Tucson where she now works in a stable teaching job. Her rent is going to jump shortly and she wil have to move unless we give her some help. There are some credit problems stemming from a failed marriage and we are considering gifting about 30% of...

Interesting article quoting people looking back: Retirement Living: Biggest retirement regrets "...if retirees had an opportunity to do something differently to prepare for their golden years, which mistakes would they correct?" "There are two or three key mistakes — people planning for too...

I have been reading that Puerto Rico has fiscal problems. They seem to have more than that: Yahoo!

Just in case there are still any of you out there who have emotional attachments to your career and a life of service... Yahoo News Canada - Latest News & Headlines

When I was home on leave recently, following my FRA, I tried to file-and-suspend on-line, like we are supposed to. I had some difficulty, because file-and-suspend does not seem to be a simple choice on-line. I tried it though. I then went to the SS office to make sure everything was OK and...

With the Tax Torpedo in mind, I am looking for a conversion strategy. Using a relatively simple spreadsheet and on-line tax estimators to compare different cases, and after wringing out the obvious bugs, I have learned some things that may be helpful to others, even though it may not be...