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I’m kind of suspicious. You don’t sound like a 50yo M, or someone that’s climbed to Everest base camp, plus 7 continents, etc. etc. But, if you are as you describe… I would look closely at my expenses. For example, being completely sexist, maybe a 50 yo F might indulge in shopping for the...

b/c a ruptured AAA is the closest thing to a SHTF in a hospital. Not medical advice if I had an AAA, I would exercise moderately, keep BP and sugar under control, maintain an ideal BMI, learn how to relax and de-stress. This happens to be the same advice for most chronic medical conditions...

Haha. No man, or woman, is perfect. Again, I appreciate understanding the way someone’s mind works. Gives me perspective on their perspective, and insight into their insight. And Aristotle was correct. Do you not remember girls in middle school?

[mod edit] … personally have completed Christmas shopping. Also staples shopping for the next 6-9mo (and not the metal kind, which I have prob decade supply). Not usually a prepper, and typically holiday shop mid-late Dec.

Midpack, to answer your original question- not sure. The older I get, the more understanding of human nature I have, the better understanding I have of the tenets of investing. Today though, the economic climate is very different than 15, 25, or 30y ago, no? Lots of QE, external factors like...

I’m not fully RE, as I still work 1-2d/wk. But have discovered, now that I have time to tinker, that I enjoy market-timing.

One of the benefits of a pandemic (and ongoing no-fly ban by husband), is plenty of time. Like enough to read straight through a 9 page thread. TL; DR: I agree w/ ikabuk, that the rental owner most probably had illicit internal cameras, possibly for nefarious reasons. Reasons: The rental...

I agree that it’s prudent to live in a neighborhood with good schools b/c it’s worth it for the kind of neighbors and community services you’ll get. OTOH, if private school is the world your children know, and you LBYM, your children may consider you “poor.” But, as they have gotten older...

I can guess what “should” be the long term expected results from following this. Nonetheless, the above process is what I used for GME and BB purchases, after having followed WSB for almost 2y, those were my first “plays.” Yes, it was probably a lotta luck, and probably a not insignificant...

We subscribe to the Conservative Chicken philosophy and are not even retired yet. When I was a kid, my mom counseled me- before spending any money, save twice as much, and set the extra aside -> in case you run over someone’s chicken on the road.

Obviously. Exhibit A: this forum.

It can be valuable when, emotions ramp up, to not step back, but instead dive deep. Why the emotion? Why the discomfort? Because snark is but a mental emotional response, maybe even more typically male (taking a guess here), than maybe a female response which is straight-up emotion. What is...

Hello DD, Welcome to the forum. If you can transition to very PT -> I work 1-2d/wk no call, and found it allows me to have enough time to putter and just sit doing nothing, while also giving an outlet to challenge my brain. Also found that pushing the workload to as low as it could go resulted...

Looks like they forgot to embellish the wooden ceiling fan blades. And after scrolling through the page of pics, at the bottom it says: Have Questions? But seriously, those are some mad woodworking skills...

;D

I don’t know about work patterns. But talking about patterns-> Have you ever noticed that an individual woman’s uterus is especially fertile at a particular time of the year? As an example, my kids’ birthdays are only a couple of wks apart. Same with my sibs and I. And I’ve noticed this...

Wow, how did I miss this invaluable thread. Love me some bacon...

VChan, I appreciate your posts, and Running_Man’s too. To read others’ views is helpful to me. If I wanted to hear opinions only corroborating my own thought, I could talk to myself in the mirror. A wide open forum is best, even if some of the voices are extreme or unconventional, and esp. if...

I agree with the Evil Empire label, and until the middle of the pandemic, only extraordinarily rarely ordered from them. Unfortunately, since last summer, when libraries closed, I’ve bought quite a lot of books from/via Amazon. Before, and now at this point of the pandemic, we purchase from...

Very important. Any post should be understood as opinion, and a response to any preliminary or situational info provided. If someone reads a response, and accepts it and acts on it as financial advice, caveat emptor. :coolsmiley:

Hi Shige, Welcome to ER community. Sounds like in your mind, retirement is doable and you would like confirmation. Also, you would like to know some success stories to encourage you to make the leap. So good thing you found this forum b/c it is full of personal experiences of FIRE -> check out...

This will be my only post, promise. Yes, although there are big players like deepf^ckingvalue, much of the army of wsb-ers are small accounts putting their entire savings towards this GME movement, sometimes just hundreds of dollars. It is not fun. It is not games. It’s the small fry, the guy...

Argh! Was doing my annual clean up of open tabs on my ipad (yes, I know I should do this more frequently) and see that I had the ARK homepage open from last Jan, intending to investigate this more, but completely forgot about it. :facepalm: In Jan 2020, I spent almost every awake minute...

(5) My teenager would like me to get a Tesla or Polestar, but after 18y, car still works great... apart from the headliner coming down.

R@38, oneill, and MRG: Thanks for contributing to and continuing the debate. I like the book “Factfulness” by Rosling for an in-your-face explanation of humanity moving on. Each generation pushes onward, changes become more seismic. Might be messy, all kinds of dead ends and false leads, but...