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  1. K

    Pensions - Got one?

    Dh and I both have state non-cola pensions. Our other retirement income streams are SS (he's collecting, I have 3 more years til I can collect), part-time job for him, savings, and Roth IRA accounts for both of us. We haven't touched the IRAs but they are there if needed.
  2. K

    How did you pay (or how are you paying) for college for children?

    Oldest son had tuition covered by military benefits so we covered room/board, food and transportation. We paid tuition, room/board for second son. He worked part-time for his transportation costs. Both had part time jobs while in school but we wanted them to concentrate on studies so work...
  3. K

    Trigeminal Neuralgia

    Has anyone here been diagnosed with trigeminal neuralgia and chose to have a microvascual decompression? Or at least know of someone who did? Looking for some answers, especially post-op. Thanks.
  4. K

    personal liability policy yes or no?

    Yes, we took out an umbrella policy when our sons were teenagers and have continued on with it. $1M...wouldn't do without it out.
  5. K

    Exercise Gear

    Keen hiking boots, smart wool socks, lightweight long-underwear, Sporthill 2 pants, lightweight long-underwear shirt, mock turtleneck, neck gaiter, LL Bean endurance jacket, smart wool glove liners and nike walking gloves. And a smart wool headband. I love walking or snowshoeing in winter, as...
  6. K

    Mega Corp Retiree Healthcare Cost Increase

    We actually saw a decrease in our health ins. costs this year. First time in 7 yrs. And our co-pays for drugs also decreased.
  7. K

    Moving away from kids in retirement

    Our older son, wife and two grandsons live approx. 2 hrs from us. Fortunately we see them at least two times a month for 2-3 days at a time. Our younger son lives about 1500 miles away. We were lucky enough to visit him twice in the last 6 months and hoped to see him at our home for...
  8. K

    Planning vs. over-planning for retirement

    Financially I planned our retirement for years and then DH retired two years sooner than I thought he would. (I was already retired a lot sooner than I had planned...long story) Worked out fantastically! DH then decided he wanted somewhere to go and something to do so he went back to work...
  9. K

    Thread--downsizing and house selling

    Sold a few items including one of the atvs to a friend. Two more to go but same friend has called dibs on those when we are ready. Yippee! Goodwill had a semi parked about one mile from our house for months so most Saturdays I was donating a box/bag or two of items we no longer need. Will start...
  10. K

    What was Your Workout Today?

    Walked 5 miles and biked 3 so far today. Hubby and I will probably bike another 5 or so tonight.
  11. K

    Anyone got any travel planned?

    We made it to San Diego in April (we're Midwesterners), heading to Napa Valley in a few weeks for a family wedding, then southern Arizona in Feb. (free place to stay) and St George, Utah next September because it's been on our bucket list for years. Will visit Zion, Bryce and north rim of Grand...
  12. K

    What was Your Workout Today?

    Recently purchased a bike so have now added that to my exercise routine. (avid walker/hiker/snowshoer) Unfortunately a few days ago I was diagnosed with a torn annular disc (L4/5 region) so the biking isn't progressing like I had hoped. Only managed 7 miles today and only a 2 mile hike...
  13. K

    move funds to vanguard

    I switched our accounts to Vanguard over a yr ago and am extremely satisfied with their services. From my experience I would tell you to go ahead with your plans.
  14. K

    Magazine Subscriptions ?

    Had $$ left on an Amazon card so I subscribed to HGTV and DIY mags. Hubby gets Family Handyman...I think it was a gift from his boss. Used to get Kiplingers and Money but now I read those if I'm at Barnes and Noble.
  15. K

    What was Your Workout Today?

    Excellent gsparks2!!
  16. K

    First off season travel experience.

    Hubby and I take all our vacations in the off-season. The savings are amazing! I do see a problem in the near future, though, in that a few National Parks we would like to visit have a pretty short window of good weather which means we will be dealing with crowds.
  17. K

    What was Your Workout Today?

    After a long, cold winter the temps are climbing around here. It felt sooooo good to not need long underwear, headband or gloves these last few days. Managed 5.5 miles yesterday and today.
  18. K

    What was Your Workout Today?

    Walked 3 miles with hubby...then 2 more by myself. That's becoming pretty standard for us 5-6 days a week.
  19. K

    Used Cars = Someone else's lemon

    We buy new when it comes to our "long distance" vehicle. (50+ miles locally, long distance vacations, etc.) and keep it for 8-10 yrs. We buy used for hubby's pickup trucks. (short distances, hauling items, etc.) And 6 yrs ago we planned on buying a used Jeep Wrangler as our "fun vehicle" but...
  20. K

    Poll: Standard of living before & after retirement.

    Definitely spending more in retirement. Health care, vacations, and eating out are the main culprits. And I can't believe how much we are spending on clothes. Hubby had always been the shopper in the family but I'm running right along side him lately. Luckily for us he took a part-time job that...
  21. K

    What was Your Workout Today?

    Walked 3 miles today which was the best I could do with the temp at 4 below. My husband asked me if I was nuts. So did one of my sisters.
  22. K

    What are you doing with your tax refund?

    Usually we deposit refunds in our savings accts. (boring) This year it's going towards travel. Hopefully this is a start of something new.
  23. K

    What was Your Workout Today?

    I really need to take a day off but my hiking boots are calling my name. Plus it's snowing and I AM a winter type of gal. Now if the plumber would just get here to replace one of the toliets I might have enough time to head out the door for a few miles. Otherwise I guess it's going to be the...
  24. K

    What was Your Workout Today?

    Feeling stressed today so instead of taking a day off from walking I threw on the long underwear and the headphones and managed 4.5 miles. Hubby thinks I'm crazy!
  25. K

    What was Your Workout Today?

    Just to let you know, W2R, the walking will get easier as long as you start slow and steady. Yrs ago I was lucky to walk a mile several days a week and I couldn't get hubby to walk at all. Now I'm up to 4-5.5 miles 6 days a week and when hubby is around he walks the first 3 miles with me. Of...
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