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    Rebalancing Retirement Funds - Help Wanted!

    Hi everyone – It’s been a while since I’ve been on the forums, and am looking for some advice. I have several questions, but right now I’m concentrating on the 50 meter target. I’m a year out from military retirement – I’ll go on terminal leave in 8 months. I’ve been on autopilot with my...
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    Retirement Nearing - Input wanted!

    Could use your advice – I am finally within site of retirement! At least military retirement anyway. I’ll lay out my situation, and will welcome your thoughts. Currently at 2 ½ years away from retirement. Expected retirement pay will be around $3550. I currently live on around half my income...
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    Pet Friendly - Hilton Head

    Hey all - I am looking for a hotel/condo/townhouse to visit frequently in Hilton Head Island with my pet. (Small dog/puppy) I've been doing some internet searching, but it seems like most locations that accept pets are not close to the beach or have huge nonrefundable charges (Like $100). I'm...
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    Buying home from parent

    Hi all I will probably be buying my grandmother's home from my dad later this year. The assessed value is $110,000 he wants to sell it to me for $80,000. I want to make sure we're both doing this on the up and up. I think from my end, there will be nothing to do except for sign the...
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    Rental Property Charges

    Hey everyone - I have a question for those of you with rental properties - if you'll oblige. I have a rental property - a condo- in Colorado Springs. It seems like every six months, I'm being charged to fix something. One time it was a refrigerator motor, one time a charge for gluing down...
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    FDIC Insurance

    This isn't about FIRE really, but those closer to FIRE may have more of an understanding on FDIC insurance than me. I understand the coverages - essentially 100k per person/account in a bank. Someone said something that bugged me yesterday. He said that some bank in Ohio failed and the gov't...
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    LGA to NYC

    Hey guys- Question for anyone that would have good knowledge. I'm planning a trip to NYC for Nov. Flying in to La Guardia and going to be staying in the Times Square area. Two questions: 1) We have 4 people- is super shuttle the best way to go? 2) Do I need to make a reservation for super...
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    Harrassing phone calls over auto warranty

    I got an extended warranty on my Honda when I bought it in 2000 (first mistake). I've started getting several calls a day from someone wanting me to do something and extend the warranty further. They started out in California, and are now calling from numerous states like Nevada, Mississippi...
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    Speaking of PMI

    Another post about buying a home and how much of a ripoff PMI is made me think. Where is all this PMI when you need it. Shouldn't the billions of dollars spent in PMI be preventing this (so called) mortgage crisis right now? Which makes me think of the first house I bought and about how I...
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    Need advice for possible rental property

    Hi everyone - have put an offer on a property that I intend to rent out, probably until I retire from the military (8 years). The money that eventually comes out of this house will be the money that I put towards my own home after I retire, and I may possibly live there at the end of my career...
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    TSP Questions

    Hi everyone- I did some searching around, but could not find the answers I need in regards to TSP. I'd like to start contributing more to TSP, eventually maxing out every year my TSP plan. I have a few questions, and have not been able to find the answers in the TSP booklet. Also would like...
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    SteveR's Big Day

    Hey wasn't today your big RE day? How does it feel!?!
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    USAA website

    Anyone had trouble over the past 2 days getting on the USAA website?
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    Viking Cookware

    Does anyone have Viking cookware? I want to order a 3 quart saucepan, but it carries a hefty pricetag and I want to make sure it's worth it. Also - will it go into the oven? I don't want a non-stick or all clad (I don't like those circles in the bottom of the pan and I want to make sure that it...
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    Congratulate me

    :) Just found out last night that I've completed everything for my MBA. After .......drum roll please............. 8 years! I finally completed it! I'm never going to school again.
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    Tracking finances

    Hi all - I don't currently keep "track" of expenses like many of you do. I pretty much save a certain amount a month, and then spend out of the rest. Sometimes I add more to savings, sometimes I take some out of savings for vacations (seldom for anything else). Sometimes I've taken out for PCS...
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    msn problems

    Anyone having problems with the msn pages today? including hotmail and messenger? Don't know if it's just my new service or not, but those are the only pages that I'm having problems with. Virginia
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    Capital gains distributions

    I heard Suze Orman last night saying that you probably shouldn't buy into a mutual fund close to the time when a fund gives out capital gains distributions. I don't get it. Are CG distributions basically the dividends from the funds. If you receive a $100 in distributions, you pay a tax on the...
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    Unsecured loan/cap gains on house

    Hi all - I'd appreciate your comments I am switching my checking and savings to USAA. By doing so, I'm able to receive a 25000 unsecured loan, repayment 438 a month for 60 months at 2% interest. My plan is to pay off my vehicle loan (5.75% interest per month, $10200 total remaining) and put the...
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    House profit saving

    I'm putting my home on the market in the next few weeks.... I stand to make about 125-140k on the property, and will just be putting the money away for the next year and a half or so. I'm in the military and will be deploying in a few months, and will be gone for a year, so there's no use to buy...
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    Financial advisors

    I was wondering how many folks use financial advisors. I'm especially interested about those who have smaller amounts of money saved (comparatively speaking). I do have an advisor through a well known company. I wonder how these guys rate compared to other companies, and if this is even...
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    Explain the 4% withdrawal rate

    I have a question for the board. Why do most retirement counselors suggest that you have enough money so that you can withdraw 4% per year during retirement? If you RE, let's say at 50 - wouldn't you be able to, for example, live off the interest alone of $1 million (possibly 50-100k per...
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    Hi I'm Virginia

    Hey there - I've been thinking about retiring early a lot lately. I'm in the military and decided to reenlist and recently made the decision to stay in for 20 years, so I have 11 more to go. I want to really retire, when I hit 20 years, or at least be able to go to a job/part time job that I...
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