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We have recently joined the wonderful world of retirement and have been reading up on the postings here for a few months (so appreciative for all of the good advice and suggestions that have been posted - thank you!) We have contacted a Vanguard financial planner who provided us with the...

First - would really like to mention how valuable this forum has been to us over the past months and we thank all of you for posting so much helpful info – a brief history and our apologies for such a lengthy post – both employed (he 56, she 55), within days merger will be finalized at husband’s...