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There were some oil spots on the asphalt street in front of our house. Usually, these sort of spots disappear after awhile. This time they stayed. I went to Home Depot and they suggested a liquid product that would absorb the oil spots. The product did too good of a job and got rid of the oil...

It’s time to replace the smoke and carbon monoxide alarms. It appears the various options are: dedicated smoke alarms dedicated carbon monoxide alarms combo smoke/carbon monoxide alarms leaving all the doors and windows wide open and yet another option: Battery Operated or Plug-in or Wired...

Inspired by Midpack's thread: "Beyond Meat Burger...," I realized once again, that foods that I find to be delicious are usually unhealthy or very unhealthy (or both). Are there foods that are both healthy and delicious that you can eat a whole lot of (or whatever measurement you choose)...

It looks like we are buying a car tomorrow. It's something we do every 10 years. We did find the car we like: a 2019 Subaru hatchback (Limited) with all the bells and whistles. Actually, it has a few bells and whistles we don't want--such as a sun roof and navigation system, but we want the...

How is what knowledgeable CD and MM investors do different from what knowledgeable dividend stock investors do? As I read the very popular Best CD & MM Rates Thread 2018 - 2019 thread, it appears to me that timing and predicting play a significant role in an investor's decision as how do handle...

Went to the supermarket this morning, came home and saw that in addition picking up some groceries, I also picked up a small (maybe a 4 inch) streak of blue paint on my car. It doesn't work all that well as a pinstripe. So, is there a good way to remove the blue paint without also removing the...

There seems to be many current or recently retired great NFL players (and coaches) who will be/should be/or will have at least a reasonable chance to make it into the NFL Hall of Fame. Others, if they can continue to play at or near their current level have a shot of getting in. Names? I'll...

Suppose the market continues to vigorously head down in the upcoming year. Might it be a good idea to have a Thanksgiving Day meet-up at Red Badger's Soup Kitchen and Inn?

Last year Le’veon Bell of the Pittsburgh Steelers was the best running back in the league. He had one more year left on his contract when he demanded a new contract that would have made him the highest paid running back in the NFL. When the Steelers refused to meet his salary demands, Le’veon...

I understand (sort of) why U.S Senate and House of Rep. races are important. But, I don't understand the importance of the state governor's races as it pertains to the country. Anyone care to explain?

Re-Vamping the Jury System People (OK, many people) complain about how the jury system operates. I’ve noticed that lots of potential jurors try to get out of serving--or at the minimum go into it with a negative, sometimes hostile attitude. Any ideas how the jury system can be re-vamped so it...

Selling a House Off-Market We are thinking of moving in the next few years, but have decided that if someone makes the unsolicited right offer we would sell tomorrow. We (as do our neighbors) get calls and post cards from real estate agents claiming they have people interested in buying a home...

I have a vague awareness that towards the end of the year it's not a good idea to put a bunch of money into a mutual fund that's in a non tax-advantaged account. Does the same hold true for putting a bunch of money into an ETF?

DIVIDEND PORFOLIO:hide: I came across some numbers (actually, I’ve been looking at them for several years) to do with Dividend Stock Investing. The numbers below are from the monthly publication of Morningstar’s (M*) Dividend Stock Investor July 2018 edition. The numbers start from the...

We’ve had some threads about choosing colleges and future occupations for children. We’ve also had some threads (or posts) about lack of direction school-age kids have. Many of the posts were gloomy and doomy and filled with apprehension regarding the future of the upcoming generation. I’d like...

This is as close to RVing as I'm probably as I'm ever going to get. I needed to buy an ice chest to use while waiting for refrigerator parts to be delivered. I don't know much about ice chests. I bought a plastic (?)Coleman at Target. But, I'm wondering if I would be better off with a metal ice...

I have a car that’s nine years old. My significant other’s car is 10 years old. Both cars are low-mileage. We like our cars. However, these two cars don’t have much in the way of safety features such as the: blind-spot monitor; rear cross-traffic monitor; lane-departure warning; etc. Her car...

We bought white blinds through Costco. They look very nice in the den. However, there are two issues that concern me. 1. There seems to be a new-paint smell coming off of them. The blinds were installed about three weeks ago. It appears that the blinds are made of wood as the contract says...

The Duchess of redduck and I are going on a 7-day cruise with another couple. Each couple paid for a cabin with a balcony. (Everybody on board so far?). Today the travel agent the four of us are using called to say that we can exchange our cabins for inside cabins and get all our money back...

Several years ago (I don’t recall how many years ago) I started putting together a portfolio of dividend stocks in an attempt to supplement my bond portfolio income (and perhaps picking up some capital gains along the way). Among the many things I don’t have however, is a benchmark that I can...

As an adult (define this however you want) have you ever borrowed or thought of borrowing a large sum of money (define this however you want) from a friend or relative?

We are thinking about moving into an Adult Community in maybe two years. So far, we’ve visited one of the Villages. However, the residents were rather old and infirm and the place itself was not cheerful or modern (sounds way too much like me). The fees were approximately $6000 a month (total...

What if a person who has been buying equities for the last nine years and now, right now decides to sell, let's say, a 1/4 of his equities--would that be such a bad decision? He might not be selling at the low (or if it turns out to be the low, it would be a very, very high low). Let's also say...

I just raised the equity part of my AA, but overshot my target--which led me to recall Lsbcal's grid ("Setting AA and Remembering Past Bad Markets" thread) which, in turn, caused me to have two second thoughts. The first thought was a stirring in my bowels. I know that's probably not a thought...

I’m not sure owning bonds has paid off for me. I understand that asset allocation is a very big deal in the investment world. And, there are numerous formulas to guide an investor as to what percentage of bonds a person should have in a portfolio. But, looking back over the last 30-40 years of...