Search results

Specifically how do you calculate the cost when it says household income and one person is covered by Medicare, and the other needs the exchange insurance. Do you have to use the total household income, or do you split it in some fashion - 50%, actual income received by each, if filing married...

Dropped by my provider today to pick up some records and prominently displayed was a sign that said they will NO Longer accept Exchange insurance for any of their services. This is one of the mega clinics of late, where they have assimilated almost all of the local doctors practicing medicine...

Went to the Pharma today to get refill on Blood Sugar test strips and they told me that Medicare won't let them fill my doctor prescribed refill untill I turn in a daily log showing that i actually used the test strips and results that I had. WTF! When did big brother get into my personal life...

Did the conversion from IRA to ROTH in 2010, and elected to spread over two years for tax purposes, to pay the taxes. Nobody told me, that Medicare Part B and D had an adjustment to raise the amount of costs to you based on the MAGI on your tax 1040. Even though its moving an asset from one...

I'm sorry to relate that my beautiful DW left me on this earth,and has moved on to a better reward. I do have this huge hole in my heart, but am glad that she won't have any more suffering. The last couple of weeks of her time here, were not happy for her, as she had great difficulty catching...

My DW appears that she will qualify for full disability due to her medical condition, which is a few years before her age for full security rights. We were wondering what impact that would have if I were to go ahead and file for Social Security - will she still have to reduce her percentage by...

Got sh***y news today. Apparently DW has a very rare form of aggressive cancer, that so far I have been told, the doctors don't know what causes it, don't know how to cure it, and because it's multiple microscopic tumors in the abdomen, they can't even operate on it and get it all. She worked...

DW recently had to have a couple of cat scans and we had a chance to compare the costs and were flabbergasted at what we found. Quoted price at one hospital (by the way, a terrible place) was list price for the two scans of $8246, with a negotiated rate on our insurance plan of $5125 - leaving...

A recent experience has really perturbed me. DW needed a cat scan (2) and a hospital stay (originally planned for surgery) We requested a hospital that we have used lately as it has consistently delivered a very high quality of service for other stays, and seemed to be on the ball for their...

Confused a bit on what I can do. Here's the poser. If I have shares of stock abc in an IRA, I understand that assuming all accounts are at same brokerage, I could transfer those shares to a Roth IRA without liquidating them first. Assuming that you would use the cost basis of those shares...

YouTube - The Long Johns - The Last Laugh - George Parr - Subprime Finally, an explanation of the subprime and how we got there. >:D

Ignore the site where this article is posted, but the article itself is a good one to put in perspective the noise floating around, by Nick Murray. An accomplished publisher and financial advisor to the advisors, so his words give a balance to the rhetoric of late. February 2008 Electronic...

Dirty sums of beaches I just found out who's paying the bill for all those 600 checks - and it's me :rant::rant::rant: I thought the problems with increases were going to be with health care costs - with this kind of general tax increase, that makes planning for a health care increase really...

Looks like many of the concerns expressed on some of these threads are overblown for the early boomers. Later boomers may still have problems. http://finance.yahoo.com/focus-retirement/article/104170/The-Oldest-Boomers-Are-More-Set-for-Retirement-Than-Thought?mod=retirement-post-spending

DW and I are 60. Have been checking out the Seniors homes/clubs and Senior local newspapers for social activities with similar interested people, without much success. It seems that either the get togethers are either with a bunch of sedentary folks that constantly discuss who's sick now, or...

Is there a way to directly transfer money from an IRA into an education type of IRA (Coverdell??) for grandkids education, without incurring taxable event and still satisfy the RMD requirement. If so, then hopefully, it would not increase my taxable AGI once the RMDs kick in on the IRA at 70...

My DSIL asked me about the negatives of a life on commissions, and having never done that, I could only answer the most obvious. He says that the company will pay him commissions, but won't pay any of the taxes, and that he will be responsbile for that. I'm not even sure that is possible, but...

DW asked me how much do the average people who are retired manage to save each year, over and above their expenses. Other then the obvious inflation factor of ~3%, I really didn't have a clue. I expect many of the FIREd folks here to have a higher savings rate then average, but then I don't...

Tried search and didn't see this covered. Here's the scenario. I have to make decision on pension payout, and only various forms of annuity streams are available. FP made suggesion of taking single payer annuity stream with COLA and use the differece from that versus the 100% option with COLA...

Just heard from MegaCorp that they are offering an ERO, and I may qualify. I had originally planned for another year and haf to go, so the timing is perfect. Sort of. Now I have to face the actuall decision of doing it, and all of the self-doubts of did i understand the things that I read on...

After all, if something were to happen to him, he could leave Cheney in charge. Wonder how the war effort would go then? :rant:

I realize this is unusual, but here is my question. Given the discussion around taking SS at 62, and then paying it back at a later date, say when you are at normal retirement age, then you can get the full retirement age payment, rather then the earlier, lower payment. Now, IF your AGI happens...

Please help with constructive ideas. My DW just retired about 3 weeks ago, and was starting to relax and get a lot of things done around the house that she has been wanting to do for a long time. Today, she announced that she is thinking of going back to work, 'cause she misses the...

I haven't checked it out myself to see if the reported bill issues are correct, but if they are, :rant::rant::bat::bat: http://www.forthecause.us/media/ftc-video-CNN-AmnestyBillsWorstProvisions_070523.wmv

http://assetbuilder.com:9669/blogs/scott_burns/archive/2007/06/21/for-retirees-renting-can-be-better-than-owning.aspx :rant:Not to open up old discussions >:D but, seems like Scott is opening up to the investing side of the discussion.