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  1. K

    Should I sell cabin (2nd home) in '12 or '13?

    I've never sold real estate before. I still own the first home I bought in 1992. I will be putting my 2nd home on the market in 2012 or 2013 because the property isn't right for my situation any longer. I bought it in 2007. I could make all the repairs and improvements I think it needs in...
  2. K

    Dealing with Police Retaliation, and Making Decisions

    Looking for some advice or feedback, so I'll do my best to explain where it's at. At least 100 times, the state police in NY have told me to move out of the city where I own property, due to retaliation by people after I spoke up and helped get a false arrest dismissed. The false arrest was...
  3. K

    How to value lump sum change to portfolio

    I am using FireCalc a lot these days and wondered about something in my future planning. I see at least two lump sum changes to my calculations in the future. One, I am not worried about, because it relies on FireCalc type figures. (My parents told me.) The other lump sum is selling one of my...
  4. K

    How to get rid of a dead squirrel

    Well, this is one of the reasons I used to call Dad..... things that show up dead, and I don't have a clue what to do. I can still call Dad, but I'm a big girl now and I want to do it myself. Any suggestions on how to dispose of a dead squirrel? It's dead on the floor of my detached garage...
  5. K

    Is anyone else rethinking the Managed Payout funds?

    Hi. I bought into one of Vanguard's Managed Payout funds. They have 3%, 5% and 7% funds. I finally got a statement for this fund, and it finally showed up in the overview of stocks/bonds/other at the Vanguard website. I paid attention to the return of capital on the statement. I'm thinking...
  6. K

    Looking for some happy suggestions

    Okay folks, this is likely as far as I'll get -- posting stuff in a health forum on a discussion board. We're all different, and I come from a long line of matriarchs who don't see doctors and lived to their late 90's. I don't dislike doctors, I just don't have experience. My life experience...
  7. K

    Vanguard Managed Payout Fund/taxable account?

    I've been kicking around an idea, not committed to it, and thought this is the best place for feedback and opinions. Roughly 80% of my assets are in a taxable account, 20% tax deferred. With the goal of simplifying my life, less time on investments (and checking them), I thought about putting...
  8. K

    50 year plan, best way to plan

    Dory and others, I'm about to take steps to do something I've kicked around for 15 years: buy a getaway place. A small two bedroom place in the mountains. FIRECalc gives me a 96.6% success rate for a 50 year plan, without even selling the getaway place in the future. But my withdrawal rate...
  9. K

    Dear Administrators

    If you want to send me a message, please send it to my inbox, so I can respond. For too long, you've had an annoying little message at the top of EVERY page cajoling me to post more. Cut it out. I'm a big girl now and I can figure that out on my own. And besides, these pages are busy enough...
  10. K

    default allocation vs. LV & Corp Bond

    It was easy to see when I was using the new FIRECalc that my success rate changed dramatically :o if I used my actual allocation vs. the default allocation. I am heavy on value oriented funds, and I will soon be trading my I-Bonds for corporate bond funds. It went from 53% success rate to 95.7%...
  11. K

    95% rule

    Dory, maybe I'm just really tired (I am!) and don't get this, or maybe, as it seems to me, you're saying two different things about success under this rule. On the "How much will you spend" page the description reads, "Note that 'success' using the 95% rule means your portfolio retains the same...
  12. K

    FireCalc: Year 1, 2, etc

    Hi everybody! I have a really basic question, but the answer seems to make a difference in my plans to sell my house. For someone retired on January 1, 2006 and not taking any withdrawals until December 31, 2006, as recommended, which is year 1, '06 or '07? If I plan on selling it this...
  13. K

    FireCalc working?

    I've been getting error messages for the past half hour, trying to use FireCalc. Any explanation? I have a Mac and Firefox, if it matters. I have this problem every six months or so. kate
  14. K

    FireCalc question

    dory36, I have a question about FireCalc, just want to be sure I'm doing it right. For the first 5 years, I want to withdraw a small amount, say 15k, not adjusted for inflation. I will be working part time and can make up the difference. In year 6, I will begin an inflation adjusted...
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