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  1. J

    Annuity or lump sum?

    My DW worked at an international financial institution overseas for a number of years. In addition to her pension, she was eligible to put a portion of her salary aside as "supplemental retirement savings." Up to age 60, these funds earn a guaranteed 8% a year. When she turns 60, she has the...
  2. J

    The Four Hour Work Week

    Has anyone read the new book, "The 4 hour work week", by Timothy Ferriss? There was a long article about it in the New York Times (it's on the best seller list) and seems particularly popular with Silicon Valley types. About how you can "outsource your life," work 4 hours a week and travel...
  3. J

    Public Pensions Bankrupt???

    Any thoughts about todays NY Times article on accounting irregularities and funding shortfalls in public (state & local) pensions? Is there any real risk that public sector DB pensions will be unable to pay??? Here's the link:    ...
  4. J

    When to pull the plug

    Hi all, What a wonderful website! It's really great learning from others coping with similar choices and decisions. Anyway, I'm a single, widower, about to turn 56, and I'm trying to decide whether (or when) is the right time to pull the plug on work and take ER. I have two kids, who have...
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