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Okay, I have self-diagnosed myself with this. I have never had any health problems in my life, and pretty much have no medical history since I was 4 years old. It wasn't until I moved to a dry climate and started, um, exercising that I developed this problem. This problem being that my airway...

Have any of you runners or fitness buffs ever had knee pain above your kneecap? Mine is mild but lingering since I started this pretty intense bootcamp class after being sedentary for several years and weighing about 25 lbs too much. From looking around, it sounds like the only thing that...

We started our HSA account this year. We are actually planning on using it as the equivalent of an IRA, for tax-deferred investment. You can take money out at age 65 as if it was a retirement account. So we will not take money out for medical expenses, but want to maximize the tax-deferment...

Just thought I'd put this link up. My cousin's band recorded their new CD in Texas, and this is my favorite song on it. Good for listening on a lazy afternoon. They've been traveling all over doing the usual crappy gigs in dive bars, and living off merchandise sales. They have had some...

Okay, we have been maxing out all our possibilities: DH's 401k, my 403b (can only put in income from that small job, so that's only about 3k), and Roths. Our additional savings/investments are starting to cause us some taxable headaches with cap gains distributions and dividends. Right now...

A friend who has just started investing, asked for some suggestions, and I told him I would look up the info on the funds his broker sold him within the last few years. I looked his blue chip fund (KBCAX) up on the Scudder website and found expense ratio (1.11%), ytd (Oct. 31) returns including...

Someone was just asking about SS, something he had heard at work, and people were chiding him about getting important info through hearsay from friends or message boards. Well, it seems you can't even trust the "experts", either. I came across two posted articles today that each discuss what...

An older colleague just mentioned to me that she had incorporated to take advantage of making contributions for herself into the union pension plan. The people at the local union office actually suggested she do this. I think that by incorporating, you can pay FICA on less of your "income"...

Thought I'd pop in here and give an update on our situation that many of you so kindly gave us suggestions for last year when DH quit his job. (old thread: http://www.early-retirement.org/forums/f26/time-regroup-19788.html ) DH (now 40) was out of work and enjoying it for most of the year...

Does anyone know: Can you have both kinds of these accounts simultaneously as long as your total does not exceed $15500? I have looked for an answer online (IRS website, etc...) and have found no information.

My part time non-profit employer just started a 403b plan, their first one since inception 10 years ago. Only about 8 people there make any substantial full-time income from the employer and the other 40 of us are only part time (3-10 hrs/wk) most making from $4000-10000/yr. Given this, I know...

My mom is beside herself with the problems my brother is having. He (36 y/o) is in danger of losing his good state job where he is halfway to his pension (12 yrs in). Right now he has moved to mom's house while waiting for his hearings to transpire. He has no savings. Parents had to advance...

I will have an opportunity for a month of work in Mexico City next January. I am wondering if anyone has any experience visiting there? I don't speak Spanish, hope that won't be a drag. Fun stuff to do there? We only get one day off a week, so won't really have an opportunity to travel out...

"the New York Federal Reserve has been busy doing those short term market operations "... "This week alone over $76.2 BILLION flowed to primary dealers. What exactly for we don't exactly know, but the conventional guess is the capital is being deployed to prop up the stock market."...

Hi, I have been lurking here for some time, posting little. This forum is great and full of interesting and helpful people. I thought I finally ought to introduce myself. I am a musician, husband is a software engineer. We are 37 and 38. Husband has been getting burned out on his job, and we...

Two separate people whose first comments are pimping a new album? Should there be a standard that anyone who makes a first post it has to concern FIRE, or a reply to a query, or an introduction at least before they start in with the marketing? Sheesh! Sorry, my post wasn't too useful, either...