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The best way to invest in Penny stocks is to take a handfull of money and flush is down the toilet. That way you get the same results right away and you don't have to suffer slowly as you watch them go bankrupt and being delisted one by one. Also you do not have to call your broker and ask to...

Excelent points. If anyone really believes there will not be some kind of Quid Pro Quo between the banks and the goverment on this deal they are fooling themselves. Both Motley Fool and the Wall Street Journal have done articles in the past few days on how this would really work. Does anyone...

Personal attacks are a cheap trick to try to strengten weak arguments. The simple fact is when you susbsidse irresponsible behavior you get more irresponsible behavior.

If your argument is that to make the banks and bad borrowers sleep in the bed they made will cause recession then you have to ask yourself what is wrong with recession? Recessions are a natural part of the buisness cycle, they are called corrections because things need correcting. In good times...

The Treasury Department is getting ready to stick the taxpayers with the bill for the Sub-Prime fiasco instead of letting the banks and irresposible borrowers take responsibility for their actions. The deal is to freeze interest rates at their teaser rates and have the goverment pay the banks...

I am figuring 2 million in five years when I retire. That will give me 300/400 to purchace a reirement home out of state and 1.6m to invest. More would be better, but at this point time is becoming an issue. You only have so many good years. Inflation worries me though, the figures the Goverment...

The truth is there will be many of this generation spending their "golden years" wearing a paper hat saying "would you like fries with that sir"?

I am looking for advice on software to track my portfolio for tax purposes. Basicly, all I want to do is track my sales and dividends without having to manually enter each transaction as I am now doing with Excel. I have read reviews on Quicken and Microsoft Money, and the reviews are not very...

I think the pressure to raise the bar is just part of the battle to try to stay ahead of inflation. 7 figures is really not the point of relaxation any more, In So. Cal. thats just the cost of 2- 30/40 yr old track houses in a neighborhood you probably don't want to live in. Thats not exacly...

How does early retirement effect Social Security? Say you were going to retire at 55 insted of 62 or 65. The reason I ask is I was talking to someone who was fortunate enough to retire in their 40's and they said they only get 40% to 50% of their benifit becauuse they figure your non working...

I am planning on retiring at 55 and starting social security payments at 62. My question is concerning the limits on (earnings) between 62 and 67. From what I have read you can only have $12,000 in earnings (dividends, interest etc.) before they begin to reduce your benifits $1 for every $2 in...

Whats it like around Birmingham?

Unfortunatly San Diego is paradise lost. Lived here all my life and was a great place 20 or 30 years ago, but now cost of living too high, too many people ( most of them a hol--s and idiots) , too much regulation, trying to get a building permit or dealing with DMV is a nightmare, and State and...

We are in the hills about 30 miles east of San Diego. Our Electric runs about $200, Water about $100

I am curious as to what Utillities (Gas, Electric, Water) cost in different areas of the country. As bills often change with seasons try to give the average.

Sold 4 last year, still have 2, and one of those is for sale now. Prices too high in So Cal to pass up. Theory: If someone wants to buy something real bad, sell it to them. If they want to sell real bad, buy it from them. Seems to work for me.

The housing market bubble will not pop, but will graduly deflate in over the next few years, then slowly begin to inflate once again. Due to the influx of immigrants, who's culture is to have lager families, the population is growing expediently, and outpacing the growth of housing. People...

The majority of savings is in 401K/ Rollover IRA's this would be a way to balance funds between taxable and non taxable accounts.

It is clear by now that the Republicans have completly botched the issue of private accounts and that the Goverment is once again going to sack the taxpayer with higher Social Security taxes and lower benifits. While this is inevitable, there is something which could be done to make it more...

Being a Wall-Mart greeter isn't the only option for non savers there are also excelent positions wearing paper hats and asking people "would you like fries with that". Its just not my idea of the good life. 8)

My wife is Asian, any potential problems?

Have the Carolinas on my short list as well. Want to stay in a warm climate with a good standard of living. Will be selling my house here so prices anywhere else will seem cheep. Also looking for a place where people are frendly, and courtious, and the pace of life is slower, but still have good...

The problem is our educational system. No one can do the math. In the average tax bracket it only takes 7 dollars take home pay to invest 10 dollars, it's a no brainer. If you ask these people if they would like to buy 10 dollars for 7 dollars they would understand, but make it slightly more...

Looking on some info on Alabama and Georgia. Planning to ER in 6 yrs. and am interested in relocating from San Diego to the south possibly AL, or GA. Would like to here the pros and cons. Thanks.