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Ron, I've cut our exposure to healthcare in half and will continue diluting it down to 5-10%.  My thought is that over a long enough period of time that VGHCX will return what the overall market returns so, I am also toying with closing it completely at some point. Thank you for your service...

Update to original post, dated August ‘05. Total debt has been decreased by 16k. Remaining debt, consisting of an auto loan at 2.9% will be paid off on schedule in mid 2008.  Total savings increased from 61k to 90k, and we anticipate reaching 108k by years end. We’ve also started a separate...

Thanks for the responses. I've made some progress and look forward to continuing on the path to FI.

Mostly the money is in the IRA/401k accounts. Although, I could knock it out by year's end if I tried.

Greetings, girlfriend and I currently work in IT and both dream of FI. I began my technology career 6 years ago at 30 and didn't get serious about becoming financially independent until we discovered this board, thank you one and all. Our situation is as follows: Kids - none, no plans Debt -...