Search results

Hi all. Many moons ago, I posted a question asking for tips on saving for ER with two working parents and a new baby. After some serious number crunching (projecting out 5 and 10 years) and evaluation of our quality of life, we decided my wife would stay home to raise our new baby (and any...

Ok, all... Here's the situation. We have our first baby on the way, and have been planning and saving for ER for about 8 years. We have a pretty good nest egg at this point (for our age, compared to others, etc.) and own a multi-unit rental property which we live in to save money. I'm REALLY...

Hi all. A few nights ago I spotted an article in a financial industry trade magazine that made the claim that dollar cost averaging (DCA) is a farce. They claim that lump sums outperform DCA the majority of the time. And, that many companies promote DCA to make more commissions. ::) I don't...

Hi all. The good news is that my wife and I are expecting our first child in spring. I'm really interested in hearing from all the other young dreamers out there, and especially those who have managed to keep on track toward ER while raising a family. Suggestions? Tips? Inside secrets that...

Share your thoughts!

Um... these people were. http://news.yahoo.com/s/usatoday/somehomeownersstruggletokeepupwithadjustablerates ???!!!!

Hi all. A brief question, but a big one: Is is better to have one spouse stay at home with a baby now while the other works and delay ER (potentially forcing both spouses to work full time for 5-10 years while child is still young) OR is it better to have both parents work (this means daycare)...

Hi everyone. As my spouse and I continue to save for ER and progress toward that goal, we increasingly feel more misplaced. Tell me if any of you can relate to this... On one hand, we have family and friends who make good money but spend every penny they make. They seem to have no interest in...

Hi all, Just wondering what your thoughts are on this. It seems like we are in the midst of what could be one of the most turbulent times in history. Consider the following: - Potential real-estate bubble (compounded by the explosion of interest-only mortgages) - Record personal debt and...

Hi all. Looking to ER in about 10-15 years. I know this has probably been touched on, but I think it might also help new visitors if you're willing to share your thoughts on this. 1. What type of portfolio composition would you expect the typical ER-type person to have as they try to...