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    Decided to start a business to facilitate ER

    Looks like you've done your planning. Good Luck. I'm truly amazed that many more people don't see their own business as a source of income for ER. Especially those who have a talent for some sort of home repairs/services.
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    Retirement Paradise is Panama

    My personal belief is cyber crime is an international problem of major proportions, but I don't think it is originates in Panama more than in the USA or many other countries. As for criminals hiding out here, those from the USA that are here are apparently bundled up and put on an airplane...
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    Retirement Paradise is Panama

    The article mentioned in several of the above posts can be found at: http://www.redfrogbeachclub.com/news_wheretoretire.html
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    Kids & IRAs.

    ¨ Hawaii labor laws allow part-time work at age 14 and she'll probably get a job at the local Kumon franchise, but again that income by itself probably wouldn't earn enough to make the minimums of a custodial account.¨ Last time -Account minimum: $500- Regular IRA, Roth IRA, custodial Roth IRA...
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    Roth IRA

    Scottrade info reads: No inactive account fees or Account Maintaninence fees Vanguard info read: Low Balance fee $10; IRA custodial Fee $10 Scottrade info reads $500 to open an account. Vanguard info reads: $1000 minimum. For a person who had only a small amount to invest, I would think knowing...
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    Roth IRA

    Recommend www.scottrade.com Much easier to work with, lower account minimums, lower fees etc. All my grandchildren's accounts are with them, there are company offices in various locations, where you can get answers when you need them. All the paperwork you need to get started is on...
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    Kids & IRAs.

    JMO, but IRA fees can be mostly avoided by going to Scottrade. No IRA fees, $500 min to open child's IRA, 100's of No-Transaction Fee-No-Load Fund Familes. After seeing how much nicer the office people were in setting up my granddaughter's IRA, my daughter moved her accounts there also. Now her...
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    Covered Calls

    A. Discloser- I am not buying BAC today. B. Early assignment is a risk with American style options, but I don't see that as problem. With a $41.50 purchase price and a $42.50 Strike, there is a $1.00 improvement by the option being assigned early; therefore I do not see the loss of a fifty...
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    Covered Calls

    I'm looking for solid dividend paying stocks. If I looked at BAC and decided to add it to my holdings tomorrow. I would probably buy it in the $41.50 range. It is paying $2.00 per yr div. Looking at the overall market for the next few quarters, it looks like the stock will trade in a pretty...
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    Where should my retirment $$ go?

    Scottrade is a great place for IRA money, with their No Fee, Low Commision features. I highly recommend them. If you don't want to do individual stocks right now, there is a long list of No-transaction Fee, No-Load Fund families. Two things, I recommend you consider, IRA's in some cases are...
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    Trip ideas?

    www.skyauction.com has some outstanding values sometimes, but always a lot of variety. We've used them four or five times. Always been well pleased. Just be sure you read all the rules on each auction. There are a lot of different groupings, so be sure to search them all if you want to know...
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    Retirement Paradise is Panama

    As I understand the ROP stuff, it boils down to one thing. Does your land come with a fee-simple title. If it does you own land. If it does not than you simply own the right to stay there untill some one kicks you off.
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    Retirement Paradise is Panama

    I know absolutely nothing about Venezuela, since the current regime took over. I suspect the US State Dept has a advisory on the present situation that would tell you what they think. I know what I read and if any of you are talking to VZ expats, the only thing you probably need to know, is they...
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    Retirement Paradise is Panama

    Marines die in many countries, and have since Nov 10th 1775. I quote from an article in the Seattle Post-Intelligencer,Sept 1st,2005-Mike Barber titled "Marine's last letter found on computer' Others have died for my freedom" a message Cpl Jeff Starr composed for his girlfriend, to be read if he...
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    Retirement Paradise is Panama

    My guess is there are now a good many Americans cities where it would be harder to find a person who speaks English than Spanish. Personally I'm in this country because I married a wonderful woman from here and we are better off and enjoying life more here. No one is forcing any one to read...
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    Retirement Paradise is Panama

    There is no comparision. Panama is much safer and more secure than any of the other CA countries.
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    Retirement Paradise is Panama

    Unless you'll welcome in certain political circles-you might want to avoid Venezuela right now.
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    Retirement Paradise is Panama

    Indoor bathrooms? Sometimes. TV and cell phones always. Seriously, this country is a whole lot more advanced than some people think, In fact, I suspect sometimes the outdoor bathrooms are strictly for use by the tourists, who don't have a clue that the natives are laughing at them while taking...
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    Retirement Paradise is Panama

    MJ, I have tried to figure out what it is that your post is trying to say. If your word that is not in my dictionary, means what I think, you are just plain wrong. I hold no real estate except my house, and my cemetary lots, nor am I compensated in any way for telling the truth about our...
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    Hazards in Buying Foreign Real Estate

    Since the US Supreme Court seems to think that public good may be more important than individual rights, I'm not so sure that there aren't some new hazards for people buying in the US. But I feel good about the homeowner's right's in Panama and I think most of us who own here think the same way.
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    Retirement Paradise is Panama

    Pbrane: Our community is La Chorrera, our subdivision is shown at www.csuarez.com The Panama guide is a site I forget to post yesterday and has a lot of good info: http://www.panama-guide.com/article.php?story=2004120222005788 for example is a listing by Dr. Charley Garcia, a highly...
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    Poll: Burial or Cremation?

    Last subject - Save money on Cremation. I'm not really much of an expert on the subject, since most cremation activity comes from the funeral home. A few elect to utilize cemetery property but not many. A. our cemetery did not require a urn vault, an urn was required. No glad bags. B. A full...
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    Poll: Burial or Cremation?

    saving at cemetery: the funeral/cemetery industry has changed, many of the small Mom/Pop cemeteries are gone, sold to large corp (like SCI, if you want to buy stock) If someone has paperwork for one of these cemeteries, and hasn't checked it in recent years, I urge one to do so. When the...
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    Poll: Burial or Cremation?

    Saving money on funerals/cemetery expenes. I decided to write what little I know in 3 posts- General-Cremation-Cemetery General-State Laws generally cover funerals/cemetary activities in the US. In many cases, these laws are written by lawyers to assist the industry, there are a few that help...
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    Retirement Paradise is Panama

    Internet sites for info on Panana. Google lists 394,000 if one types in Retire in Panama. Note: some of Google's entries are for Panama City, Florida. That is not what you are looking for if, you want Panama City Panama. And if you get quoted a real low airfare, made sure you are being quoted...
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