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boont & Martha! Yikes! :o I thought I didn't understand the CPA ! This discussion is way over my head! Thanks for the info. I'll be happy if I can find reasonable health care. You're both very educated in this! Thanks.

I don't believe one can have a mortgage in an IRA. If so, why not just borrow a few Million dollars, put in your $10,000 from the ROTH, and let the 100 suiter pay off the mortgage tax free? The IRS isn't stupid. They won't let you do it. And if you're going to have to put IRA money in with...

Hello boont: Yup, you can buy an apartment building with IRA money. But you cannot have a mortgage on it. The example would be, say you had $200,000 in the IRA, and you buy a small apt. building with it. ::)

Read "The Coffeehouse Investor"  by Bill Schultheis.    :-*

:o   I'm not as confused about the dryer sheet question as I am conflicted about it.  (Just interested in clarity).  :dead:

Trombone'...Thanks. Looks like I'll be going with the HSA when the time comes. 8)

KB   :o  Thanks a bunch. I hope that the Pension board makes a HSA available. If not,  your suggestion looks reasonable to me.  Thanks again.

Thanks Maddy';  I'm thinking of the HSA even if the Pension doesn't offer it.  I think the health care crisis in this country is way over the heads of the Ohio Police & Firefighter Pension Fund.  They're way behind the curve. PS: Nice touch on my  thype thing typo.....  ;)

Cut-Throat:  :o  Thanks for the info. I'll have to give it some thought.  Thanks again,  ???

I can retire from the Fire Department next spring with 25 years in. My pension would be about $3500 a month, but the health insurance the Pension Board offers is $1,000 a month, and going up. So I can't afford to retire. By staying at the Fire Department another 3 years, my health insurance...