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If you max out the 401K plans, can't have a Roth ( $230K w/ Wife's income per year ) and have at least $50K per year to invest, what would you invest in too be tax efficient? No Debt whatsoever. Thnx

I am 46 years old, no debt and I will receive after taxes $26,000 each year for the next nine years. This is due to a defered compensation payout. What would you do with this money if you had zero debt, in a high tax bracket, and your income is too high for a taxed deferred IRA? :o

My wife and I would like to build our retirement home in South Carolina and semi-retire. Each year we pay at least 33% in federal taxes due to AMT and were wondering if we can move south now, get jobs just for basic costs (2-$20K positions at the least) and be covered for health insurance. We...

I will be receiving a check for $31,000 in two weeks and need to invest this money. We have a balanced portfolio of Mutual Funds and we gross too much to invest in an IRA or Roth. We will retire fully in 15 years and we need to try and put this money where the taxman won't take most of it. Are...

What bonds or bond funds would you invest in if you were one of the lucky people to pay the Alternative Minimum Tax? My goal is to reduce my tax burden and balance my portfolio with some bonds. :laugh: All taxed defered options have been taken advantage of. Thanks

If you had $20,000 to invest with a balanced portfolio already in place for retirment (portfolio has only 5% bonds), what would you invest in? The parameters are income over $250K, all tax-deferred options taken advantage of, owe zero to anyone including mortgage paid, and in a tax bracket of...

If you had a windfall of $31K in the next three weeks and cannot take advantage of any 401K plans, IRAs, or Roths due to high income, where would you invest the $31K after the government takes their 33%? Owe nothing to no one including the mortgage being paid off. Retirement hopefully 5 years...

I need to purchase either muni bonds or index funds as we have NO debt and gross income over $250,000. What muni bonds and index funds would you choose if you had 10 years to retire and in the 33% tax bracket? Thanks

Just paid off the home and now we are debt free. The only bills we have are living expenses that are $3000 per month and we have income coming in at the rate of $12,000 per month which leaves $9000 per month to invest. We also will receive $25,000 every January for the next 10 years due to a...

We max out our 401K plans and my wife and I make $200K. What specifically do you all invest in once you have maxed out taxed deferred options? Municipal bonds ???

How does someone contribute over the 401K plan $15,000 limit for 2006? My wife is 52 and we have never contributed over the basic minimum and it looks as though once she turned 50 years old, we culd have contributed more? Can we go back in tme or once the year is over we lose this option?

I just left a company that I will receive $30K for the next ten years due to a payout of my compensation plan. Wife and I make over $200K so I cannot put the money in a Roth or IRA. The money will be taxed as regular income and therefore the government will get 30+ percent. What would be the...

I just left my job after 18 years and will receive  $30K for the next 10 Years because my Executive Deferred Compensation plan automatically pays out due to me leaving the company. This income will be taxed at 30-35% due to the fact my wife and I have   combined incomes of over $250,000 and this...

Where is the best place to purchase IRA's if your income is over $250K and how much can a married couple invest each year? I know they are not deductable due to our income  but we have maxed out our 401K plans and many people on this forum say they are a good thing to do.

My wife and I  have $230K in two 401K plans, $290K in a Defferred Compensation plan ( 1.5% return annually), $6,00 in a variable annuity, and $100,000 in a ING Savings account. The Defferred Compensation plan grows taxed deffered and will be paid out in ten yearly installments once I leave the...

I have purchased the property to build our retirement home and plan to move there in 5-7 years, selling our current home and paying cash for the construction of the retirement home. How far in advance did you build your retirement home and what are the tax advantages of building sooner rather...

I am 44 and my wife is 51 and we make a total gross of $275K annually. She has $90K in her 401K plan and I have  $170K in my 401K plans. I have $350K in a deferred compensation program that is in a low risk balanced fund ( monies must be left in this balanced fund per the program)  w/ 1-2%...