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That is exactly what happened to me - paid the Co-pay to the In-Network doctors (There were THREE that did this). Docs get paid by BCBS according to their negotiated contractual rate, then Docs bill me for diff btwn the BCBS rate & their "normal" rate. I told them I wouldn't pay as they were...

How is Melatonin taken for JetLag? Take it after you land? In the air? When you want to sleep?

Getting very frustrated trying to find COST information. I just began my 18 mos of CObra. I have asked the Ins people at my Co what it will cost me with the same Co. for a policy without preexistong condition issues when that Cobra policy expires. I want to get an idea what my costs will be -...

So why the heck are so many people retiring to NC? Those costs are terrible! Of course, lots of people retire to Manhattan as well, so I guess cost is not the determining factor for some people. That rate for BCBS in NY is pretty high. My COBRA payments are much less than half of that - but...

OUCH! I assume NY is even higher priced than NC though. I wish I qualified for residence in Canada.

So I guess it is pretty unclear - and will vary in accordance with my Group policy & the State I move to. The problem I have (I think?) in getting an individual policy is that I have a couple of preexisting conditions (unfortunately something I share with the VP) & I am sure that will affect my...

One of the few things good about NY laws is that I can continue my employer group health insurance after I retire and after the COBRA runs out- preexisting conditions will not be an issue. BUT I don't want to stay in NY. However, if I move to another State, will I be able to maintain my NY...

Hmmm - about a month after my divorce became final, I was Involuntarily Retired. I should be very unhappy, shouldn't I? I am glad to report however that I am very HAPPY with my current situation.

No one mentioned the best preventative for sea sickness - SeaBands. They are acupressure devices - elastic bands worn on the wrist that create pressure at te point to cure nausea - also used for the nausea of pregnancy. I've been on many many cruises - some in extrememly rough seas. On my first...

Spent lots of time doing Renal Clearances and using HCTZ as the standard by which we measured other stuff. It may be Old, but it is still very effective. After I left my job, I lost 40 lbs & BP went from averaging 140/90 (with treatment) to about 115/70. Getting rid of that incredible stress...

SKILLED WORKER? Don't think I'd qualify - a retired lawyer. Who'd ever want another lawyer moving there!!!!

Hmmm - It doesn't look easy to get into Canada - or at least to become a citizen. Anyone know if a non-citizen (A less than 6 mo resident) is eligible for the healthcare?  If not, I wonder how prices there compare to the US, and whether my US Empire Blue policy would cover me in Canada. Seems...

I've recently spent some time in Toronto, and before that in Nova Scotia. I really really like both those places, and certainly can see myself living there (at least April - November). I'm having trouble finding good info about retiring to Canada, and whether as a retired person I'd be eligible...

Thanks for the advice & information. I certainly can relate to the comments about different places being easoer than others to make friends.  When I moved from PA to TX, it was very easy to make friends down there - very friendly, plus it was a town with many new residents.  But then when I...

Noticed some discussion on here about the number of friends people have when they retire. I've been thinknig about that issue lately - about the fact that now that I am retired & divorced & moved to a different area (all within a couple of months - First Divorce, then sold house & moved to apt...

Rob - I am right with you on the Depression over retirement, but I am there already. Also 58, also single.  Retired from a very high pressure corporate position.  Good income, but being on Long Island, an awful lot is needed for a "good" income - so my income will be good once I get the heck out...

Can you give me a bit more info about that resort? Thanks.

Am thinking of Costa Rica. Lots of sites about retiring there, but most seem like just excuses for advertising. Can anyone recommend a good site for info on retiring there? How widely is English spoken? I think I am too old now to learn a new language. Speaking of a language, Mexico is also on...

WHAT TO DRINK works fine for me! When I lived in a house I used to make my own wine. Down to my last 6 bottles of Pinot Noir - been aging for about 5 years, but has moved a few times. Last time I opened a bottle was about a year ago - it was really good. Hopefully, not vinegar now. White Zin...

I am IN ER now, and trying to figure out the same thing. I am leaning to Mediation/Arbitration. But I know several lawyers who are doing that, and they say they get only 1 or 2 cases a year. But they are practicing lawyers - maybe their schedules keep them from assignments. Looking to do some...

Agree about the Australian Shiraz'. On Thanksgiving we had an Australian Chardonnay, and I found it surprisingly good - Lindemann's. And yes, Chilean wines are a good value, too. Certainly better than our local long island stuff.

I am in a similar position to your friend - but not quite That soon! And LI is LawnGuyLind - and you are NOT kidding - I should escape immediately.

What do I like? Well, as the name implies, photography. Have recently taken a photoshop course, and looking to take more. Also a travel fan, and a cruise addict. And walking, walking & walking. And I must not forget my 2 favorites: Baseball & Wine.

Hello all! I was browsing around & found this site - it looks like it will be both fun & informative. And I happen to like the Bulletin Board setup itself. I help with an art Board, and this software seems much better. Anyway - about me: Involuntarily retired at 58 - Led the Law Dept of a...