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  1. Jeb-NY

    Is US Mobile a good carrier?

    I have used US Mobile for a couple years now on 3 phones and 2 iPads. 3 devices are unlimited plans and 2 are on lesser plans. Cost a little under $100/month on Verizon towers. They offer both Verizon and ATT carriers. I have been happy with it. Customer service can be a little hard to...
  2. Jeb-NY

    Buying a New Car

    I listen to a car guru radio show most days. The guy owns two car dealership but doesn't push his brands, but gives good advice. Two think he repeats a couple of times a week don't buy on monthly payment because a good salesman love to work from that point to make sure you spend that much or...
  3. Jeb-NY

    What is the last thing you ordered from Amazon?

    Blue tooth stereo amp. By the way Zippo sells butane conversions for vintage Zippos. Bough one awhile back off Amazon for the once in awhile I need a lighter in the shop.
  4. Jeb-NY

    Greedy Investor

    I'm on the finance committee of an organization that wants a safe place ro park extra money for future projects and decided not to do self investing to eliminate finger pointing in the organization if we lost money. We hired them in the down market a couple of years ago and have been trying to...
  5. Jeb-NY

    Televisions - last ditch effort

    I have a fairly new 55" LG TV that run WebOS for smart apps. Not fully satisfied. I fine the quality of the UI the different stream service provide vary from OK to bad. Paramount seems to be the worse UI. My biggest complaint other than the quality of apps, is the built in processor could be...
  6. Jeb-NY

    Eggs in one basket

    I reduced the number of baskets over the years and think I have reached the number I'm happy with. My IRA/Roth & joint Taxable accounts - Vanguard ~75% Wife's IRAs/Roth - Fidelity ~ 20% Joint account at local bank and home safe - ~5% Living mostly off SS, we waited till we were 70, except for...
  7. Jeb-NY

    Finally dropped the landline

    Since we have had the landline number so long 50+ years we transferred it to first one of those plug in the wall cell phones that could connect all the wired phones in the house to send and receive and just recently moved the phone to an iPhone that was left over after an upgrade. With a $40...
  8. Jeb-NY

    Do you take low dose aspirin?

    My Father had 2 strokes at 65 and my GP told me at that time if I took a baby aspirin a day I would never have a clot type stroke but a bleed stroke would probably kill me. I decided it was a good trade off and took the baby aspirins for over 25 years and then my current GP told me a couple of...
  9. Jeb-NY

    Talking to 'regular folks'

    I used this or a variation for the first few years then they stoped asking. Retired at 57 now 75. I wake up each day with nothing planned and at night, fall asleep having only accomplished half of it and I’m OK with that.
  10. Jeb-NY

    Finger Lakes region - New York

    Syracuse, Rochester, Buffalo are the 3 biggest with in an hour or 2 drive.
  11. Jeb-NY

    Finger Lakes region - New York

    Curtis Museum, Pierce Arrow Museum, Eastman House Museum, Strong National Toy Museum, Lucy Ball Museum, Jello Museum, some are outside the Finger Lakes but within an hour or two drive.
  12. Jeb-NY

    Selling coins -- what to expect

    I put my collection through a coin auction. They sorted what would bring more than face value plus their commission and gave me back what wasn't worth selling. Been about 10 years now so I don't remember what I got but it was more than melt value overall at the time after commission. By the way...
  13. Jeb-NY

    Plan for if the "money partner" dies first?

    I created a Dead Book on the computer years ago and keep adding to it. After finding a ring notebook my Mother stuffed everything she thought was important that made settling her estate easier, I started one of those including the latest printout of the Dead Book. I print out my Password file...
  14. Jeb-NY

    What To Do Before Disposing of Computer

    You got plenty of good ideas. I seem to collect old drives from upgrades and faults. If it is one still in a computer going to a trust person I just erase and reinstall operating system. I seldom get rid of a usable computer accept to a trusted person. When I get a few drives to disposes of I...
  15. Jeb-NY

    Wish-list for Downsized Home

    Problem is what is a big lot? My minimum when we were looking was 5 acres. We ended up with 7.5 acres of woods. I don't need a public park, I have my own right outside the door. As for the rest, yes we need to drive to them but we can go the full week and only use the car 2 or 3 times. Don't...
  16. Jeb-NY

    Wish-list for Downsized Home

    We probably would have included a few more things in our retirement home from all these comments if we were building from scratch. We found an existing house, took a week or so looking with a realtor that knew the area and lots of internet searches. We started off with what we were looking for...
  17. Jeb-NY

    Life of Social Security Fund ??

    Back in my 50s a friend pointed out he was planning on waiting till 70 because he wanted survivor benefits and thought of it as an annuity that grew well between 62 and 70 and had cost of living adjustments. Once I saw his point of view and not how much money can I suck out it became easy to...
  18. Jeb-NY

    Options for new HVAC system

    As I implied in my message a HP/AC unit is good for 15-25 years depend if you want to replace in an emergency situation or pick and chose when and with what. I figured I had the money so why wait and maybe save a little on electric and LP. If money is tight do piecemeal and hope for the best.
  19. Jeb-NY

    Options for new HVAC system

    I can add a little to the conversation, I had your system 2 - heat pump that heats and cools with an LP furnace as backup for very cold weather. Mine was 15 years old. I asked a friend that has his own heating/AC business, in a different state so doesn't have any dollar interest, how long I...
  20. Jeb-NY

    I Finally Retired !

    I quickly learned that everyday is Saturday but Saturday. Anything you would have done on Saturday the involves driving to a store, do it during the week when they are less busy. No sense fighting the crowds.
  21. Jeb-NY

    H&R Block tax software (retired in SC, moved to TN)

    I use H&R and when we moved from NY to TN it worked fine. Don't remember the details but it wasn't a problem. I was also already retired when we moved.
  22. Jeb-NY

    Bacon - How Do You Cook It?

    I was about to give up finding someone else that uses an air fryer. It makes great bacon fairly quick. We use to use the microwave but AF is better. Wife uses the oven if we have company and she needs more than will fit in the AF.
  23. Jeb-NY

    Who eats bacon?

    I was looking for the cartoon I had hanging up in my office before I retired early. Guy was talking to his financial advisor asking if he had enough to retire. Advisor said he had plenty of money to retire but should eat more bacon. I took that advise.
  24. Jeb-NY

    Lotto Payout Lump or Annuity

    Extra money going into my investment funds.
  25. Jeb-NY

    Lotto Payout Lump or Annuity

    I have never bought a lottery ticket. I figure dollar cost averaging all the money I could have spent on tickets help me retire at 57 with plenty of money to live comfortable. It has since more than doubled even living on it for 17 years so I guess I did win the lottery. A friend bought be 60...
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