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  1. Jeb-NY

    403b Withdrawal from Defunct Employer Problems

    I have been absent from the forums for a long time but have ran into a problem. The great advice I picked up here helped me retire at 57 (now 65). Having a bit more in investments now than when I walked out the door and my wife and have been living well. Still no plans to tap SS, that is our...
  2. Jeb-NY

    Multiple Health Savings Accounts???

    I did a quick search on the forum and net and couldn't find the answer. I have stalled long enough and want to setup my 2008 HSA. I plan to do that with Health Savings Administrators, invested in Vanguard funds. I was also thinking of putting some of my 2009 contribution in an HSA at my...
  3. Jeb-NY

    Free Vanguard Plan - Opinions?

    I'm 58 retired, married and setting up my long term asset allocation. I'm rolling my lump sum and 401K funds to Vanguard and took them up on a free Financial Plan. Had the phone meeting yesterday and thought I would do, like so many others, and ask for a free assessment of their plan from the...
  4. Jeb-NY

    Prosper.com - Be a Banker

    If this has been discussed I couldn't find it. Saw an article in the December Money magazine on prosper.com that uses the eBay model for loaning money. You can apply for a loan but we don't need that on this board, the interesting thing is you can buy loans, lend out money and become a banker...
  5. Jeb-NY

    Supplemental Spousal Liability Insurance

    I need an opinion and knew this was a good place to get it. ;D I have a new auto insurance policy and it has a line for Supplemental spousal liability insurance and charge $21 for each of two cars. From what the agent tells me and what I can find on the web they are required to offer this on...
  6. Jeb-NY

    Cost Basis - Capital Gains Question

    This is the last year of high taxable income. Next year will be my first full year of retirement and the plan is to juggle funds in away to stay in the 10-15% bracket. Up till now I have been in the acquire mode and have never sold any of my mutual fund shares in my taxable account. I have done...
  7. Jeb-NY

    Roth Re-Allocation

    I probably will need a complete rebalance by the end of the year but I have to start sometime. Been RE for a few months now, but living on salary continuation. Not happy with my Roth account and have been thinking about getting out of the current funds and going with a few ETFs. Currently Roth...
  8. Jeb-NY

    Four Pillars and Bogleheads' Guide

    I got "The Four Pillars of Investing, Lessons for building a winning portfolio" by William Bernstein and "The Bogleheads' Guide to Investing" by Taylor Larimore, Mel Lindauer, Michael LeBoeuf today. From what I have been reading here and elsewhere they seem like a good starting point in my...
  9. Jeb-NY

    * Acronyms, abbreviations and Slang Frequently Used on the Forum *

    Standard Acronyms and Abbreviations You May Find on the Forum This list will only grow if you submit acronyms you use or that need defining. I will up date this message, adding new acronyms as they are submitted to the list. It is always better to use the full words, but we know how much...
  10. Jeb-NY

    Roth on Salary Continuation

    I'm on a year long salary continuation with full benefits before I have to be worried about really being FI. I will be continuing my saving (hopefully increasing it) and 401K maxing during the year, this was all oked by the company. The question is, does salary continuation count as earned...
  11. Jeb-NY

    Acronyms

    I think we need a list of standard acronyms for us new to the board. I have been reading and getting more involved for 6 weeks or so now. I have figured out some of the short cut acronyms but I still have problems with a lot of the investment abbreviations. Obviously if I have to ask every time...
  12. Jeb-NY

    New RE Now Am I FI

    I'm 57 and so is my wife. I have been mostly lurking but felt I should announce that as of today I'm unemployed. The company was offering early retirement packages and I qualified for a year of salary and benefit continuation and then retirement benefit. Was planning on retiring in a couple of...
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