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Ok, 80 and in good health. Does she have heirs, people she wants to leave money to? If she has a trust/will, great, if not make one. Also, at her stage of the game, safety is number one, even with the pitiful rates of return that will most likely increase. Bonds and stocks are basically a...

Also out 3 years. Let's see. I sold my house back east at the top of the market, bought cheaper house at top of market. Pocketed about 100K. value of house dropped, but who care's? Need a place to live. I put most of my money in laddered cd's despite banker telling me I'm crazy, getting...

Another thought comes to mind with our health care system. In order to cover more people uninsured, use the current private pay system, but expand coverage to extended family members who do not have coverage. For example, if one still has stay at home kids who are kicked out of the system...

It's best to have an older population idle than a younger one. Look at Iran, very young, if the young had more opportunity, had more employment and were busy most of the day working, the country would not have the unrest it has today. When you are young, and working, making a few bucks...

Just a thought. After about 30 or years on a job, the average person has had it, unless of course they are on top of the food chain pyramid. It's best to give those who want to get out some sort of incentive insurance wise as to make room for the next generation of workers, who work cheaper...

Dell mini 10v for 299 dollars Starbucks latte Dinner at Bonefish Next splurge with be the Buffet at the Wynn. jug

This is his way of surviving and avoiding the shame and blame that goes on in the workplace. He is simply projecting out what he feels about himself, lazy and incompetent. He keeps under the radar, that is obvious. Best to stay away and make like your going along with the game. This type...

Buns, if ya wanna unnerstan WTFreak is going on, buy WorkAbuse by Hare and Wyatt. I know the authors, what they discuss about the workplace is golden. If you want to read some great essays on work, where confusion and abuse abound, go to their website. Work and Family Counseling -- Index...

When I worked for the State and moved up the food chain, most of the people I supervised did more than expected, that was good. Of course there were a couple that didn't, but being of a philosophical nature myself, I figured the world worked on a bell curve. Most will do an average job, some...

Buns, I hear ya! After 3 years of FIRE I'm getting a bit bored, but still scared crap out of going to a j-b and actually taking it seriously. Sooo, the only thing I can do is play games with it. I told my wife the first year will be "Year of the numerous W-2's" Here I will flit from job to...

:greetings10:You have a 52K pension with a cola you have health insurance you have a net of 585K You live on 30K a year, meaning you are going to bank some of your pension. You have no one that depends on you. You are 51 and will be around another 30 years or so. I would say stick...

"Work abuse: How to survive it" by Wyatt and Hare. This book is golden, complex but a good read on the subconscious reality going on in the workplace that makes bosses and their staff do what they do. If you can understand and hardwire this book into yourself, then you will understand much...

Gia, don't know your age grouping, but it could be a touch of depression,but no big deal. You are taking an ancient body and mind, and trying to cram the idea of working at something 40 hrs per week, and liking it. Some of us can motivate ourselves to do this, some can't, but most in denial...

The fact that the average working slob is worried about the capping of exec's salaries is amazing and amusing. Big time execs have nothing more then comtempt for the average working Joe, if you don't believe it, just try contacting one of the big boys when you have an unresolved complaint...

Unfortunately, most workplaces use fear as a tactic, but we have not yet evolved into a system that is more collaborative in nature rather than adversarial. Most people hate their jobs, despite what they say. When you see a 21 year old facing 40 plus years of work, with evaluations, dodging...

We were conditioned from a very early age to shiver under those in authority, usually our teachers, and to take their evaluations and critiques of us very seriously. Essentially our psychies are "hardwired" into this condition. Consequently as we took jobs, the upcoming evaluation brought...

Mckenzie exercises, that is what works, it's simply stretching in a certain way like lying flat on back and pulling each knee to chest. Rolling over with knees on ground and stretching back like cat. Look up Mckenzie exercises, helped me with busted disk. jug

Many tend to blame this crisis on the Fed compelling the banks to give out loans to minorities who cannot afford to pay back. If this is the issue, then so be it. But, I haven't been shown any stats giving credence to this concept and it seems it is simply a political tactic to spread this...

I agree, but if the programs were designed to make loans to people in underserved areas that could afford to repay them, I see no problem. However twisting the arm of a bank to engage in poor underwriting practices under any circumstances is wrong. What I would like to know is what percentage...

The avergage American is not good at math, thus to live by a budget is challenging. How is this evident? By the amount of home equity lines taken out, and used for goodies that they don't need. In the home, good financial management needs good basic math skills along with discipline to look...

FWIW, Father in law had one put in about 10 years ago. He is 95 now. In his case the low was low, at 25 beats per minute. Pacemaker corrected that. He had a battery put in about a year ago, simple procedure, outpatient, like having minor surgery. Now he has busted pelvis, is in nursing...

Ah, the Supremes are a lost cause, locked away in their room and robes, scribing boring decisions that make most of us yawn. In any case, looks like Ruth Bader Ginsbug won't be the hot babe in the band anymore. jug :rofl:

Work after ER, well I've already prowled the "massage joints" behind the strip in Vegas and got 3 contracts to do the sheets, linens and towels for them. This business can really take off, but got to handle things with gloves and put the contents in airtight plastic bags, have to watch for...

One, why worry? House paid up. Modest pension state issued Health insurance state issued Modest savings, good for 20-30 years. Modest expenses, no big ticket items excite me. Can live on a can of beans if have to. So what is there to worry about? No debt. The only thing that...

This happened to me many times. It tends to frustrate you, making you feel hopeless and works you into a frenzy. Ok, stay cool, write a simple letter, attached copy of receipt, and copy of credit card statement, call Docs office, find out who is in charge of this, and send to that person's...