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  1. W

    ESPP - What would you do?

    my advice... remember enron? remember some sub prime companies? these stocks were trading at 60-70-80 bucks and in a matter of weeks...worthless. dont ever think it can not happen to to your company so invest some, but DO NOT put all your eggs in one basket. 10% of portfolio max
  2. W

    sorry guys, i like using polls to get a quick look ,short answer

    thanks cut-throat :)
  3. W

    sorry guys, i like using polls to get a quick look ,short answer

    4500-5000 is "want" barebones= about $2600 x 12 = 31200 x 2= 62,400 x 25 = 1,560,000 so i got a bit to go. ;) i am assuming barebones is just living expenses ... not 'perks' like buying wants and not needs ~correct?
  4. W

    sorry guys, i like using polls to get a quick look ,short answer

    a quick review only....
  5. W

    sorry guys, i like using polls to get a quick look ,short answer

    need reassurance .... i.e. hand holding :-[
  6. W

    Hi, I am new here

    many intelligent people on this board, hope you come back and or stay in touch...
  7. W

    Hello and ER progress report

    welcome john. I hope you have as much fun and learn as much as me on this board!
  8. W

    Anyone in the age group 40-49??

    41 right here dude!
  9. W

    how much is too much?

    retire earlier.
  10. W

    The best financial advice you ever had

    My fathers famous words: Pay yourself first!!!! ;) (may fcs jr rest in the peace of God's presence... and thanks!)
  11. W

    What did you want to be when you grew up?

    Pro football player....... :D
  12. W

    Would you feel bad?

    remember what would happen if the roles were reversed... they needed to let you go... would they care about you? NO... its all about business! nothing personal!! if you dont understand this, dont go for a boat ride if your with Fredo ! :P
  13. W

    Is this foolish?

    $1k per month taxes just doesnt do it for me. sorry, can give you my thumbs up! :-\
  14. W

    Passport Question

    if she needs to travel 'soon' leave it. fix it when you have "time" for bureaucracy. my opinion only, and honestly, if she was born in uzbekastan, i would advise otherwise. ;)
  15. W

    Anyone see the movie "300"

    have not seen it yet, but my son said it was excellent ... (granted, he is 16)
  16. W

    Will Subprime Foreclosures Spread?

    i agree.. but liar loans is not all subprime! neg-amortized loans are absolutely immoral!! but lets not let all borrowers off the hook too! some borrowers were looking to make a quick buck in an insanely hot R.E. market and some seemed to get caught at the wrong time. also, some subprime...
  17. W

    Targeting FIRE @ 28

    lol
  18. W

    An early retiree at 45

    curious to size of portfolio... if i may inquire
  19. W

    Hullo - I'm a Newbie

    welcome! :D
  20. W

    Will Subprime Foreclosures Spread?

    1. subprime is 10% (give or take) of all mortgage paper. 2. while i dont think the blow up is good, i do honestly believe it is overblown 3. there is a concern not to let all subprime lenders go "under" by the fed and large institutional holders of subprime debt 4. their is actually a need for...
  21. W

    Retirement Advice

    basic sales strategy... befriend first... even though it may take a while. careful, unless you intend to buy something. ;)
  22. W

    Anyone else having panic attacks about the market?

    i agree with citril we will have bull markets and bear markets... make sure you are invested and diversified to weather it... i am 42 nearly retired..i have 50% in equities and this helps me sleep at night... i think others on this board have more in equities, but this is what does it for me...
  23. W

    believe in ghosts

    :D what the heck!
  24. W

    " THE SECRET "

    i agree. if nothing more than people living their lives in a more fruitful and positive manner...whats the harm :)
  25. W

    " THE SECRET "

    Saw this video tonight with family! Recommend it!
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