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  1. bssc

    Signs you're ready to retire

    9 Signs You Need To Retire Immediately Number 4 was especially true, Office Space was a great movie quote.
  2. bssc

    Megacorp to resume matching

    Well, good news from our MegaCorp. Baring another meltdown, it looks like matching is coming back January 1st so I will get another 7.75% added to my retirement pool. Every little bit helps. Of course, being cynical, I suspect our CEO's pay will go up too since we made it through the...
  3. bssc

    First Man on the Moon - Where were you?

    If you are old enough, do you remember where you were? I was at our house (provided by the Embassy) in Manila. I believe it was early morning and my parents and some of the neighbors were around the TV watching the live broadcast.
  4. bssc

    Another day, another poll on retirement.

    From Thurday's Washington Post The interesting number is that the percentage of people who thought they would have enough money to retire dropped from 27% to 18%. And this is normal retirement. Maybe they will continue working and save Social Security.
  5. bssc

    The US Army Wants you

    Interesting Article The points that got me was that 1) this guy was living on the edge at 40, 2) the Army is accepting people upto 42. 3) the Army is still offering a way out of poverty (my dad was an example) 4) when he puts his 30 years in he will be 70 Good for him for doing it though
  6. bssc

    Making money with your credit cards

    While we have discussed this before, this Washington Post article highlights making money from credit cards. What surprised me is that they indicate that this was a game that many people fail at. The quote "for every consumer who games the system there's probably 25 consumers who are...
  7. bssc

    Yes, we paid off our mortgage

    Just talked to Chase today. The mortgage is closed and they will be sending a check for the balance of the escrow account. I will have to make sure they take off the lien. While, there is a discussion thread on this, we did it because the mortgage represents a small part of the portfolio. We...
  8. bssc

    Housing Stocks

    Of course, everyone hates them and knows that they are all going bankrupt. Friday really pummeled them. So, I figure that this is the time to buy. I have $20,000 sitting around from the sale of my Lyondell Chemical (LYO). BZH BHS KBH MTH SPF I figure that at least one will go bankrupt but...
  9. bssc

    Tip Jars Everywhere

    I am starting to see more. This article discusses them but I don't feel obligated to throw money in.
  10. bssc

    Fourth of July Online Quiz

    Here is a quiz from some of the sample questions the INS ask people who want to be citizens. Passing grade is 80%. I got a 85%. Take the quiz here
  11. bssc

    BBY - Best Buy

    The stock newsletter I follow had this as the stock of the month so I bought some. I figure if Circuit City is layoff their better customer service staff, people might go to Best Buy. The finances look good and there is a stock buy back program.
  12. bssc

    Deep Discount 20% Sale - Code SUPERSAL

    I spent a few bucks there. Code is really SUPERSALE -------- ------------ ----------------------------------- ---------- --------- 1 ADV001279 DVD : RUNE SOLDIER COMPLETE COLLE $ 21.46 In-stock 1 ADV712642 DVD : FULL METAL PANIC-COMPLETE C $ 46.31 Avl 06/12...
  13. bssc

    The Rich Don't Save Too

    According to this article. "As evidence, HSBC reports that people with more than $250,000 in household income, who constitute the top 1.5% of U.S. households, report facing many obstacles when it comes to saving. Indeed when HSBC asked what prevents them from saving more, the top answer was the...
  14. bssc

    Five Star Thread

    It appears that you can rate your own thread.
  15. bssc

    Target Funds

    I was looking at the Target Funds my retirement plan offers. I find that all the allocations are to Funds of Funds. The Funds of Funds claim to match things like the S&P500 index but they are invested in managed funds. Of course, I had to look at the fees. Target fund .57% Fund of funds...
  16. bssc

    Mental Accounts or why some people find it hard to save

    I found this an interesting discussion of how people keep track of their mental purchases and spend their money. It answers my question of why certain family members, when getting a windfall went to Disneyland rather than pay their medical bills. "Someone gives you money for your birthday and...
  17. bssc

    My Megacorp retirement plan changes - trends of the future?

    My megacorp just provided us with a training seminar on the changes that were being made to the defined contribution retirement plan. (The defined benefit plan went away years ago). Interesting highlights. 1) All new people are automatically signed up for the 401(k) when they start employment...
  18. bssc

    What would you do in Iraq now?

    All blame aside, what would you do in Iraq? I can think of several proposals: 1) Divide Iraq into three areas or even countries. One for the Kurds, one for the Sunnis and one for the Shi'ites. The Turks won't be happy about the Kurds but then I would argue that would be the price for not...
  19. bssc

    Amazing Race All Star Edition starts tomorrow (Sunday) night on CBS

    This show owns me, what can I say. They have been to all the countries I grew up in except for Iran. I don't expect that to happen soon though. Anyone else watching?
  20. bssc

    Am I the only person without a cell phone?

    As part of LBMM, I don't have a cell phone. When we travel, my wife brings along her company provided phone. I was making reservations last week and my travel agent was surprised that I didn't have a cell phone. Am I the only one left?
  21. bssc

    Wife surprised me, she is now a highly compensated employee

    My wife has been working overtime a lot the last couple of month. We had maxed out last year on our 401(k) contributions. When I went to add the additional 500 increase for this year (to 15,500), the system would not let me because she is now considered a highly compensated employee in 2006...
  22. bssc

    Hello from Phoenix

    My wife and I live in Phoenix are 46 (3 days apart) and work for different Dow component companies. We plan on paying our mortgage off in 08 and retire in 10, depending on the stock market both for our portfolios and stock options. We have land in Colorado that we plan to build on once we sell...
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