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I have enjoyed being an engineer for 18 years and have more than a dozen patents to show for my efforts along with a decent salary and bonus opportunity now that I am in a management position. The thing I always resented in my previous employment situation was the guys that sold products I...

These are the vehicles in the stable (presently with two kids)... 86 Bronco (for sale now) 96 Gran Am 98 Expedition 98 Ford F150 93 Corvette Convertible 01 Roadstar

whats your home value 2800 sq ft $250,000 where are you located Memphis, TN suburb whats your taxes $2400/yr cost of home insurance $918.96/yr

Hi Cyn and welcome to our little corner of the world. Sounds like you guys have options that most people your age only dream about. And also good role models with your parents FIRE'd. You mentioned that you guys have "lots of insurance", hopefully that includes insurance on you. Many people feel...

Caroline, Have you considered asking the contractor what he would offer? I'm sure he has an idea of what it is going to take to correct the problems. Just a thought. Good luck. N2

Andre, you are right, it is a real benefit to live close, that is the one thing I would love to change about my job. The commute I have is normally 45 minutes each way. I loose 1.5 hours per day, 7.5 hours per week......

Sounds like most of corporate America management is reading the same best sellers this year. We did manage to give most folks in our facility a 4% raise this year. I did a little better at 12% but that was back in December when I was looking at another opprotunity. Funny thing is, I remember...

Interesting to see how many are in similar situations. DW and I are taking this approach, we will pay for tuition and board, children pay for books and meal ticket (figure if they pay, they will be more apt to use it). DD is in first year of college at a junior college and while it is out of...

After my DW inherited some money from her parent's estate I suggested she should quit her job with the school system if she would like. She has been there 13 years and is now 49. Of course she was happy with this prospect, my plans are to retire at 55, I am now 48. Recently she learned that if...

Garryweld, have you conssidered taking a loan from your 401K? I'm not sure if that is an option now that you are retired but it avoids the tax liability and basically you are borrowing from yourself. You still loose the earning power of the money in your investments but you pay yourself normally...

Petey, Here is the link to the thread I beleive you were asking about. N2 http://early-retirement.org/forums/index.php?topic=5603.msg100745#msg100745

Turned 48 yesterday.

Well, I guess I'm odd in this group also as I have always enjoyed interviews. That being said, I have only had six interviews in the past 29 years and was offered a job in all but one instance where I ended up being second to a good friend of mine that was trying to move back to the area. My...

Kitty, It certainly sounds as if you are settling in quite nicely. If you need a fairly inexpensive way to run a computer, take a look at this idea. A solar panel and boat battery coupled to an inverter. I have an inverter for my laptop when we travel by car. No I don't work that much, the kids...

Yep, once again right there in the middle at 4.4% for the month. I wish I could keep it up for the next 11 months. But that would be more than 48 hours and require medical assistance. Right?

Irwin, You can plug in the serial numbers and other data to deterimine value of your bonds at this site: http://wwws.publicdebt.treas.gov/BC/SBCPrice Good luck.

Grumpy, That might fit other's financial plan, I already have a LOC established with a 2nd mortgage. I prefer to stay our of debt and would like to have about $25 - $40 K sitting in an accessible fund, earning a decent return rather than incurring intrest expense. Regards. Califdreamer, No...

Brewer, you are right, quick access is a must and this one does have the checking part covered. I have a local savings account that I can access for emergencies. This is more for a safety net in case of job loss or similar situation. Thanks.

Well, it looks like I need to add yet another financial spoke to my wheel of FIRE. I am looking to place $25K into a MMA for my easy access Oh S*** :o use. Of course ideally this money will not be touched so I want it to work for me while getting dusty. Anyone have suggestions on the best...

Hhhmm, I'm definately a #5 & #2 (in that order). No wonder my DW keeps me around. Of course she is a #1 to the max and I have spent the last 26 years trying to understand why someone doesn't put away their clothes after removing them. Maybe by our 50th I'll be used to it......... Nah.

Audrey welcome aboard, I was checking out your intro earlier and admiring your home on wheels. The RV park where the picture was taken looks more like a parking lot with power and water connections than what I'm used to seeing. I do like the way you captured the American flag reflecting in the...

SWR - These pensions are from private companies that I worked for some years back, one for 12 years, the other for 11. If I had stayed at the first company, I could of retired with full pension at age 48 (gulp, that's now). They had a years of service plus age formula. Setab - I think...

Well Retire@40, at this point I am 48 and fine tuning the portfolio pretty much by saving as much as possible until I reach 50 or there about. I really like the idea of being able to work on projects I deem worthy. As a guy that can build anything from cabinets to muscle car engines and a...

Brewer, thanks for your input and questions. - Absolutely, in fact expenses right now are about $18K but I expect to pay a tidy sum for health insurance. i will have two in college when I reach age 50 but there is affordable insurance for them through the university. - The pensions are from...

I have enjoyed gleaning information from the multitude of posts in this forum and have learned a good bit already. Of course there is still much to learn but so far most of the things I have done (other than accumulate debt - soon to be abolished) has been on target. My question is why should I...