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    Netflix movie or show suggestion

    For great comedy, try Dreamland, it is an Australian series. Currently 2 seasons, we find it hysterical. Hope there is a 3rd season. Recent drama we finished that was good was No Second Chance, it is in french so we used sub-titles.
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    ESPN viewership down

    Two things that have put me off of most sports are the inane color announcers and seemingly constant barrage of commercials. A few years ago, I started watching English Premiere Football League(soccer). I have become a big fan. Reasons are no commercials and you know when it is over (no more...
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    Spending Jan-Feb in Gulfport Fl

    the main strip (beach blvd and shore blvd) has decent restaurants/bars. would recommend staying as close to waterfront as possible, shaky areas north. the southwest side has pasadena golf and yacht club, look for rentals there, not sure what maybe available. jan-feb are beginning of season, so...
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    New Car

    we have 2015 mkz, with most of the bells and whistles. massage seats, a/c and heated seats, adaptive cruise, thx sound. cooling seats are great, especially after work-out. dw loves it, i love the adaptive cruise (our 1st car with it - set speed and distance to other cars and system adjusts speed...
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    Reserve Money

    To Major Tom, I have no major expenses now that would require that amount. Investments (stocks, bonds, cds, cash) north of $3M. House, cars paid for but not included in assets. I guess I just have a hard time not worrying (my parent's curse, my brother has it too). DW thinks it is excessive...
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    Reserve Money

    Sorry for not responding earlier. 1st reserve is in cd's and bonds, earning average of 2%, but that will fluctuate based on cd maturing and reinvestment interest rates. The reserve is money I don't count on when running FireCalc, i-orp, retirement calculations. I should have worded it and...
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    Reserve Money

    I started wondering this after seeing recent threads about how much people spend in retirement / have in retirement / medical billing versus actual payments / etc. How much do you keep in reserve for unknowns? My retirement budget has a yearly amount that covers normal spending / vacations /...
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    Moving to South West Florida

    We moved to Clearwater area, no boat - we are still trying to decide about it (will have to use a marina). I know snow birds are here but really don't notice that much difference with traffic (there is always traffic - you just learn back roads and it's not so bad). Punta Gorda Isles are nice...
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    Moving to South West Florida

    Be sure to be in an area you are interested in when season is over. We investigated Punta Gorda Isles, houses on canals, along with Fort Myers / Port Charlotte 2 -3 years ago. Area dies when season ends - during season, activities abound - after season the area really changes. Not all of that is...
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    Have you used a car buying service?

    I've had friends who used Costco and were very happy. For those who want to try a different approach, you might think about this. It uses game theory: How to Buy a Car, Using Game Theory | Bruce Bueno de Mesquita | Big Think
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    Class of 2013

    Exit Interview at 8 AM This is my last day at w*rk. Still hasn't completely sunk in. When I have fleeting moments that I'm actually retiring - it seems almost like a dream. It's been a goal for what seems so long that I thought it might never get here. After today, I guess I should change my...
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    Class of 2013

    Just told my Boss of my pending retirement in June. Still feels like a dream. On the list!!! 1. martyb - 55 - SOMETIME in 2013 2. DFA - 54 3. Chris2008 - 54 4. mystang52 (Glenn) - 60 5. SteveNU - 56 6. T-bird - 58 7. misty57 (DH) - 55 8. Coaster - 53 9. Helen - 56 10. Rita-61 11. KM - 55 -...
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    Why you chose your forum screen name

    I'm a big Formula One racing fan
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    Halloween costume pics!

    Here's a great costume Aliens Power Loader Baby Costume - Halloween 2012 - YouTube
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    First, Best, and Worst music concert

    First: Shin-Dig 1965 or 1966 (Tom Jones headlined, Everly Brothers,Turtles and many more) - parents took the family (older sister had to see Tom Jones) Best: Tie - Jethro Tull (Passion Play) 1974, Led Zeppelin 1974 or 1975, and ZZ Top 1976 (they were fading out, less than 1000 people at 15000...
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    Scary Movies

    A lot of good ones have been mentioned, Alien has to be one of the best. As a kid, first movie I remember that scared me was The Wizard of Oz. Evil witch, flying monkeys - holy crap (that was scary) Of late I liked Quarantine
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    How did you buy your last new car?

    We ended up buying through email / online. Started with test driving different models, DW decided what she wanted and got a verbal from the "helpful" sales professional. Went online, used Kelley Blue Book and Edmunds to see prices being paid in area. Contacted other dealers within 50 miles...
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    The sky is falling.....

    Bill Gross makes one incorrect assumption per Brad Delong:
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    Obamacare - more incentive to early retire?

    That works for us I'm one of many (IMHO) that have stayed at w*rk for the healthcare. Just prior to me leaving we found out DW would not qualify because of a medication she had taken. She was on it not for the condition it is usually prescribed for, but the two insurance companies we contacted...
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    Orthotics?

    Pros and Cons I'd vote for Physical therapy first. Orthotics can actually cause changes in leg movement, relying on one set of muscles over the correct use of the leg, back and stomach. From DW's experience, it helped initially but has resulted in leg and hip issues because it changed her...
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    Individual Health Insurance Question

    Looking at RE and individual health insurance, we are concerned about costs and being rated too high or turned down. DW chronic back related issue, alot of PT visits over a few years, also on anxiety meds. I have high blood pressure (controlled with generic drug) and recently taking anxiety meds...
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    Rental Question for Experts

    Would you turn your house into rental property if you were moving out of state? I had not planned on it as income for retirement but with market as it is, wasn't sure if it would be better than selling. What are issues? Current Mortgage Tax, ins - 700/month Property Age -27 years, has had...
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    Would like thoughts, comments on FIRE

    Getting anxious about FIRE, I'd like to start within 2 months, but would appreciate others input. (Sorry in advance for length) Currently have $1.0 M (plus excess for fudge factors) in 43 / 37 / 20 stocks/ bonds/ CD's which is split about 50/50 taxable/retirement accounts I also have an...
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    Finding Realtor

    Maybe a silly question, how do you find a realtor to sell your house? None of my friends are any help as we all have been settled in area for long time.
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    What %age of your pre-retirement income do you need in ER?

    I voted 100% of current gross. Currently we have company subsidized health insurance but that goes away when I quit work. In addition, we are planning on moving to a more expensive place on water (extra house insurance and flood insurance). So what we save now will go for those things plus some...
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