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I started wondering this after seeing recent threads about how much people spend in retirement / have in retirement / medical billing versus actual payments / etc. How much do you keep in reserve for unknowns? My retirement budget has a yearly amount that covers normal spending / vacations /...

Looking at RE and individual health insurance, we are concerned about costs and being rated too high or turned down. DW chronic back related issue, alot of PT visits over a few years, also on anxiety meds. I have high blood pressure (controlled with generic drug) and recently taking anxiety meds...

Would you turn your house into rental property if you were moving out of state? I had not planned on it as income for retirement but with market as it is, wasn't sure if it would be better than selling. What are issues? Current Mortgage Tax, ins - 700/month Property Age -27 years, has had...

Getting anxious about FIRE, I'd like to start within 2 months, but would appreciate others input. (Sorry in advance for length) Currently have $1.0 M (plus excess for fudge factors) in 43 / 37 / 20 stocks/ bonds/ CD's which is split about 50/50 taxable/retirement accounts I also have an...

Maybe a silly question, how do you find a realtor to sell your house? None of my friends are any help as we all have been settled in area for long time.

I am expecting a large capital gain from an investment, either this year or early next. I'm not sure how to deal with it. Do I put it in the bank and DCA over a couple of years into investment accounts or go ahead and put it in immediately? Should I talk to an accountant? I've never dealt...

I happened to find the website below with links to various tips, info and rankings of areas concerning relocating: How to Find a Good Neighborhood With a lot of people thinking of relocating upon retirement, myself included, thought this might help.

Need help with understanding company buyout. When company is bought for an amount. How are the long/short term debt, payables and receivables factored into the actual amount an part owner receives? For explanation purposes, let's say offer is $10 million, long term debt is $1.5 million, short...

Seeing how everyone around here likes polls and poles, I was wondering: How many had a lot (more than a fleeting feeling) of anxiety as they got closer (less than a year) to FIRE? What if anything did you do concerning it?

... suicide bomber in Saudi Arabia tried to kill prince with bomb inside him to get through security. Meeting was set up with Saudi prince to surrender, then detonated by cell phone. Implication is how to stop someone getting on plane, etc. FYI, just out on BBC last night, but it happened a...

Like Buckeye, am doing serious investigation into retirement in Florida - Bradenton area or Punta Gorda. Wanted the Florida residents to give me an idea of property and auto insurance rates, not quite ready to ask insurance companies for quotes. Also how do property taxes work, I know about...

Here we go again??? Saw this article in Bloomberg about Morgan Stanley turning crap CDO's into AAA rated investments for the short attention spanned 'players" in banking and insurance industry. From the article: ‘Make Magic’ The strategy is increasingly being used for commercial...

Doctor says my mom (on pacemaker for 2.5 years) is now pacemaker dependent. We assume that means her heart would stop without it. Otherwise, she's in pretty good shape for 84, living independently. She just had hip replacement and is currently in nursing home for rehab (should be discharged this...

Two US Navy Vessels Collide in Gulf (one submarine and one amphibious) BBC NEWS | Middle East | US navy vessels collide in Gulf

Looking at the current economic cr*pola and possible j*b loss gets me looking into whether to hold cash or pay off mortgage now or in 4 years. If I lose my j*b, I'm thinking of RE, the big question I have is should I take part of cash I have and pay off the mortgage now or wait 4 years with...

I've scanned IRS site and google but can't find the answer to the following: If end of year (due 1-1-09) mortgage payment is mailed prior to 12-13-08 is that interest deductible even though the mortgage company didn't receive it until after 1-1-09? Any link to help would be appreciated.

Strange day this week at w*rk. Came in after taking an extra long weekend to learn my co-worker got severely burned on arm/hand in lab reaction accident (we are synthesis chemists) and was in the hospital. It's one of those things that everyone thinks: it could have been me. And for me, it makes...

Comment from Rich in Tampa about stroke victim in his office got me wondering. Are you in favor of Euthanasia? If for it, what would be reason for taking that option? If against it personally, would you be okay to allow it for others?

Just came across this, haven't had time to read it, but another article cited him as the father of the "4% rule" Comments? http://www.fpanet.org/journal/articles/2006_Issues/jfp0806-art6.cfm

DW and I are traveling to Charelston, SC soon and wanted suggestions on restaurants. Especially those possibly overlooked by normal tourist. Also anyone know of captained sailboat charters for afternoon? Been a few years since we went, thanks in advance for suggestions

MIL died ~ 1 year ago. DW was executor of her estate which was less than $ 5K (we thought) and DW settled estate with county and heirs last year. MIL was on Medicaid and in nursing home at time of her death. There were 3 heirs and everything was split equally. BIL came upon some papers of MIL...

US Dollar seems to be taking a slide against other currencies recently, especially the Pound and Euro in the last couple of days. I know the UK are looking at raising interest rates soon. I heard this morning a discussion of stagflation in US. Any thoughts, concerns?? Or am I just getting the...

In case you hadn't heard, there is a lunar eclipse occurring for those of us on East Coast, the moon will be a copper color. Time of eclipse is from 5:44 PM til 6:58 PM eastern standard time. You can also see it here: http://www.hrcglobal.net/live/live_lunar_eclipse2007.asp

According to Reuters, the 5 year Treasury Bond Auction on Thursday was very weak. http://tinyurl.com/lennf Anybody worried, or is it just because everyone expects rates to be raised? Inverted yield curve a precursor to market drop? Also anyone heard of Iran's Oil Bourse opening in March and...

I need some idea to determine the value of a potential investment. It has been a closely held company for about 10 years. I have yearly information concerning gross sales, costs, net sales, debt, interest payments, etc. How would I go about taking this information and calculating a value of the...