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It appears that you all offset the interest on your mortgages. In Britain there is no such entitlement. :'( Would it make a difference to your opinion on the mortgage v renting argument if you could not claim credit for mortgage interest payments in the US? DH and I are thinking about selling...

http://www.ranchocostanada.itgo.com/index.html why wait?

by any chance?

I read somewhere that the recommended SWR of 4% is not appropriate for young retirees. Why is this? Can anyone shed any light? Thanks Claire :)

I've resigned from my job, i just couldnt take the pressure/stress anymore and it was having an adverse effect on my health I have mixed feelings, im glad to be out of there but then im scared i wont find anything else. Im only 33 and some way from FIRE :'( i leave in one months time after...

The other day i had a shock because i realised that my ER plans/calculations had not allowed for inflation silly as it sounds but i hadnt really thought about it or appreciated the implication of inflation on lump sum savings, we dont have any pensions or index linked investments I suppose...

www.whywork.org i'm not advertising, i dont have any links to the website but the forum is great, its nice to see that we are not alone! :D all the best claire

Ive read more than once that if you cant afford organic fruit and veg dont bother with normall stuff because all the crap they put on it outweights any benefit of buying fruit and veg in the first place. what do people think?

Is anyone else fed up of this? The way ive been feeling lately is that saving money is one long compromise and im really getting fed up the mindset. Its not really that I want to spend all my disposable income, far from it but sometimes i just think it would be nice to relax a bit and chill...

Myself and my husband just returned from a trip to spain recently and were amazed at the high quality of life and VERY CHEAP cost of living. I should say that we spent most of our time in the mountains in the granada (andalucia ) area, and one night in the city of granada, i would say that it is...

has anyone ever thought (or is anyone currently) running a guesthouse in ER? just wondering if running that sort of business could bring the ER forward a bit, you know a place to live that generates income too. Perhaps something low maintenance just a handful of rooms, just breakfast no other...

Hi, myself and my husband are looking to ER in approx 4 years, he will be early 40s and I will be mid thirties. as i have mentioned previously on this website we are not rich but will be doing it on about £400k plus an income of about 15 - 20 k pa. we are not people of luxury and are used to...

is there anyone else out there who doesnt have or want any? ::)

Hi - has anyone ER'd and gone to live on a boat. since i dont have megabucks or a pension to retire on i am considering alternative living environments, houses in europe are so expensive. I would be interested in hearing from anyone doing this or thinking about it, i just need a boat i can live...

Just registered, this site is great. I am in full time employment, looking to ER in about 5 years time. I am 32. My personal view out of wage slavery has been to save up and live hopefully off the interest. I dont need much to live on at all really. It is reassuring to listen to people who share...