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  1. CCdaCE

    Am I burnt out???

    Sounds like you put too much pressure on yourself. Or, mid-life crisis? Whatever that means. I just play psychologist on the internet. :) Yep, find something that makes life worth living. Similar to my response to this thread...
  2. CCdaCE

    Career advice for one of my kids

    Just to pile on what others have said, I am a few years earlier in the same process of advising my kids (still in High School). I am a Civil Engr., but, I began with the end in mind and am advising them to do the same. Still a hard climb to figure out "what you wanna be when you grow up"...
  3. CCdaCE

    Impatience - and dealing with it

    I read this awhile back, and couldn't help but relate to the same feelings and finally had to reply. I have 10-15 years left. I saw that date/timeframe as the finish line, and it still is, but, you don't have to sprint to get there. Or save all your plans for then. Heck, you might not want...
  4. CCdaCE

    Poll: Market bottom and recovery time?

    I voted 50% down and 3-5 recovery. I feel like my response to this question is/was the same as my response and subsequent followups to the link below: Summary: I thought Mr Market was overvalued in 2015, and look where we are and what I would’ve missed if I had sat out 100% or not contributed...
  5. CCdaCE

    Poll: How many cocktails do you have per week?

    I didn't drink until I was 21. Then I drank for about 21 years. It increased over the last 5. I had some health issues that were probably alcohol related - torn bowel - surgery eventually fixed that but not before my kidneys and liver started to fail. Awaiting transplant now, for who knows...
  6. CCdaCE

    Unplanned, Unavoidable Expenses this year

    THAT's where the money went! Over $1k in DD's last holdout wisdom tooth extraction. 2 visits $900 dishwasher. Drain line ruptured, could've replaced, but, I had already repaired the front at least 5 times and a hinge recently. 20+ yrs. old. Did the "$200 installation" myself. $1500 out of...
  7. CCdaCE

    Do You Hide Your Financial Success From Your Kids?

    It's different as your kids age and as you reflect on your upbringing. I think my parents gave me a few tools, but, my grandparents gave me more on being frugal, saving, etc. as they were closer to the Depression era. Ask yourself what $1000 meant to you as a 6 year old or as a 16 year old...
  8. CCdaCE

    Trying to time the markets

    I got lazy and lucky. In 2014, I got a substantial (for me) raise for a short term gig. At the time, I assumed it would only last a year, and it ended up being two. Not wanting to become used to the additional pay, I put the excess into my 457. I figured the market was way overpriced back...
  9. CCdaCE

    How much to fix up an old house?

    Like others have said, if it's a hot market, sell! Seems like that's the case in the midwest, anyway. We moved into our "starter home" in '03. Bought it for under $120k - some goofy number 115.9k? After several years and a couple kids, Wife wasn't happy with all it's imperfections of a...
  10. CCdaCE

    What are you looking to buy on Amazon Prime Days?

    I plan to pick up a NOCO battery charger to use on my fishing boat. It is a 5 Amp, and I have had great luck with their NOCO Genius 3500, and its several modes for AGM and flooded battery types. Not everything is on sale, but, their smaller chargers and maintainers are. Their multiple bank...
  11. CCdaCE

    Old racehorses still want to run?

    Doesn't mean you made the wrong choice, or can't make a new career choice. New location and new job means you get to start at the bottom, at least for awhile. The question is, how long/hard do you want to work to get somewhere with a new career. I struggle with a long term assignment, then...
  12. CCdaCE

    Do cord-cutters pay more everywhere?

    Blame cable costs on sports? The Sports Bubble Is About to Pop - The Daily Beast -CC
  13. CCdaCE

    Thur Fed meeting

    I thought this was an excellent article slightly rewording the question of rate increases. Along with a simple explanation of what's really happened/is happening. Fed interest rate hike - Quartz My vote is they're too chicken to raise rates, and also, waiting too long. If a 1/4 point...
  14. CCdaCE

    I'm not a market timer, but...

    I just can't get away from the P/E thing. Seemingly overvalued for so long... has to come back to earth some time. Whether it'll take 4 mos. or 4 years, I have no clue. -CC
  15. CCdaCE

    I'm not a market timer, but...

    With the past weeks' choppy seas, and the market slightly up or back to where it was, I voted for sell now. I feel the long term trend is down. But, it's just a gut feeling. One I've had for over a year, and have been basically wrong about, apparently. -CC
  16. CCdaCE

    NYSE Glitch !

    I was trying to read the WSJ and day trade on my United flight. Dang, things never go my way. Hah! -CC
  17. CCdaCE

    I like Oil

    There have also been tremendous efficiency gains. "Long term" (3-5 year) learning curve type gains. Shorter term operational gains. One example is 3 years ago it took 3 months to drill, develop and complete a well. Now, best case is maybe 12 working days to drill? More fracking stages...
  18. CCdaCE

    I like Oil

    Even the oil with lower vapor pressure (meeting new, proposed standards) and in newer rail cars, catches fire in a derailment. Just not as spectacularly, perhaps. Company says oil on derailed train met new ND rules | INFORUM -CC
  19. CCdaCE

    Small Travel Trailers - Should I?

    A couple years ago, we went with a 18' travel trailer. It was around $12k brand new, after delivery. Used were selling for MORE!? Pull it with a Toyota Tacoma. Probably pretty close to max. tongue weight, about 3500 lb. dry weight. Approx. 1000 lb. less than max. towing. 8-12 miles/gal. at...
  20. CCdaCE

    Career path for daughter?

    Pretty good discussion going on over at Bogleheads on the subject of what to tell an 18 year old. Bogleheads View topic - Career and college advice for current HS students As others have said, an online Myers Briggs test...
  21. CCdaCE

    Anyone familiar with Lending Club as an Investment

    A few threads out there, if you search. http://www.early-retirement.org/forums/f28/peer-to-peer-lending-63294.html http://www.early-retirement.org/forums/f44/lending-groups-as-an-investment-72685.html http://www.early-retirement.org/forums/f26/thoughts-on-peer-to-peer-lending-71514.html...
  22. CCdaCE

    Oil Stock or Energy ETF?

    Yesterday, I stumbled across a "resources" ETF, but it appears to be mostly an Oil & Gas ETF, IGE IGE ETF Guide | Stock Quote, Holdings, Fact Sheet and More Haven't looked into it much other than it's pretty concentrated and a 0.48% expense ratio. Still over $2B in assets despite the price...
  23. CCdaCE

    Netflix movie or show suggestion

    Watched 3 Days to Kill (2014) - IMDb Kevin Costner, Amber Heard. Excitement, humor, suspense, etc. all rolled into one. -CC
  24. CCdaCE

    Why not just VTSAX?

    Nice to have something to rebalance against. Bonds, Emerging Markets, something relatively uncorrelated. Check out Total Stock Market (VTSAX) vs. Emerging Market (VEMAX) the last 5 years...
  25. CCdaCE

    Collapse of the Ruble

    Well, after firing up the Russian printing press and giving it to oil companies, and, last night, spiking the interest rate to 17%, it seems like RSX has temporarily stabilized. I started following Russia this spring, but didn't follow their market other than every couple weeks or so. It...
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