Search results

Another payoff the mortgage [-]debacle[/-] thread, but this time to model it to death, to be informed on a higher level. :whistling: The reason I'm beating the dead horse, is that I'm really having second thoughts/buyer's remorse about getting a larger mortgage compared to our first one. Tough...

New, higher limits on I-bonds. Morningstar article: A Happy Surprise for I-Bond Buyers I didn't see this thread/topic previously on this forum in my short search. -CC

Yep. After 7 sickening years of paying PMI/MIP (mortgate insurance), we're all done paying for that. Just feel like I need to celebrate, even though it was "only" about $50+ at the start of the loan, down to $42/mo. lately. Bought the house in '03. I thought after a few years I/we could...

Is anyone considering buying some Toyota stock? Seems like "the recall" doesn't justify a 10+% off sale, YTD. Pure curiosity. If I had the cash, I'd plunk it down on this concentrated bet. Maybe VTSMX (Vanguard Total Stock Mkt.) has some Toyota in it, but it's not in the top 200 holdings if...

I'm trying to decide when to pull the trigger to upgrade from starter home to dream home. We have a 3BD/1.5BA Cape Cod. ~1700 SF plus unfinished basement. 1 stall garage in a cold climate (basically used for storage, not cars). Lived here a whoppin' 5 years, in Aug. 2 small kids. Mortgage...

Anyone been looking at Infrastructure Co's or ETF's? I've been watching this area for about a year - water stocks, etc. One company in particular seems like they'd be worth a shot. But, MIC seems like they sold off a bunch of stuff but I have no idea whether it was the profitable stuff or...

Didn't know whether to file this under Money and Fire or Young Dreamers... but, here goes. I'm wondering what the rest of the world pays for daycare? We pay $22/day/child. Get 10 days of vacation where we don't have to pay, and the daycare lady takes 2 weeks where we don't have to pay. After...

Stimulus Payment Schedule for Tax Returns Processed by April 15 I ran across this link that lets you know when your "stimulus" direct deposit/check will be transfered/mailed based on the last 2 digits of your SS number. Stimulating. :coolsmiley: I thought this would be handy to know...

OK, so I'm bored today. Ran across this internet CD rate in NZ. 1 year CD is 8.55%. Too bad it's only available to residents of NZ. <Homer voice> Mmmmmm. Interest rate porn. </Homer voice> I guess their nasty tax rates make up for it. Anyone live there? -CC

I read things that say that "everyone" expects the stock market to return less in the future. Threads like this. So, who has their crystal ball working? The Vanguard Total Stock Market Fund has returned 11.8% over the past 5 years, and 7.6% over the last 10. Does reversion to the mean say...

Starbucks? It's trading near a 52 week low, but the PE is still pretty high (35). Relative to other similar businesses, like "Peet's Coffee & Tea", the PE is low. Lots of other things to consider, but is anyone seeing what I'm seeing (or not seeing?). Profit is off 1% in Q1 vs. 2006 avg...

Help me calculate interest and/or what am I missing? I dumped $3k into VG's Prime Money Mkt. on 5/16, I think? On 5/30, they supposedly paid a dividend of 0.00435/per share (per $1). My balance shows up as $3005.90 on 6/2. What gives? By my calculation it should be 3000 * .00435 =...

This article confirms what I've long thought to be true. JS Online: Running on empty So, you're still paying for the convenience. People think they're getting 5% back, but aren't they really paying 7.25% and getting refunded the 5%? -CC

What's going on here? Am I becoming better at stumbling on to "good stocks" or is something going on with earnings -- still claiming high earnings after the housing "boom"? Seems like the last few stocks I'd think about buying have rediculously low Price/Earnings multiples. Obviously, I...

I ran across this article regarding carbon trading. I've noticed lots of talk on it, but no concrete details, discussion or whatever as far as how it would actually work. I'm assuming portions of carbon trading could be "relatively complicated". On the level of options/puts/derivatives, etc...

Maybe this belongs in Other Topics, but it's a money-making question, so bear with me. Ok... what am I missing? This question is mostly out of ignorance. I've read how Japan's "banking system is hosed up" - pardon my technical jargon. Unheralded Rate Hike Irks Japan - Businessweek.com So...

I've had an idea rolling around in my head. Setting up a business based on America's propensity to collect "stuff" and the like. When I hear about the prices that mini-storage places command, and the amount of "Rubbermaid/insert-name-brand-here" storage containers available in "big box store"...

A question on playing the credit card game... Everyone that thinks they're beating the system uses a credit card to accumulate cash back, air miles, discounts at the retailer that offers the card or whatever. The thing that's been burning me down is the fact that the retailer has to pay a fee...

Anyone read about a different type of mortgage where all of your paycheck is put toward a home loan, as soon as you get paid? Then you write checks against your mortgage when you need money throughout the month. http://www.cmgmortgageservices.com/ Anyone have any experience with this type of a...