Search results

I've been pondering this one for a few weeks and realized this is a good place to get some other ideas. I have all my documents in place for when I become incapacitated or die. I have a first POA/executor, a backup should the first be unable or unwilling to serve, and even a third. The...

Of all the things I have planned for, I haven't taken the step of planning my funeral. I am seriously thinking of pre-paying for my cremation with this organization. Anybody have any info (dirt) on this organization. I also wonder whether to pay now or just let my executor know of my wishes and...

I know I saw posts on this a few weeks ago but I can't find them. I have a decision coming up this June and really can't come to a conclusion. I'm going to be 64 soon. Nest egg is $825K. SS will be $28K a year at 66 1/3. No spouse and no kids. I am intending to leave about $25K to some...

Please spare me lecture on annuitites; I have two and they are a done deal. One comes due next May and I was told by an adviser that the only vehicle I should consider for investing that money is a Market Linked CD. I never heard of these before. Any ideas about that?

I consider myself still pretty new to retirement. Amongst the sites I visit daily is this one. Posters have helped me think through the transition (not the change) that is retirement. Others have given me practical advice that has saved money. And my financial advisor has had to answer questions...

My partner and I bought tickets last month on Expedia for a June vacation. I purposely chose a United flight that would get us to Boston around 1, to avoid rush hour. (We are actually going to Maine.) Saturday I got an email that told me my flight had been changed from 12 to 1:30, getting into...

Hi all. Just had my eye checkup. There was no change in my prescription. (Also no threat of glaucoma!) My glasses are two years old and the lenses are slightly scratched up. Also, the way these progressive lenses were formulated, my vision gets slightly distorted on the sides. Here is the...

This is the first year I have been 100% living off my nest egg. My financial people have been paying 10% of what is withdrawn to the feds as estimated tax. Their opinion is that after tax, I will get much of this back. I have paid nothing to the state (Ohio) on the withdrawals. Their opinion...

Come March 2018, my COBRA runs out and then I need 18 months to get to Medicare. I know it is still early but I can't count on ACA being there. (In my plans, I think I will need 1K per month for that in terms of premium. I am in good health so I will probably do an HSA bronze plan. I pay $479...

I am trying to figure out if I can save money somewhere and meet all the tech constraints. Landline is packaged with VOIP and internet/TV (All ATT). Cell plan (also ATT) is about $60 per month with unlimited everything. Although I have U-VERSE (local channels only), I don't need it. I only watch...

I just started back and really have trouble following a lot of them.

Hi all. I will be 62 next month. I am new to being FIRE and I can't say I feel easy about it so far. (Of course, as POA for a 95 year old mom with Alzheimers, I am not really free to do whatever, whenever I like.) Factoids on my situation: Single. $670K in financial assets; house is another...

I was dabbling with FIRE in my early 50s and was told here that I didn't have enough then. I kept working for another 5 years and then got caught in a buzz saw job that I just couldn't take any more. I have been out for five months now, "enjoying" unemployment and exploring consulting. At some...

Happy "Turnkey Massacre" day all! I was reading a post where someone presented their calculation of how much is needed for a nest egg: (Base need*2-pension)*25= NEST EGG. Plugging my numbers in, I am off by a half million. :o As of today, I have NW of $690K. My assets total $740...

I am on my way.... out! It has been a while since I looked at the forum or posted here, but I wanted to thank the forum adminsitrator and  anyone who responded to my posts.  September 30th is my last day at my job.  The bucket  of bullshit just wasn't worth the net worth bucket anymore!  To...

I am glad this site is here. I am 50 with about 700K in assets, 54K in debt. My house is about 180, 30 of debt is on the house. 80 K of what i ahve I can touch. i figure I can live on 30/yr. I hate my job AND my boss, and i will leave in June (gets me to my 30 K for the year). I want to take...