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A rep from AFLAC was in our office this past week pushing supplemental insurance. She had four plans: 1. Hospital Protection - $39.66 per month 2. Personal Recovery - $8.90 per month 3. Personal Accident - $19.80 per month 4. Personal Cancer - $33.20 per month My employer pays 100% of the HMO...

My wife is a teacher and has the option to invest in CalPers and also in Vanguard through her 403(b).  We already have her set up through Vanguard for her 403(b) but now I am wondering if we should have money going to CalPers instead.  Or should we split our contribution between the two?  We...

Hi all!! I am new here.  I like what I see and would appreciate any help that you guys might be able to provide. My question for the board is...which debt to pay down first?  And how should we pay down our debt?  Should we continue contributing to retirement accounts and put less towards...