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Today, I received a notice from USAA that I have been with them for 40 years and qualify for the Senior Bonus. How does the amount of the Senior Bonus compare to the annual Subscriber Account distribution? 10% additional? 50% additional?

My nephew's pickup truck was stolen in November, found after 10 weeks, and recently totaled by his insurance company. The vehicle appreciated by quite a bit over the 2 years he owned it (he purchased it pre-COVID) so the settlement should be more than what he paid for it. Is the amount he...

My husband had total hip replacement on Wed, Nov 10th. We reported to the hospital at 6 am and he was wheeled into surgery at 9:23 am. I received a call at 11:06 am the procedure was complete and he would be out of the OR and into recovery in about 30 minutes. It is so cool they are using cell...

A good friend of mine passed away at 99 in March. Not related to COVID. Her body just pooped out. She was from PA but lived in FL for the last 35 years of her life. In 1991, she arranged for a prepaid funeral in PA. To fund it, she purchased two burial reserve CD's, one for $2,000 and one for...

A disabled, life-long friend will soon (months) have her Special Needs Trust funded as her mother passed away at the end of July. This is a 3rd party Special Needs Trust that can be treated as a Qualified Medical Trust for tax purposes. I have agreed to be her trustee. Her sister was named in...

I normally sleep pretty well but since purchasing, a down comforter I have been sleeping even better (longer and deeper). The comforter is a lighter weight comforter (we live in Florida) but it is heavier (actual weight) than the blanket we had been using. It has a wonderful toasty warmth that...

My mother who is 82 and lives with DH and I, had a 5-day stay in the hospital for a GI bleed (completely resolved) in early December 2015. I stayed with her during the 5 days and slept in a chair (recliner-type) beside her during the night. It appears she brought home a case of the scabies with...

DH turned 65 at the end of last year. He recently got into the VA system but we thought he should also to get a Medicare primary care physician. He has the AARP United Healthcare Advantage plan. He sees the chiro a couple of times a year but hasn't seen a doctor in years. He had a full physical...

My sister lives in WA which is a community property state. She and her husband live in the same house but they live completely separate lives (financially and emotionally) and have for several years. There is no legal separation in place. They filed jointly last year because it made financial...

I'm investigating purchasing an item on ebay (something I've never done before). There is a reserve price of $200 which is revealed in the description. Currently, the highest bid is $100 and the warning 'reserve not met' is displayed. Why does an ebay bidder bid under the revealed reserve...

Today was moving day for my neighbor, Mary. There is another post about our hunt for just the right ALF but I am too tired to figure out how to find it. After a long search process, we found the perfect place 1.2 miles down the street. Great room, great food, great location, great price ($2600...

My friend, Mary, decided it was time to consider a move to an Assisted Living Facility (ALF). She is 93 and lives nearly independently in a one-bedroom apartment (as she has for 23 years) in our 55+ apartment complex. She used to live next door to us on the second floor but now lives on the...

About a month ago, my mom coughed while she was in the wrong position and tweaked something in her back. She was in constant and significant pain and it showed. She was not eating enough, not sleeping enough, seriously crabby, depressed and no longer taking walks or going out much at all. My...

My 93-year old neighbor lives alone in a one-bedroom apartment in our 55+ apartment complex. She has LTC insurance that would provide a benefit of $105 per day at a nursing home or ALF. Her son worked for Soc Sec so she was able to buy into a good LTC policy for a reasonable price. From what I...

I finally purchased a Smart phone and joined the 21st century. I was buying mom a new 'pay as you go phone' at Walmart and noticed their My Family Mobile plan and decided to take the plunge. My new phone is two Android operating systems old but it was only $49.99 and it works fine. It uses the...

I am switching from an Earthlink email address which I have had for nearly 20 years to gmail. The strangest thing is happening and that is I am receiving almost no spam email at my old email address. The old email is still up and running and will be for remainder of the year. Can anyone...

At some point, I will have to purchase another vehicle but I am dreading it. I love my current vehicle (2002 Volvo S60, DH has a 2006 Hyundai Sonata) but I don't think they 'make them like that anymore' so I don't know that I would purchase a more recent used Volvo (bought mine in 2005 for...

Has anyone ever owned a wool mattress? I had never heard of these until recently so I was wondering if anyone has any feedback on comfort and durability.

Has anyone ever listed a car for sale on ebay? Just wondering if I should be expecting bizarre requests from foreign locations. :) I just listed my mom's (actually, I have title) Saturn for sale on ebay. The car has very low mileage but the ebay listing does a check and verifies the mileage...

My mom is nearly 80 and is an asthmatic and a 60+ year smoker. Until this week, she has not been diagnosed with COPD but I'm sure she has had it for awhile. For the last three years since she has moved to our apartment complex, I have watched her compensate for not being able to get adequate...

My sister came to visit and mom wanted to buy her a new Apple computer. DS is employed as a graphic designer and she has her own side business. We went to the Apple Store at International Mall in Tampa. The newest Macbooks are expensive and she would have to get the high end model to get a...

My health insurance agent sent this to me. A lot of info in one location.

For people accessing a state-developed ACA website, are you seeing better performance than we are seeing at healthcare.gov? If you are accessing a state-run website, that means you don't have to go to healthcare.gov but I'm sure you've heard about the problems! ;D

I saw the Florida Blue CEO on TV this morning. He said they are opening/have opened (?) hundreds of service centers where people can walk in and talk to a human, face-to-face, about policies and claims issues. Addressing claims issues face-to-face? This is revolutionary! :) He said they had...

I received an ACA information letter from the VA because I am enrolled in VA healthcare. DH and I also have a high deductible individual policy with Humana because we want to have choices and we don't trust the VA to cover emergency charges due to some random accident far from a VA facility...