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  1. Alex

    Limit Professionals Compensation

    not only "no", but HELL TO THE NO.
  2. Alex

    would this bother you?

    If it were me and a Muslim wanted to pray it wouldn't bother me at all. Nor would a Satanist, Wiccan or Rastafarian (don't bogart that joint my friend!) bother me. But if you are the type that is offended by expressions of religiosity - My advice is that they find a new job. Or better yet...
  3. Alex

    would this bother you?

    Yawn.....It would not bother me at all. While I am not 'religious' (I am spiritual though) I understand that others are and I respect that. Now if my paycheck bounced.....:bat: , well, you can be sure that'd bother me. :)
  4. Alex

    Could the FI of FIRE be good enough?

    I hear you loud and clear. I can tell you one thing: It is nice to have what I call F*** YOU! money. Because I have FU! money, I recently was able to tell my boss, a mental midget, total jackass alpha male, jerkoff, with a Napoleon complex, to go F*** Himself! I refuse to take crap from...
  5. Alex

    Flooring Laminate vs Hardwood

    Engineered wood flooring is the best route, imho. Laminates like "pergo" feel like teflon and look fake. Engineered planks are tongue and grooved with a factory finish. Find the color and finish you like and it installs as easy as Pergo, but it is real wood.
  6. Alex

    Dreading the culture

    My advice: don't be too focused on the future. You say you are saving 80% of your gross? what do you live on, Top Ramen? :o Of course you should plan your future and you should invest a high percentage of your income, but you can't take your money with you, can you? You could die tommorrow, so...
  7. Alex

    Now we know what "The Queen of Mean" was saving it for

    I agree. Personally, I'd rather make my own fortune than inherit one. ;) From my perspective she did those kids a favor.
  8. Alex

    EQUITY: Sell? Buy? Stay put?

    nada
  9. Alex

    Is Home Ownership Really Worth It?

    For me it is not a financial decision but an emotional one. I prefer the security of ownership. That's just the way I am. I don't lease cars either, I buy them.
  10. Alex

    China is planning to sell cars in the US

    "Made in China" is quickly becoming a euphemism for "poor quality".
  11. Alex

    things you must believe to be a republican

    Personally, I think the moderates are the real power in this country. ;D
  12. Alex

    Ron Paul

    Still guzzling the Kool-Aid I see....:D ... Satan himself could run and you'd vote for him as long as there was a (D) after his name.
  13. Alex

    Market Opinions.

    Personally, I will continue to add to my investments in accordance with my Asset Allocation and investment policy. If all goes well, in five years I will wake up and be FIRE'd!!! If not, I'll reevaluate then. What happens week to week, well, I'll leave that to the market timers and financial...
  14. Alex

    what are your $$ plans for the next 3 years?

    I plan in 5 year increments. The first 5 years are very detailed, right down to how much I plan to invest each month. I set annual income goals and list the specific activities/benchmarks I need to hit in order to reach my goals. I update the '5 year plan' every year. The second 5 years on...
  15. Alex

    Sleeping Well in this crazy market?

    I am not too concerned. I still have 5 years of accumulation before I pull the plug. But as a precaution I keep plenty of 'dry powder' in my account as well (currently 10% cash), should the blood start running on the streets! One thing is for sure, I feel very good about my 60/30/10 allocation...
  16. Alex

    Advice for Vanguard Portfolio

    I am keeping the cash in a muni fund because I am in the highest marginal tax rate. The cash is purely defensive. If the stock market continues to decline I will use it to slowly add to my equity positions which are all held in my taxable account. So keeping the cash in my tax deferred accounts...
  17. Alex

    Football Fans? M. Vick ?

    Shouldn't he be suing Oprah then?? :duh:
  18. Alex

    Costa Rica

    Personally, I find rain forests and active volcanoes to be very beautiful. Natural waterfalls and white water rivers are also high on my list of beautiful things. Of all the countries I have been to (and the list is quite long) Costa Rica ranks in the top 5 for natural beauty. Sure that's just...
  19. Alex

    Portfolio Allocation Advice

    My advice is to follow the strategy outlined by the Diehards. Place tax inefficient holding in tax deferred accounts. Here is the post from Taylor Larimore: I hope that helps!
  20. Alex

    Advice for Vanguard Portfolio

    FD, I've already done that. Vanguard has a pretty standard plan that they recommend for most people. It's not a bad way to go, but I am more interested in getting feedback from some of the folks here. ;)
  21. Alex

    Advice for Vanguard Portfolio

    The reason I am 60/40 is that I am getting close to retirement. Within 5 years I will be pulling the plug permanently and living off of my investments. Also, my NEED to take risk has also decreased as my nest egg has grown. At the same time, my tolerance for risk has dropped as well. When I was...
  22. Alex

    Advice for Vanguard Portfolio

    Obviously, I hold the members of both forums in high esteem. :)
  23. Alex

    Advice for Vanguard Portfolio

    Hey everyone! After ten years with the same company, I am changing jobs! So, in the next 30 days I have the opportunity to roll over my (high cost) 401K into an IRA at Vanguard!!! All of my taxable investments have been with Vanguard since 1990 (when I wisely bought the 500 index) so I am...
  24. Alex

    Digital Camera Suggestion

    I agree. I think Canon makes the best digital cameras in the $500 range. CNET is a great source for reviews. HERE is a link to 21 different cameras in that price range
  25. Alex

    Costa Rica

    I have visited Costa Rica 5 times.I would try to visit the following three places in this order- Arenal - an active volcano in the North central, Tamarindo -Guanacaste Penninsula northern pacific coast , Jaco or Quepos- mid southern pacific coast If you drive, this will give you a pretty...
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