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  1. Bikerdude

    RIP "Jimmy Olsen"

    Great Caesars Ghost! Where's Olsen. I'm here chief, I'm here now. Jack Larson, TV’s 1950s Jimmy Olsen, Dies Age 87 | Deadline
  2. Bikerdude

    Health & Happiness in Retirement

    Imagine that! "We find that retirement improves both happiness and health. We find that life satisfaction improves immediately upon retirement and these effects are long-lasting. While we don’t find immediate effects on measurable health outcomes, we do find positive health impacts four or more...
  3. Bikerdude

    We're dumber than we think

    "Baby boomers need to protect their assets from this decline in financial reasoning, Mandell says. But here’s perhaps the bigger problem: A person’s financial confidence increases as he or she gets older, he adds. And that leaves a person vulnerable to sales pitches and investments that might...
  4. Bikerdude

    ER's we know.

    Now here’s some ER’s we know. “Meet Billy and Akaisha Kaderli. They’re both 61 years old, and they retired when they were 38 more than two decades ago. Ever since, they’ve been traveling the world, visiting places as far-flung as Laos, Thailand, Guatemala and Belize.” 8 secrets for success...
  5. Bikerdude

    ER Article

    Hey is this guy a member. Sure sounds like one of us.:laugh: "One secret to their success? They live on very little: About $25,000 a year for a family of three. They own a car, but mostly bike. Dining out is an occasional luxury. And shopping for stuff? That’s best avoided. But their philosophy...
  6. Bikerdude

    Stress test

    Just wondering if anyone routinely gets a stress test during their annual physical. Seems as though G.W. Bush gets one even though he has no symptoms and no history. I have a family history and 2 risk factors and I do not receive one during my physical. However, I do (occasionally) have one...
  7. Bikerdude

    FireCalc limitation?

    This article questions the amount of investment history required to make future return projections. It appears (according to the author) that the FC database is not enough. Why "Based on the previous fifty or eighty years’ worth of data, an Englishman in 1910 would have concluded that...
  8. Bikerdude

    RE Dream = Turkey!

    Retire in France at 62? In Turkey, it "Turkey abolished its standard retirement age in 1969; ever since, a worker's years in the labor market determine when he or she can claim benefits. Pension rules are complex, but essentially about 25 years of service are required in Turkey. Assume that...
  9. Bikerdude

    No SS Cola 2011

    The official announcement is Friday. No Social Security COLA expected for 2011 - Spokesman.com - Oct. 10, 2010 "Social Security was the primary source of income for 64 percent of retirees who got benefits in 2008, according to the Social Security Administration. A third relied on Social...
  10. Bikerdude

    SPAM in PM

    Who do we report SPAM msg in PM? Are we supposed to be able to get SPAM on this site???? Thanks, BD
  11. Bikerdude

    New I-Bond Inflation rate?

    The September CPI-U came in at .2 so if I understand the I-Bond inflation calculation correctly then that will be added to the April thru August rates for a total of 1.4. This is then multiplied x 2 and added to your fixed rate to determine your return for the next 6 months (announced on...
  12. Bikerdude

    The "R' Bond

    Bloomberg article:Save Your 401(k) From Next Lehman-Style Meltdown: John F. Wasik Interesting article that mentions a proposed new type of government bond. I tend to agree with the following quote because it fits where I am in life. "It’s time for a change. Market risk gets painful really...
  13. Bikerdude

    "Stocks for the long run"?

    Sounds familiar.:whistling: “Which leads to the critics’ third complaint: A long holding period actually increases the odds of encountering a severe bear market. And while you might have believed you were equipped to endure a 50 percent market decline, watching five years worth of earnings and...
  14. Bikerdude

    Don't give up on diversification

    I know some here are considering a change if they get back some of what they lost (yours truly included). "But you can’t form a long-term investment policy on a “unique, non-recurring episode,” Kritzman says. (At least we hope it’s non-recurring.)" Diversify Your Investments Even If It...
  15. Bikerdude

    New oil boiler

    I'm looking to replace my 40 yo. oil boiler. The stimulus plan gives a 30% tax credit for oil boilers =>90% efficiency up to $1,500. These are "condensing" type boilers that have some particular installation requirements to them. My question is has anyone on the board recently replaced their...
  16. Bikerdude

    Cable/TV question

    I have an analog TV and analog basic cable service. My cable provider continues to move channels to digital from analog. In their explanation letter they indicate that the channel can be seen with a TV equipped with a "QAM" tuner. I have also read that if the local network channels are broadcast...
  17. Bikerdude

    Cliffs Notes

    For those of you who don't want to wait the full 4 years.:coolsmiley: Kimberley Strassel Explains Barack Obama's Strategy on Taxes, Big Government and Energy Costs - WSJ.com
  18. Bikerdude

    Senate Stimulus Bill- Retiree's

    It appears that under the Senate stimulus plan anyone who works and has “earned income” will receive a $500 tax credit for 2009 and 2010. Others without “earned income” will receive a one time $300 payment in 2009 according to the following proposal: “Description of Proposal The provision...
  19. Bikerdude

    Tax Increases

    Many States are facing deficits in 2009 and beyond. After the usual BS and dancing around the issues they will find ways to raise your taxes at the State or local level. Are you in favor of tax increases? I believe we need to take our medicine now and reduce services to an affordable level...
  20. Bikerdude

    Will you sell Equities in a Rally?

    Just wondering how many of us will sell stocks into a 20 to 25% rally. I may change my allocation slightly but I'm still undecided.
  21. Bikerdude

    Question for Retiree's

    I was wondering how other retired people handle dividend and capital gain distributions from mutual funds. Do you spend your capital gains and dividends or reinvest? I have several core balanced funds that I am considering pulling living expenses from. I will probably need more than just...
  22. Bikerdude

    Unsure of ER

    Read on. Top Toyota engineer died of overwork at 45, Japan rules - USATODAY.com
  23. Bikerdude

    Brokerage Accounts Safe?

    Interesting questions raised by Greenberg's blog. I guess I'll have to call Schwab and Vanguard to find out who really owns my account me or them. Anybody know the answers? Herb Greenberg » Blog Archive » How to Keep your Investments Safe
  24. Bikerdude

    Portfolio Management

    A friend of mine has been talking to a representative of Zacks financial management. They have been handling high net worth individuals since about 1997 or so. Their other claim to fame is doing quantitative analysis for large investment firms. It looks like the program is managed by Zacks but...
  25. Bikerdude

    2008 and all's..... Well?

    Well here we are closing in on 2008 and the markets, S&P and NASDAQ are still off their 2000 highs and the Dow is marginally better, inflation adjusted. My question is for people who retired near or at year 2000 and relied upon their market investments to have a successful retirement. How have...
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