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  1. two4theroad

    Nords is famous again....

    It always surprises me when I see someone whose name I know in the news.... Excerpt from the Wall Street Journal Online this morning..... Make More on Your Cash Doug Nordman, a retired Navy submariner in Oahu, Hawaii, recently rolled over money from maturing CDs into new CDs from Pentagon...
  2. two4theroad

    Swap VIPSX for VWEHX OR VWAHX???

    I am rebalancing and shuffling for tax loss harvesting. (hopefully before the big run up!!) With all the headlines about recession and low inflation for the next few years my VIPSX (TIPS fund) is looking really sad. My last two pay outs from it were truly pathetic, any worse and I would have to...
  3. two4theroad

    Saving loads of money on dining out

    http://restaurant.com Go to this website, enter your local zip code,browse restaurants (most are in large cities) and put coupons for desired locations in your cart. When done go to checkout and enter SANTA in the discount code box. I used it for 10 coupons and it worked fine. It will take 80%...
  4. two4theroad

    "74 Ford F-100 Pick-up Value?

    I know this is a weird place to ask but I have not been able to find any info on this. I need to sell my 90 year old grandma's old truck and have no idea what it is worth. Edmunds and all the other places I go for newer vehicle prices don't go back that far. 1974 Ford F-100 1 owner Bought...
  5. two4theroad

    What makes up the price of gasoline?

    I found this article written by AP and thought some might like to see it. AP IMPACT: What makes up the price of gas?: Financial News - Yahoo! Finance Excerpt from the article which sums it up..... At the starting point of all this is the price of oil -- which, like the oil itself, is...
  6. two4theroad

    Prime Money Market Fund vs. Total Bond Fund

    I have a few years of after tax money in CD's still returning 5+% and a few more years in Vanguard Prime MMF and was happy with it's interest rate of 4.5 to 5% but now it has fallen to 2.6%. Is there any reason why I should not move it to the Total Bond fund with a return of 4.7%? We already...
  7. two4theroad

    Another (government) Plan to Destroy the Economy???

    Another Plan to Destroy the Economy I thought this was a good article and ya'll might enjoy it. It seems the consensus is that government intervention in the economy ain't what its cracked up to be by some. The government should not interfere in a free market economy. They are not very good at...
  8. two4theroad

    Life 2.0

    Retire “Retirement” (Special Section) | SmartMoney.com I stumbled upon this while surfing a retirement article on Smartmoney.com Thought it was an interesting premise and all here would understand and enjoy the idea. 2fer
  9. two4theroad

    Best Rebate/Cash Back Credit Card?

    I have been using a GM card and now have more points on it than I can use as I will not need a new car for several years. I would like to get one of the other cards that pay cash back but the choices seem endless. Does anyone have personal experience with any that they would like to share? I...
  10. two4theroad

    Veterans Administration Hospitals

    My dad has entered an independent living complex and is using the VA for his medical. He says he signed away his Medicare plan when he opted for VA and it would cost a lot of money to get it back. He is convinced that he must stay near a VA hospital forever.So he lives near a VA hospital but it...
  11. two4theroad

    Types of Insurance Needed??

    I was online at USAA raising my deductibles and coverage amounts per the recent conversations about umbrella policies and their requirements. While looking at my auto coverage I noticed that I had $2500 of coverage for Personal Injury Protection that was costing me $115 per year. It seems to me...
  12. two4theroad

    Award winning white wine for LBYM'ers

    6abc.com: California's Wine Surprise Does anyone know of anywhere else other than Trader Joes that this wine can be bought. We have no Joe's here. 2fer
  13. two4theroad

    Social Security question

    My mom divorced from Dad after 17 years of marriage. She remarried for 3 years but divorced again. Now she has reached SS age but was told by a representative here at the local SS office that she cannot collect on her former (first) husbands benefits until after his death. Her benefits are very...
  14. two4theroad

    CPA/CFP Assistance needed.

    We are planning to go with Vanguard and are already communicating with them. Every time we ask questions concerning long term withdrawal strategies or the exact benefits of doing things a certain way they remind me that they are not tax experts. I would like to consult a CPA/CFP or CFA about...
  15. two4theroad

    Valuing pensions and other income streams

    This is from an article by Sue Stevens, CFA, CFP, CPA from Morningstar website. I thought it might be of interest. I have seen many different methods and opinions about this and thought the article had some good points. 2fer Valuing Streams of Income Because pensions and Social Security...
  16. two4theroad

    Capital gains rates more favorable for 2008?

    Quoting Nords from another post : There's nothing wrong with tweaking your portfolio now-- or leaving it for later to take advantage of 2008's favorable cap gains rates. Just what are the details of the favorable capital gains rate changes that will take effect in 2008? I have considerable...
  17. two4theroad

    Free at last!!!!

    Hello to all, I have not posted into this topic before but am combining some other posts here to introduce my self. I am 48 and DH is 57. I wanted to quit my job at the first of 07 as my job was ruining my health. Husband wanted to continue until 59.5 even though his job had higher stress...
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