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Hello, The previous topic on traveling when you have dogs was of great interest to me. A related topic is how do people secure their homes when traveling, especially in winter climates. Here's our list: - replace batteries in thermostats - set house temp to 50 degrees in all zones - shut off...

There's an interesting interview with Burton Malkiel on his current take on investing (found from Morningstar Diehard forum). One fact from the article that blew me away was that only 10% of individual investments are in index funds while 30% of institutional money is in index funds. The...

I've read columns about being able to bunch itemized deductions such that every other year you alternate between taking the standard deduction and itemizing. As I understand it, the main expense that can be bunched is the property tax payment. By paying the December bill a couple of weeks late...

Even though we've probably beaten the Pentagon Federal Credit Union CD issue to death, I have to add one more tid-bit. Today I got a credit monitoring alert from Equifax because Pen Fed ran a credit check on me - apparently as a result of opening an account for their 6.25% CD. Anyone have any...

I'm about to invest in the Pentagon Federal 6.25% CD and I have some questions about the federal insurance coverage and about account registration options. My thinking is that if DW and I each open our own individual accounts at Pen Fed we can each get $100k of NCUA insurance on our accounts...

I recently submitted a BCBS HSA health insurance application online for my wife and I. We were accepted at the standard rate instead of preferred. The up-rating for DW was due to physical therapy on a running injury that I listed as "active". She's actually about done with it and she can do a 3...

Hey, Did anyone read the DIESEL article in the Sept FPA Journal at http://www.fpanet.org/journal/articles/2006_Issues/jfp0906-art7.cfm I saw some discussion in Morningstar's forum and thought I'd give it a read. It's a system for managing withdrawals in such a way that you can supposedly...

Hello all, I'm 41, married with no kids and have been semi-retired for about a year. I used to be in high-tech and have been planning for ER since shortly after I started working (along with DW). I remember noticing the lack of gray hair at my first job and thinking that engineering is a young...