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  1. ijuba

    Spending down IRA in retirement

    DW and I are looking at our IRA's to sustain us as retirement begins and SS is 6 yrs away at 66. Within our IRA's we have a 43/55/2% equity ETF to bond ETF to cash mix. I will also be adding an additional portion to our taxable account later in the year through a house downsize...
  2. ijuba

    Need cash out of my house with no income to verify.

    My house is paid for and I am looking to take back some of the equity for home improvements and some personal things. I've just started a business that is doing well but, I've been on the sidelines as far as work goes for a few years (> 2). My question is: What products are out there for...
  3. ijuba

    Advice....Should I look at home equity this way?

    Age 50 and FIRE. We recently paid off our mortgage and now own the house outright. Thanks to the many posts on the subject and for the advice gleaned from the board in making that decision! My question is: My total house value/equity now represents 31% of my "total assets" (including the house...
  4. ijuba

    Is there a cheaper way to internet?

    I currently pay Microsoft $21.95/mo to have my email account and use MSN. (example: current email address is formatted abc@msn.com) This fee seems excessive. Are there less expensive alternatives? I'd assume that, upon selecting something different/less expensive, my email address would need...
  5. ijuba

    IRA Question

    While this scenario makes sense to me - I'd like to run it by you for any feedback. When Fire'd - is it prudent to take the maximum allowable out of "taxable" account for DW and I - and put it into our respective IRA's each year?. While it seems a no brainer to delay any taxes on capgains and...
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