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I'll find something to do with my $75 a month raise. 😎

Not in several years Sent from my SAMSUNG-SM-G900A using Early Retirement Forum mobile app

My net pay per year from my COLAd pension is currently $8000 more than my final year working (last year). Wife, still working, brings home almost the same as last year. Except for a $60,000 lump sum that I used to buy a boat (about 1/2) and do a few improvement projects around the house, we...

Checking/Savings at our federal credit union My TSP Wife's 401k through her employer Wife's rollover tIRA at Vanguard Both of us have Roth IRA's at Vanguard Sent from my SAMSUNG-SM-G900A using Early Retirement Forum mobile app

My advice would be to let the son pay his own student loans. At 20, he's an adult. Sent from my SAMSUNG-SM-G900A using Early Retirement Forum mobile app

My wife's 401k plan unfortunately does not subscribe to the Rule of 55. She'll be leaving for good at age 56, but will have to wait till 59 1/2 to withdraw penalty free. We don't really have a need to fool with 72t, so we'll just wait. Sent from my SAMSUNG-SM-G900A using Early Retirement...

Yesterday I replaced the ballast in the flourescent light in our kitchen. Sent from my SAMSUNG-SM-G900A using Early Retirement Forum mobile app

We dropped cable a couple of months ago. Cable tv, that is. We still get internet through Suddenlink cable. We have a Leaf OTA antenna mounted high on the wall above the tv that does a decent job for local channels. We also stream Netflix, Amazon Prime & Hulu. I think we each miss a couple...

Still haven't started TSP withdrawals yet, but I have reallocated to 50% S, 25% C & 25% G funds. I'm contemplating my withdrawal strategy..... Sent from my SAMSUNG-SM-G900A using Early Retirement Forum mobile app

I've made 3 Amazon.com purchases this week, none of them today "Prime Day". I just buy what I need/want whenever I need/want it. All were smaller, inexpensive items. Replacement shaver blades, spray lube/cleaner for my Remington shaver, and a replacement ballast for the kitchen flourescent...

latex man - my hometown is Rockingham, NC. You probably know where that is! ;) Sent from my SAMSUNG-SM-G900A using Early Retirement Forum mobile app

If you stay in the Guard or Reserve, you can continue to contribute to your TSP. Also, if you find yourself a federal civil service job, you can likewise continue to contribute to the TSP. You can combine the military and civilian TSP into one account, if you wish. That's what I did...

Well, I've now been retired 1 yr & 2 days. So far, so good....as they say, I don't know how I ever found the time to work...lol! Wife is still working, so haven't had to tap investments yet, living on my fed pension & her income. Several trips to see my 85 yr old mom whose dementia is...

We'll probably always have 2 vehicles. A car or SUV For daily driving & trips, and a pickup truck for boat towing and other things that require a truck. I just gotta have a truck! Sent from my SAMSUNG-SM-G900A using Early Retirement Forum mobile app

Up 2% after yesterday's drop, but I'm not taking withdrawals yet. Sent from my SAMSUNG-SM-G900A using Early Retirement Forum mobile app

That's a fact. However, I learned a long time ago that if you're fishing by yourself in s canoe and the wind kicks up, get in the center of the canoe and it's much easier to handle. Sent from my SAMSUNG-SM-G900A using Early Retirement Forum mobile app

I recently bought a new 2014 (in Dec 2014) Chevy Silverado, and after some dealing, paid almost $11,000 less than the $39,475 sticker price. Sent from my SAMSUNG-SM-G900A using Early Retirement Forum mobile app

We have a couple of S5's that we bought out - right last fall (no contract). We use AT&T currently. We really like the phones. Previously only had flip phones, never any smart phones. I have the Otterbox Defender case, and highly recommended it to protect your phone in case of drops...

I'd have to have both, but that's just me. And I am a fisherman. In fact, I'd also need a small aluminum boat like a Jon boat, with an electric trolling motor. That's just me....I tend to overdo things. ;) Sent from my SAMSUNG-SM-G900A using Early Retirement Forum mobile app

Apparently very targeted. I found the link for it, which seems legit. When I arrived at the actual Amazon.com site, I got a message that said "unfortunately you are not eligible for this promotion". I do shop some at Amazon, but I guess I'm not a high roller. I'm a Prime member, and my wife...

To be able to draw from your TSP without penalty, you need to wait until the year you will turn 55 to retire. Also, I recommend you work long enough to have the option of keeping your FEHB. I'm a retired fed, those are my thoughts. Sent from my SAMSUNG-SM-G900A using Early Retirement Forum...

Is the $4250 per month pension before or after taxes? Any survivors benefits, life insurance or any other deductions? Or is that the net, spendable cash in your hand after you get paid each month? I'm a retired fed, and i have deductions for fed tax, health insurance, life insurance, dental...

SBP for federal retirees works the same as SBP for military retirees (at least for CSRS folks anyway). My spouse will receive 55% from both my CSRS and USAF Reserve retirements when I croak. If she goes first, the monthly monthly deductions for the SBP's stop and I begin receiving the full...

If you are a FERS employee and you retire before the year in which you turn 55, you will be stuck with the 10% IRS tax penalty. Sent from my SAMSUNG-SM-G900A using Early Retirement Forum mobile app

Same here, Mulligan. Due to WEP, my SS will be at most $250 @ 62. I'll be grabbing it then. Should be enough for gas money for fishing. Sent from my SAMSUNG-SM-G900A using Early Retirement Forum mobile app