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  1. martyb

    1 year

    Well, I've now been retired 1 yr & 2 days. So far, so good....as they say, I don't know how I ever found the time to work...lol! Wife is still working, so haven't had to tap investments yet, living on my fed pension & her income. Several trips to see my 85 yr old mom whose dementia is...
  2. martyb

    Post-Retirement TSP allocation?

    Well, I'm one month from being gainfully unemployed ;D. I'm retiring (age 56 1/2) from a federal govt. career spanning 37 1/2 yrs. I'm not one of those really high-graded feds who'll pull down 100k in retirement, but between my fed civilian pension & my AF Reserve retirement that will kick in in...
  3. martyb

    Funding Roth IRA after retirement

    So, I'm just about ready to retire. My wife & I each have a Roth IRA with Vanguard. I know there is a way to fund an IRA based on the spouse's income. What I need to know is the mechanics. Can I simply continue to put money into my existing Roth IRA based on my wife's income while she...
  4. martyb

    Craigslist must be doing pretty good

    Apparently the profits are rolling in at Craigslist. I saw this ad for employment, I believe the jobs are in SF specifically. They don't divulge what the actual pay rate might be, but I'd say the other benefits are fairly generous. "in addition to competitive cash compensation, craigslist...
  5. martyb

    Thoughts on a pool?

    DW & I are looking for a home for soon to be ER (mine very soon, hers a couple yrs). I was wondering what some of you thought about swimming pools in the backyard. I'm exclusively talking about a single family home, not apartment-type situations. Either you bought a house that already had a...
  6. martyb

    Arbitron

    I thought I saw a thread on this once, but did a quick search & didn't find anything. If it's a repeat, sorry about that. Is or has anybody else done the Arbitron ratings thing? Seems like I read the pay was pretty low for the hassle. I was contacted by them through the mail a little over a...
  7. martyb

    Class of 2013

    So, who's retiring in '13 besides me? I'll be punching out 01/18/2013 (my 55th birthday). ;D
  8. martyb

    This fed's gettin' his pay raise!

    So...with the federal employees annual pay raise freeze all but a done deal, I started thinking about how I could maybe offset the effects of the freeze, at least a little. What I came up with is a change in my health insurance carrier. Federal employees have an open season every year around...
  9. martyb

    Is this gonna cause an eclipse, or tidal wave or what?

    So I just noticed that I'm getting very close to a situation where my post count will likely coincide precisely with the number of days I have left until I can retire. That number, at this moment, is 771. Is the alignment of these two momentous events going to produce some sort of cataclysmic...
  10. martyb

    Willie Nelson still doing it his way

    Looks like Willie's finally going to get some much needed rest. I can't believe he's 77 yrs old! And still a pothead....lol :coolsmiley: Willie Nelson Will Likely Go to Jail for Pot Bust, Expert Says - FoxNews.com
  11. martyb

    New Guitar

    :coolsmiley:So...I sold my old(er) Martin D-35 a few months ago. I hadn't played it or anything else in a long while, & I didn't think I'd miss it. We were getting the house fixed up to sell ahead of moving from Louisiana to Wisconsin, & I thought the money would be better spent on some...
  12. martyb

    Who did a last minute IRA for '07?

    I procrastinated, and almost missed the opportunity. Got my 2007 ROTH IRA account opened and funded on the 14th! I started a couple of days ahead of that, but forgot to take into account that I might need to allow a day or two for the EFT to go through. So...now I'm invested with Vanguard...
  13. martyb

    AARP..join or not?

    I just turned 50 a few days ago. I think AARP has a spy camera set up in my house, and knew it was about to happen. 3 days before my birthday, I got an invite to join in the mail. What I want to know is...should I join up? What's in it for me? Are they mostly hype or are they really a...
  14. martyb

    Opening a new ROTH IRA

    OK, I'm ready to open a ROTH IRA with Vanguard. I have the money to fully fund for 2007, but with the current down trend in the stock market, I'm not sure if I should proceed or hold on just a bit to see if things get better. I don't have to act until the IRS tax deadline, which of course is...
  15. martyb

    Trimming the waist

    Besides liposuction, what's the best, fastest, surest way to lose inches off the waist? I know "they" say you can't really target weight loss to specific areas of the body, but surely there must be some tried & true methods to slim the abdominal area??? I'm doing crunches, push-ups and running...
  16. martyb

    Roth Ira

    I could use a little help & advice here. I'm a fed employee who will have a DBP starting in 5 yrs at age 55. I don't get any matching money, but I still max my TSP. Haven't always been allowed to do the max, but I am now & will till I retire. If I'm lucky, I'll only see about $250K in my TSP...
  17. martyb

    Anybody served on a jury?

    I served on a jury this week in a 4th offense DWI trial. The trial took most of the week. I was the jury foreman. Today, we deliberated 3 1/2 hrs & rendered a verdict of guilty. There was a good deal of debate among the jury members, & I had to write several notes back to the judge so we could...
  18. martyb

    Pensions vs. Portfolios...My first poll!

    Just wondering, with all the Net Worth discussions & valuation differences between "regular" portfolios vs pensions etc., if folks had an option to take one or the other, but not both, which would it be? I'm expecting to be in the COLA pension category, but if I could swap it in for $1 million...
  19. martyb

    How do I calculate the value of a pension?

    In 6 yrs at age 55, I'll begin receiving a cola'd pension that will start at ~$36000 per year. At age 60, I'll start drawing another cola'd pension of~$14000 per year. Both are before-tax amounts and deductions will be made from the larger pension for health insurance (current rate is about...
  20. martyb

    New Guy

    Hey everybody! I've been lurking around here for some time, soaking in lots of great information. I've read literally hundreds of posts, & now I'm ready to join the community. I'm a federal employee, just shy of 49 yrs old & will be retiring in 6 yrs, 2 months at age 55 (January 18, 2013). I'll...
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