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Ill try to make this short. 1) Ive had a custodial account in my sons name since he was born. Hes now 18 and in college. 2) This is the first year he is filing a tax return as he has a part time job. 3) Earlier in 2017 , I made a large transfer putting his college money in more conservative...

I'm probably the only won who didnt know this but I guess Vanguard Wellington is closed to new investors. Anyone have any good alternatives that are similar?

Does anyone have any experience disputing something on a credit report? When we moved back in July 2015, we disconnected service with Verizon who doesnt have coverage where we moved to. 2 months later I was still being billed. I called and got the run around. I finally talked to someone who...

Today is my 51th birthday and my 1st anniversary of retirement. My wife also retired the same day. Its been a big year of change. We retired on Jan 23rd. The first week of Feb I started doing to some work around the house in preparation to sell the house that we built 20 years earlier and...

This will be the first time Ive signed up for an non employer health insurance policy. Including my pension, a small amount of money I will be paid this month for left over vacation time and my estimate of dividends and capital gains, Im right at the subsidy cliff. I mean RIGHT at it. I'm a...

I have a pension that has COLA but not a standard COLA. I get 4% of my initial pension amount and then get that same amount increase every year. In other words, its not compounded so the percentage gets slightly smaller every year. Is there any way to account for that in FireCalc? Also, when...

I retired last Jan but Im still on the books until Feb 23rd or so (2016). When do I need to sign up for my own insurance on the open market for it to take affect on Feb 23rd? Can I only sign up on the first of the month? Is there lag time for the new policy to take effect? Does a policy only...

It looks like Im back on the auto insurance merry go round again. After 3 good years, Geico just hit me with a 32% premium increase. Not gonna happen!

Can someone please explain the basics of Medicare? The way I understand it Part A is for hospitalization and is free for anyone who paid medicare taxes while working. Part B is health insurance and costs around $105 or so? Part D is for prescriptions? Someone is telling me that if I leave my...

Moderator note: this thread has been created to continue the discussion regarding the NE Patriots, cheating, and related topics. The posts here were transferred from the NFL 2015 thread. ****************************************************************************** My opinion was that Buffalo...

Here’s What Your Part Of America Eats On Thanksgiving | FiveThirtyEight This is an interesting article on which parts of the country prefer certain side dishes on Thanksgiving. I found squash in the upper NE of the country to be rather strange as their main side dish that others don't each as...

Although I retired in Jan 2015, I am still being paid until Feb 2016 due to a clause that allows me to forego a lump sum for all of my vacation and sick time and instead be paid bi weekly until all of my discretionary time is exhausted. I chose to receive half pay for twice as long. The...

DW are doing a 4-6 day trip per month somewhere. We would love some suggestions from people who have a cant miss place they loved. We live in S. Florida but the trip can be a driving trip or require a flight to get to. We love active vacations, beach type vacations, all inclusives...

I mentioned in another recent VRBO thread that we booked a place in NYC but upon arrival discovered that they had misrepresented the apt. There were numerous good reviews. The listing mentioned that there were multiple nice restaurants and bars within walking distance, amongst other things...

Previous rent / own polls included everyone which seems biased towards continuing to do whatever you did before retirement. This poll is only for people who moved after retiring. When you retired, if you moved afterwards, did you continue with the same living arrangements as before?

This year I spent my max OOP way back in May due to several serious disc issues in my back and neck. Ive had surgery on one disc, Ive had 3 separate steroid injections and have another scheduled in 2 weeks. Multiple MRIs, 17 physical therapy appts., etc. I still have more than my share of...

DW and I went to Washington DC for a sightseeing trip. On the last day (yesterday) we had to check out at noon, but our flight wasn't until 6PM so we left our luggage with the bellman. One of the bags is one of those new hard sided bags with 4 wheels that swivel in all directions. When we...

Ive talked about my back problems here in the past. I had severe pain, burning and numbness in my right leg. I had back surgery on May 29th. Two days after the surgery I woke up with my LEFT thigh completely numb. The neurosurgeon said I should have no issues with my left leg because they...

I know this is a stupid question to most of you, but Ive never had insurance with a co-pay before. Im totally confused. The plan lists the following: Deductible : $5750 Max out of pocket: $6600 Provider Choice: HMO Co-Pays : Primary Doc = $20 Specialist = $50 Nothing listed...

We retired in Jan and moved to South Florida a month ago. We have a huge amount of family here. We are renting a very nice 2700 sq.ft. house and are happy with it. We have a son who is about to be a junior and the schools are excellent here. Our plan is to stay here 2 years and then see what...

We all know that buying a car and keeping it well past the time that its paid off is one of the most cost effective ways to own a car. For my whole life Ive bought new cars and kept them for about 10 years. Buying a used car is also a cheap way to go. For the purposes of this thread, I'm...

If you've leased a car, did you get hit with any hidden or unexpected fees when you turned it in?

We've all played the game where we guess how many jelly beans is in the jar, right? Who wants to guess how big a truck I need for our move? I've gone back and forth trying to estimate. We have a 4 bedroom house but are giving away or selling a lot of our furniture. Bedroom #1 has a desk...

There have been discussions in the past related to getting credit or buying / renting a house with no job. We are going thru the process right now so I thought I would let y'all know how it went. We sold our house in Texas and are about to move to Florida. DW is there now and found a house to...

For anyone who has done it, how hard would you say it is, for someone who has no experience, to drive a 20' U-Haul moving truck 1300 miles? I've driven moving vans across town a few times and would be totally confidant driving any vehicle, but my recovery from back surgery has not gone well at...