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Hello. I haven't posted much lately. I've gotten a lot of help here over the years, so I am back. :) I am mid 50's and wife is a little older. I think we are looking to retire in 2-4 years or until w* impleads too much on our personal time. It's already getting to be not fun but the income...

I am looking to retire in the next few years but his healthcare stuff is really putting a damper on thinking about it. I'll admit I don't know much about how it all works. I know I can purchase my exact health plan for 18 months via COBRA. (at my full cost which still seems cheaper than ACA) I...

Thinking of converting some of my mutual funds and cash to EFTs where I can. My portfolio is across several brokerages and account types of which some are limited to what I can buy (think 401k). Looking into these 3 to help balance the rest of my portfolio. IVV IJH IJR Maybe 3 years out from...

Calling all W/L insurance specialists Hi. Can someone explain how a non participating whole life insurance policy works? Does anyone have one of these that would like to comment? What happens if you want to stop making premium payments and/or deposits. Thanks.

With in the next few years we would like to go to part time or perhaps 32 hours a week with full retirement a year or 2 after that. Just about all of our retirement funds are in tax deferred accounts which include 401k, IRA, and Roth IRA. We may be able to roll the IRA's into our 401k's and...

Hi. Has anyone successfully moved their IRA account in their 401k account to make it available for w/d at age 55 without paying penalties. (age-55 rule) Is this possible? Thanks. JD

Has anybody done this recently? What has been the turn around time from app the funding? Has service gotten any better? The rep said they were still swamped. Thanks.

I plan, at the very least, to go part time in about 6 years at which I will be 50. My DW should be able completely retire if she likes - she would be 55. We currently max out my 401k and 2 Roth’s. My DW just became eligible for a 401k (no match). Besides the 401k and Roth’s, we should have...

I was contacted by a Fidelity rep that I assume was from the premium services group. I did not return the phone call. Now I am considering hearing what they have to say. I believe there is a free consultation. Has anybody used this service? Thanks.

I will be lending money to a friend for the 3rd time in the last 10 years. The past 2 times he has paid me back on time or better every month - 6k over 3 years and 9k over 5 years. The first 2 times we had a notarized loan document and the loan was secured by his vehicle which he doesn't have...

I have been managing my father-in-law's IRA for the last 5 years or so in a fidelity account. I've been doing pretty good with it as it's up over 4% YTD with a 30/70 split. Several companies seem to be contacting him every month about annuities, hence my annuities questions a while back. I've...

On a scale of 0 to 100 I am at about 5% of buying a 2nd house and I have some questions. Are mortgage rates typically higher for investment properties? Is there a down payment percentage that is required? Thanks. JD

Why do companies have 401k plans that have 1 year waiting periods for new employees. That is way to long to wait. That's not a very good selling point for a company looking for talent. JD

I had an agent call me the other day offering a guaranteed IA at 4 or 5 percent. The call didn't get much further than that so I didn't get any details. In the meantime, I did some research on IA since I was not that familiar with them - including the thread on here from 2008. I used an...

Is the limit still $2,000 for 2011? Thanks. JD

I need a new dehumidifier for my basement. 50 pint should do it. I was hoping to find something around 600 watts and under since these things suck a lot of electricity. Anybody have an energy efficient one that works well? Thanks.

I just received a misc-1099. Would I list the this amount under 'wages'? The amount is in box 7 on the 1099. It was severance money from due from 2008. The company I worked for was paying me severance in 2008, then filed for bankruptcy and the payments stopped. In 2009, they paid me the...

I hope you don't mind I am posting tax question here. When I refer to "I" in the following question - it's not me. :) My Question: I'm single and live with my girlfriend. We have 2 kids(ours) that live with us. My girlfriend filed as head of household and claimed the kids as dependents. She...

I just read this today and found it interesting. I hope this isn't duplicate material. 4 secret Social Security jackpots - MSN Money

I have some older model vehicles and thinking I should drop the collision coverage from my policy. I have a 2000 Honda Ody which retails for about 6k and a 2003 Kia Sorento which retails around 9k. What do you think?

I am thinking about replace my 15% cash position with a 10% position in DODIX. My portfolio is 75/25 with much of the 25% in cash earning .3%. My goal is to beat my cash returns as safely as possible and this fund seems like a winner. What do you think? Thanks. JD

I just got some convenience checks in the mail with 0% int for 6 months. I am thinking about taking the max putting it in my MM account which is currently at 3%. However, they didn't bump my limit up to what I wanted. I went from 16 to 36, but was asking for 50. They asked me why I wanted an...

LOL...they just made an ass out of Cramer on the Colbert Report. Probably aired a few days ago for the 1st time. Anyone catch this?

Will this affect my 2008 tax return? Is it ok to go ahead and file?

online good faith estimate :1486 After applying: Title Search 100 Title Examination 100 Attorney Fees 500 Lenders Coverage 975 Recording Fees 90 City/County Tax Stamps 150 State Tax Stamps 350 Lien Release 40 Survey 275 Pest...