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Mine started when I was a little younger, but got worse now that I am older. I notice mine is when my blood pressure is high. And yes, there have been many nights that it is so loud, I have a hard time falling asleep (it takes 10 minutes to fall asleep versus 2!). ~M

I am down 5 lbs this week. I am not telling my initial weight (entirely too much) just yet... but I will when I lose these 30-40 lbs! I need to get healthy for my wedding coming up in just 16 weeks, and to start thinking about having some babies! ~M

My bill this past month was $65, which is alot for me. I have a new occupant to the house (my fiance) who will not allow me to put the thermostat below 55. If it were my choice, it would be 50-55, and I'd walk around in sweats and slippers, with throws. But... because I cant, we have a $65...

Welcome! So glad you are here! When I tell people that I am going to RE, they laugh at me. People I work with are continually making fun of the way I live and the choices I've made (inexpensive house in the city, inexpensive car, shopping at Save-A-Lot, watching how much I eat out, etc.). It...

KM, Welcome to the board. I know some people are very private, and do not like to post specifics, but if you feel comfortable with posting more information about your situation, I'm sure these very knowledgeable people will be able to give some advice. ~M

Welcome to the board! It is nice to see another yung'un on the board. I agree with you about the mortgage payoff. I think that would be the most liberating thing in life..to pay off the mortgage. And THEN be able to retire early. :-) Once again, welcome. ~M

I am sorry you have to go through this... I must admit, I've been to therapy, and it has been mentioned that I have BPD. What I think it great-is that you've stuck by your wife through this. I know it hasnt been easy - as we are nice to everyone around us, but not to those we love. At my...

I have tracked the stock market almost every day in 2005 and 2006, and the last two days of the year on both years has been down. I am trying to see "trends" in the market...but with only 2 years worth of data, it isnt so predictable. ::) ~M

I do not track my expenses, but this is the new year. I am going to start... as of today. I will have to go do research with my Money program on the computer. Thank you, everyone, for the motivation! I'm going to need it throughout the year! ~M

I live in Ohio. Not a community property state. Thank you. ~M

I am getting married in just 5 months and considering a prenup. I'm sure my fiance will not be so happy about it, but I just saw on the Suze Orman show that if a spouse opens a credit card (even if with their name only), and something happens to them (or does not pay), the other will be...

Happy New Year to all... ~M

I hear ya, Dreamer. That's why I try to sign on a few times a day... which makes me feel like an addict! :laugh: ~M

"This will lead us again to the discussion about the geographical area you live in or plan to live in retirement" I live in the city of Akron, OH. The house was very affordable, and I felt comfortable as a single female living in the area I live in when I purchased the house. It is actually...

I wonder the same thing... Though I am not even close to retirement, I wonder why I have to save millions for retirement (SS will not kick in until 2045) . With my mortgage my expenses a month are around $1200/month. Once there is no more mortgage ($550/month) or car payment ($245/month) the...

How about getting a paint job from MAACO for little money, and selling it for much more than the friends are going to pay for it. Or, someone (private party) may want the yellow. Whatever is best for you, and your family. I am sorry for your loss. ~M

I agree. I have actually been looking into the cob housing. http://www.chicobco.com/cob-house-in-Eco-Village.gif Unfortunately, there arent many here in the US (that I can tell, so far). Not sure how many counties would approve these structures. Housing made from mud. Farm and eat from the...

Addicted. How could one not be? I look up to many of you ... for advice, for motivation on getting my butt in gear for ER! I plan on becoming MORE addicted through 2007 while my financial situation improves, my investments increase, and my net worth nearly doubles (well, that's the goal)...

My prediction is that it will go up by 15% in 2007. At least, I hope it does! :-) ~M

I am watching a new episode this morning of the show. This part of the show is the "Can I afford it?" portion. A woman is 29 y/o - wants a $32K car. Makes over $3k/mo. Has $1600CC debt, $1700 in savings, and $2k in 401k. ARE YOU KIDDING ME?!?!?!?!?!? 2K in retirement? Where do these people...

Me either. Last year, I had a ROR of 9%. As of yesterday's close, I was up to 16.6%! I will wait to see once my account information updates in the morning as to my ROR this year. Lets hope 2007 can do the same... ~M 12/30/06 I just checked. My ROR this year was 16.2%. I guess I'm choosing the...

Yes, I plan on locking in for 7 years. I dont need the money for anything, and it is much better than investing in savings bonds as I was planning on doing this year. ~M

Yes, you can apply for NMFA when you apply for the CD. Sounds good to me! I think I'm in! Thank you, everyone. ~M

I actually called PenFed, and they stated I could join the NMFA. No one is taking the lifetime membership? My frugal ways tell me that is way too much money. I was wondering how that worked - pay just $20 and be able to invest for the entire year? If I want to invest next year, I would have to...

Not so good for me...you have to be part of the military, which I am not. :'( ~M