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Well, we all know and love our own Rich in Tampa, and by his manner and style believe he is a very good adovate for his patients. A recent study, published in the NEJM says that hospitalists save $$ and have the same outcomes as the patient's primary physician. (I would have thought...

An article in today's NYT notes that 11% of all individuals who apply for health coverage are not offered a policy after the insurers review their medical conditions, and that rises to nearly 30 % for those in their 60s but too young for Medicare, according to a new industry survey to be...

My tolerance for BS has never been high, but my fuse is getting shorter and shorter. Since I am not FI yet, I need to keep my attitude in check. How do you keep from letting this stuff drive you crazy and keep from actually saying what you think or behaving in ways that clearly flaunt the...

We have $$ in 3 firms. TRowe has deferred $$, Fido has taxable, Roth, and rollover mutual funds, and individual stocks in Schwab brokerage account. I would like to move the Schwab stocks to Fido to simplify, consolidate, and make moving $$ between stocks and funds easier. Can I move/transfer...

Every state has a list of persons with unclaimed funds in that state. The amounts are generally small but can be substantial. The funds are from a variety of sources, ranging from unclaimed tax refunds to magazine subscription refunds. People who most likely have unclaimed funds are those who...

Our computer (Dell) is 8-10 years old. It runs on Windows XP Home Edition, SP2. We reformatted and reinstalled Windows about three months ago after a run in with a nasty root virus and it seemed fine for awhile. We have recently begun having what appear to be software problems, but I wonder...

I haven't posted in a while but I am still around. Lots going on. Anyway, I saw this today as a news release from ther Kaiser Family Foundation, and thought everyone might be interested in this latest development. Hopefully, this is a trend that will grow and is here to stay: "The HR...

This has been discussed before, but it is important enough to bear repeating. Yesterday we learned that a friend and co-worker died suddenly in a plane lavatory while returning from the west coast. She was 58, active, healthy and involved in many activities. She planned to retire in about 2...

Apparently some people don't know the difference: http://tinyurl.com/2va9l3

A new National Institute of Aging study, notes that those born between 1948 and 1953 were less likely than their parents to describe their health as "very good" or "excellent," and they were more likely to report difficulties with routine activities, such as walking a short distance or lifting...

One of the things I like about the people here is the tendency to research the heck out of every purchase, buy wisely, and make sure that every spent dollar counts – efficient use of $$ so that it goes farther. My early jobs were low paying and I needed to do all I could to make the $$ go as...

Just a reality check and a bit of fun: Position: manage 32 staff and 27 contracts for budget reponsibility of $7.25 billion. Contracts provide health insurance, including and health care services and speciality services (such as disease management) covering about 750,000 lives for poor and ill...

Just one year ago, my DH and I were saving about 10-11% of our income, now it is 30% and we haven't signifiantly changed our lifestyle. Reading this board, I decided we needed to do better tha 10-11% if I was ever going to FIRE. Part 1. First I started tracking expenses. I had done this well...

My family has the opportunity to go to the Galapagos this summer. ;D I have been looking on line for tour information and am quite frustrated. The information is incomplete, dated, and inconsistent. Prices are often not available. We are working with an agent, but want to give her some...

A co-worker recently inherited about 100K. With no invesitng experience except contributing to her deferred account, she got a FP from a family member. He is managing the inheritence and told her how to move her deferred funds, but *** she has signed a contract prohibiting her to discuss with...

The "Do Nothing after RE" thread prompted me to wonder how many ERer's and ER-hopefuls have had pre-ER opportunities to get a taste of 'the life'. That is, before being FI, did you have a time in your life when you were not w*rking (or schooling), and as a result, know you will be able to fill...

I am finally taking the plunge, making my first post on any forum. I have been lurking for about a year, and have enjoyed and benefited from everyone's wit and wisdom. I will be 50 within the week and hope to ER in 5 years. I have always lived frugally and deferred a percentage of my salary...