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Hi all, like many others last year I pulled the trigger and exited my 401k's bond fund and have been rebuilding via its money market fund - which of course has been doing fine since. I'm staying the course for now as it looks like there's no rush but I am starting to wonder what I and likely...

:facepalm: I can't believe I did this. I am typically uber-careful and plan all my portfolio activities with a ton of spreadsheets and deliberate consideration of all the angles. Have been doing this successfully for 20+ years and have learned a ton from the collective wisdom here. We are...

Hi all, it's been quite a while since joining this forum 10+ years ago. After spending many many days & nights here back then to educate myself and establish a plan I've only visited from time to time while our savings plan has been in action. Recently my megacorp has introduced a couple of...

This past weekend DW and I were at a small reunion of about 10 friends/couples who used to work together in a tight-knit company about 10-12 years ago. At the time we met we were all just out of top colleges, very hard working, smart, and ambitious. It was very much a work hard & play hard...

PenFed 15yr fixed is 4.25% with 0 points and 1% origination fee....and rates may continue to fall further with the global markets in the coming weeks. I've currently got a pretty good 4.625% 15 year note thru them with 14 yrs remaining. At the time I thought I had gotten the deal of a...

So currently DW and I have two paid off cars that are 7.5 and 9.5 years old that we purchased new. Both have about 100k miles on them, and with one of them (SUV, 7.5 yrs old) starting to have some higher maintenance expenses. Over the past week or so we've begun to wonder if we should go ahead...

A few weeks ago DW and I received some happy news that our first addition to the family is on the way! :) So of course one of the many things we are now looking at is revising all our insurance needs. We’re both in our early 30s, great health/genes, and probably ~10 years away from FI. Here is...

Curious.....for those of us still in the accumulation phase of our FIRE journey, how has everyone been handling the market rollercoaster over the past few months and the more recent bailout news? DW and I are 10-13yrs away from FI and have a pretty simple savings plan of DCA into the market in...

Just read an article on CNNMoney about the 3.75% savings rate for DollarSavingsDirect.com, a new online savings account by Emigrant Bancorp. http://money.cnn.com/2008/08/25/pf/dollar_savings_online/index.htm?postversion=2008082506 I'm a bit confused by the difference between...

So after a couple of years driving around and researching the local real estate market on the weekends for fun, DW and I have pulled the trigger on moving. We have owned our current house for 6 years but have been looking for a place that has a little more space inside and out, plus better...